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【单选题】
This lecture taught me how to manage my time better to include my online studies in my busy ___.
A. schedule
B. outline
C. structure
D. responsibility
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Generally speaking, an Irish person will not accept an offer straight away; he will ___ once or twice first before accepting it.
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There is every possibility that many species (物种) of animals will die out because of their disappearing food ___.
A. mode
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As a college student, you should enjoy learning and get yourself ___ in those things that interest you.
A. concerned
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The name of Hitler (希特勒) has always been associated with war and ___ killing in the minds of those people who lived through World War Two.
A. imaginary
B. multiple
C. indispensable
D. massive
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He works hard every day to make more money, but he ___ his health, time with his family, and the hobbies he once love D.
A. neglects
B. reminds
C. ceases
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I asked a passenger sitting beside me if our train was the Westlake Express train, and he said he ___ of it.
A. not even heard
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C. even not heard
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【单选题】
Whatever you say in the paper has to ___ your own thinking; hence simply repeating the professor’s opinions or whatever is in the readings will not get you very far.
A. ignore
B. arouse
C. reflect
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We are sorry to know that they did not succeed ___ the project for lack of necessary funds.
A. to fulfill
B. to have fulfilled
C. in fulfilling
D. with fulfilling
【单选题】
It is surprising that fewer students were prepared to undertake the ___ to hand in written work on a regular basis, or to study over long periods.
A. engagement
B. commitment
C. authority
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Emily felt hurt and ___ by a close friend who had borrowed a considerable sum of money to pay for a house and then took it as a gift, never thinking of giving back the money.
A. conflicted
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In 1988 the old system was ___ in the country and a new system was introduced to take effect in 1990.
A. transmitted
B. abolished
C. assumed
D. compensated
【单选题】
We should not ___ ourselves to the classroom. We should go out of the classroom, see the world and talk to others as much as we can.
A. entertain
B. confine
C. assign
D. involve
【单选题】
I have always been grateful ___ Fred __the generous and helpful information when I was at the crossroads.
A. to … for
B. to … with
C. for … with
D. for … to
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I think we both need to ___ the past, be happy about what we had for a time, learn from our experiences, and move on from there.
A. let go of
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My brother and I managed to ___ with each other and we soon made peace after a week’s quarrel.
A. heal
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The two robbers in a stolen car tried to ___ a police roadblock (路障), but faile D.
A. break in
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【单选题】
Because of his long illness, Lee’s English level had dropped, but he was determined to ___ the other students by working harder.
A. put up with
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【单选题】
We appreciate your efforts in making changes in your schedule and think that this new arrangement is now ___ to us.
A. agreeable
B. sustainable
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The woman who died in a car crash last Saturday in the suburbs has been ___ as Kate Johnson, a 25-year-old office clerk.
A. justified
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My nephew failed in the College Entrance Examination, and we were all very sorry that he did not ___ to the university.
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Almost half of that group will experience stress ___ enough to call for professional help.
A. tense
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If you grow too fast your entire economy could completely shut down and bring growth to a(n) ___.
A. halt
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【单选题】
I tried my best to drive inside in order to avoid the edges that might make me ___ the steep slope.
A. slip down
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【单选题】
When the driver heard that there was a bomb on the bus, he immediately ___ to the side of the highway and radioed the police.
A. put out
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【单选题】
She was very ___ to become a manager in our customers’ office, but finally accepted our offer.
A. eager
B. intelligent
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【单选题】
In the race, it looked as if he would be the first, but then another young man who was close behind him put on speed and ___ by a few seconds.
A. beat him for it
B. beat him to it
C. beat him up
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【单选题】
It is really helpful to have someone like you that we can ___ and count on during difficult times.
A. lean on
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【单选题】
Women have a greater ability to ___ names with faces than men do, and they are also better at recalling lists.
A. associate
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【单选题】
He was always ready to help others and managed to ___ his friends ____being hurt.
A. expose … to
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C. restrict … from
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【单选题】
Older people are less likely to be ___ their negative emotions (情绪) and more likely to focus on the positive.
A. reserved for
B. caught up in
C. beat up to
D. counted on
【单选题】
I don’t have any bandage, so I have to ___ pressure to the wound to keep the bleeding down.
A. apply
B. involve
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【单选题】
It is important that whichever candidate (候选人) is picked the loser should accept the defeat ___.
A. in advance
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【单选题】
___ that new homes cost more than older homes, but that is not true across the country anymore.
A. It used to be
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The boss ___ his employees to work longer hours as the company is dreadfully short of staff at present.
