【单选题】
Q1: Why did the woman decide to do a triathlon?___
A. Because she did it in college .
B. Because she wanted to be tough .
C. Because her sister did it and liked it .
D. Because her sister said it was good for her .
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【单选题】
Q2: When did the man first do a triathlon?___
A. Last year .
B. In college .
C. Last week .
D. In high school .
【单选题】
Q3: How does the man feel about running?___
A. Boring.
B. Scaring .
C. Exciting .
D. Interesting .
【单选题】
Q4: Why doesn’t the woman like swimming in the triathlon?___
A. Because she fears that a big fish might eat her .
B. Because she fears that she would get lost in lakes .
C. Because she doesn't want to scare away small fishes .
D. Because she doesn't like swimming with many people .
【单选题】
Q1: What is the ratio of positive to negative emotions that can make a person happier?___
A. 1:3.
B. 3 :1.
C. 1 :10 .
D. 10 :1.
【单选题】
Q2: What is the most exciting finding about increasing positive emotions?___
A. It improves relationships .
B. It leads to greater success .
C. It helps develop creativity .
D. It contributes to good health .
【单选题】
Q3: What does the speaker say about negative feelings?___
A. People should turn every negative feeling around .
B. Negative feelings can sometimes have positive effects .
C. Negative feelings often cause people to make mistakes .
D. People should never show negative feelings in public places .
【单选题】
Q4: What is the main idea of the passage?___
A. People should learn to manage their emotions .
B. People should be patient with their negative feelings .
C. People should learn to analyze causes of unhappiness .
D. People should identify as many positive feelings as possible .
【单选题】
Q1: What are the man and woman talking about?___
A. Whether nature is magical and kind .
B. Whether nature is powerful and full of risks .
C. Whether Christopher was well prepared for the trip .
D. Whether Christopher's trip to Alaska was worthwhile .
【单选题】
Q2: What can we learn about Christopher?___
A. He made a film about his trip to Alaska .
B. He wrote a story about his trip to Alaska .
C. He died while having an adventure in Alaska .
D. He learned how powerful and risky Alaska was .
【单选题】
Q3: What does the woman think about Christopher taking the trip to Alaska?___
A. He was too foolish .
B. He was really romantic .
C. He had a very kind heart .
D. He had a spirit for trying things .
【单选题】
Q4: Which of the following is NOT mentioned as something that would have saved Christopher’s life?___
A. A gun to hunt .
B. The map of the area .
C. Emergency food supplies .
D.
E. mergency communication equipment .
【单选题】
Q1: What speed can an avalanche reach within five seconds of taking off?___
A. At 8 miles an hour .
B. At 18 miles an hour .
C. At 80 miles an hour .
D. At 88 miles an hour .
【单选题】
Q2: According to the passage, under what circumstances may an avalanche occur?___
A. There are too many layers of snow on the .
B. There is a layer of snow covering an entire area .
C. The top layer of snow slides off the layer below it .
D. The layer of snow below the surface becomes unstable .
【单选题】
Q3: What are skiers advised to do to avoid being caught in an avalanche?___
A. Ski only in the official ski areas .
B. Look for solid snow to walk on .
C. Look out for each other while skiing .
D. Learn to control themselves in an avalanche .
【单选题】
Q4: Why does the ski patrol use explosives?___
A. To dig holes in the snow .
B. To close the area for skiing .
C. To make an avalanche move on purpose .
D. To' check how different layers are holding up .
【单选题】
Q1:What is conversation mainly about?___
A. The woman's happy college life the man's doubt .
B. The woman's spending habits and the man's concerns .
C. The man's reminding the woman of the exam this Thursday .
D. The man's support for the woman over the past 15 years .
【单选题】
Q2:What did the woman do last night?___
A. She bought a new leather coat .
B. She studied very hard for an exam .
C. She treated all her friends to dinner .
D. She went to a concert with her friends .
【单选题】
Q3:Where did the woman get the money?___
A. She just received her student loan .
B. She saved some money for herself .
C. She borrowed the money from her friends .
D. She asked her mom to send her the money .
【单选题】
Q4:What is the man?___
A. A teacher of biology .
B. An undergraduate student .
C. A freshman in biology class .
D. A graduate teaching assistant .
【单选题】
Q1: What is this passage mainly about?___
A. How businesses can compete with each other .
B. How small businesses operate during holidays .
C. How small businesses manage holiday workers .
D. How can earn more money during holidays .
【单选题】
Q2: According to Rubin, what can small companies do to thank holiday workers?___
A. Have talks with their families .
B. Give them good extra benefits .
C. Offer them expensive holiday tokens .
D. Show appreciation to them face to face .
【单选题】
Q3: What can small business owners do to help holiday workers get into the holiday spirit?___