A. called on
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The president’s visit and ___ discussions led to a plan that aimed to improve the trade relations between the two countries.
A. emerging
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The author ___ his general idea mainly through statistics and results obtained from a survey (调查) about auto customer services in the United States.
A. assumes
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People in this town starved, several buildings were bombed and crime ___ because you had to steal to eat.
A. eroded
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C. released
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Olympic recognition for bodybuilding (健美) remains ___ since some argue that bodybuilding is not a sport because the actual contest does not involve the same sort of efforts as “real” sports.
A. controversial
B. conventional
C. characteristic
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【单选题】
Tom tried to justify his absence from the meeting by ___ that he had been ill that day.
A. admitting
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【单选题】
___ the huge financial benefits, biological companies have been rushing to set up laboratories and new research projects.
A. Aware
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【填空题】
1.不良贷款是指按照信贷资产风险分类的有关规定划分为___、___、___的贷款及___。
【填空题】
2.不良贷款管理是指根据不良贷款的内在特点,通过科学的管理方法与流程,对不良贷款___、___、清收处置和监测、检查与奖惩等各个环节进行的全过程管理。
【填空题】
3.省联社资产管理部是全省不良贷款管理处置的主管部门,负责制度制定、监督考核、统计监测、业务指导、资产保全等不良贷款管理工作。市县行社___负责本行社不良贷款的管理与清收处置。
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4.市县行社资产管理部岗位设置包括催收岗、诉讼岗、会计岗、资料收集岗、保全岗、价值评估岗、竞价平台操作岗、债权转让岗、抵质押物管理处置岗等,其中___与___实行岗位分离,并对辖内不良贷款管理工作进行业务考核及监督检查。
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5.资产管理委员会委员原则上由资产管理、信贷管理、财务会计、法律合规、风险管理、纪检监察等业务条线部门负责人组成,委员人数不低于___人,且为奇数。
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6.资产管理委员审批决策程序包括:组织召开会议、项目陈述、___、___、意见反馈。
【填空题】
7. 资产管理委员会召开会议时,参会委员应不得少于委员总人数的___,且为奇数。
【填空题】
8.资产管理委员会召开会议时,其中资产管理、信贷管理、___和___业务条线部门委员必须参加。
【填空题】
9.市县行社不良贷款原则上应在不良贷款形成之日起___内全部移交到资产管理部门管理。
【填空题】
10.不良贷款移交程序包括:申请、___、审查、审批、移交等五个环节。
【填空题】
11.在不良贷款责任认定及追责环节,市县行社___对拟移交的不良贷款进行责任认定,并提交___对未尽职的责任人员进行责任追究。
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12.在不良贷款移交审查环节,负责调查的工作人员应在调查报告中对可能影响到___判断和___选择的重要事项进行充分说明。
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13.经批准移交的不良贷款,在市县行社审计部门主持和监交下,将___由贷款经放部门移交至资产管理部门,移交清单由移交人、接收人及监交人三方签字后存档保管。
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14.在不良贷款日常管理工作中,市县行社资产管理部门负责对每笔不良贷款确定___岗位及___责任人,负责开展日常管理的具体工作。
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15.实行不良贷款日常管理工作___。以工作日志、会议纪要、调查报告、专题报告、系统操作日志等方式记录日常管理工作情况,及时反映和报告不良贷款管理存在的问题,提出相关工作建议。
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16. 2016年以后新形成的本金或利息逾期90天未收回的不良贷款,要在不良形成之日起___全面诉讼,依法保护市县行社债权。
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17.诉讼案件判决、裁定或调解、仲裁裁决等生效后,若债务方不履行法律文书确定的还款义务,应在法定期限内向法院申请强制执行,并向法院申请把被告人全部纳入___。
【填空题】
18.对已经超过诉讼时效或保证期间的债权,可采取___或___等有效措施恢复诉讼时效。
【填空题】
19. 新的《民法通则》规定自2017年10月1日起向人民法院请求保护民事权利的诉讼时效期间为___。
【填空题】
20.在对不良贷款业务资料信息维护时,要及时将不良贷款日常管理获取的催收、诉讼、调查报告、权属、估值等信息完整录入“资产管理系统”,语音、影像资料也要同步上传系统,做好系统___和要素信息的___工作。
【填空题】
21.要及时将不良贷款管理档案进行归档,做到___,___。不良贷款管理档案除全部原始信贷档案外,还包括不良贷款交接、管理、诉讼、调查、评估、处置等过程中形成的所有资料及责任人认定与处理材料。
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