A. Entertain them with big meals .
B. Let them enjoy some holiday games .
C. Give them handmade thank-you cards .
D. Send their families some holiday gift cards .
【单选题】
Q4: Who are supposed to benefit most from this passage?___
A. Workers who have to work during holidays .
B. Employees who intend to earn extra money .
C. Big companies that usually close on holidays .
D. Small businesses that try to be more competitive .
【单选题】
In the first two paragraphs of the passage the writer tries to tell us that___
A. he had lived in Washington D.C. for twenty years
B. he was very imaginative when he was a child
C. he had fond memories of his old neighborhood
D. )he had come from a very poor neighborhood
【单选题】
The writer ,as a child ,was very fond of playing in the basement because ___
A. it was bright and alive
B. it contained a movie house and a space station
C. it was ideal for playing hide-and-seek
D. it was surrounded by trees and flowers
【单选题】
How did the writer feel when he visited his old neighborhood in Washington D.C. ?___
A. Greatly surprised .
B. Very regretful .
C. Quite excited .
D. Very sad .
【单选题】
On his visit to his hometown ,the writer found the old apartment building___
A. see medunfit to live in
B. had been repaired
C. could hardly be recognized
D. looked dirty and smelt horrible
【单选题】
" Youcan never go home again "inthe last sentence of this passage means that___
A. one should never revisit his hometown after many years of absence
B. one will never find his hometown the same as it was in his childhood memory
C. avisit to one's hometown will bring back one's fond memories of home
D. avisit to one's hometown will bring back many sad memorie
【单选题】
We learn from the passage that Tracy died___
A. on December 8,1992
B. of brain damage
C. 24 hours after he fell off the roof of a car
D. in a car crash
【单选题】
Tracy's parents decided to donate Tracy's organs because___
A. Tracy told them to do so just before he died
B. they wanted to save others the pain of seeing a dear one die
C. David's life could continue in a meaningful way
D. they knew David was suffering from a hopeless liver disease
【单选题】
The meeting between the writer's family and Tracy's parents was arranged because___
A. the writer and her husband wished to express their thanks to Tracy's parents
B. the local organ bank wanted to see how both families felt about the donation
C. Tracy's parents wanted to see someone whose life had been saved by the donation
D. the two families were linked by the most bittersweet ties imaginable
【单选题】
The writer and her husband learned how Tracy died___
A. from his parents
B. from the organ bank
C. from the hospital
D. from the doctor who performed the operation
【单选题】
The meeting between the two families helped to ease the Marshes'suffering because___
A. they saw that David looked very much like their son
B. they saw that David had regained health with Tracy's liver
C. they now had someone to share their memories of Tracy
D. they now knew for sure they had done the right thing
【单选题】
The writer's first marriage was unsuccessful because___
A. her husband often woke her up at midnight
B. her husband kept criticizing her
C. she was so unattractive
D. she had a self-esteem problem
【单选题】
When the writer asked for a divorce ,her husband___
A. told her that she would never find one who loved her as he did
B. delayed two years before giving her a reply
C. accused her of having an affair
D. said that she was unattractive and not worth loving
【单选题】
When the writer first met Clint ,she felt that___
A. she should have listened to her friend and met Clint earlier
B. Clint was a nice ,dazzling young man
C. Clint could not be really interested in her
D. she would find true love in Clint
【单选题】
The writer was particularly touched by Clint because___
A. he loved her children and asked for their approval of the marriage
B. he said that he could not imagine a life without her and the children
C. he believed that at 2 and 4 ,the two children were the "menof the house "
D. hekept her company and talked with her until the next morning
【单选题】
The writer's marriage to Clint is important to her mainly because___
A. it gave her and her sons a second chance to live a happy life
B. every day Clint would tell the writer that he loved her
C. it helped her to regain her self respect
D. it made her children happy ,which is all she cared about in life
【单选题】
What was Goodall's childhood dream ?___
A. She dreamed of going to college .
B. She dreamed of studying animals in Africa .
C. She dreamed of becoming a scientist .
D. She dreamed of traveling all around the world .
【单选题】
What did Goodall's mother think of her dream ?___
A. As a girl she should not go to the African jungle .
B. Her dream would remain a dream unless she got the right training .
C. As a girl she should stay away from violent animals .
D. She could make her dream come true if she was determined .
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【多选题】
款箱交接须严格执行交接人身份信息识别制度，身份信息包括主要（ ）等。交接款箱过程中不得由保安等非银行内部工作人员代为行使人员身份信息核对工作。
A. 接收人员身份证
B. 接收人员图像信息
C. 押运车辆车号
D. 车身主要标志
【多选题】
柜面收缴假币时应在假人民币纸币（ ）加盖蓝色油墨的“假币”戳记。
A. 正面
B. 背面
C. 正面水印窗
D. 背面中央
【多选题】
营业网点机构款箱的锁具及钥匙应按照“（ ）”的原则进行保管和使用
A. 谁保管
B. 谁使用
C. 谁负责
D. 平行交接
【判断题】
对于柜员尾箱和电子钱箱无法纳入合并管理的柜员尾箱无需建立交接手续。（ ）
【判断题】
.机构钱箱管理员交接时，对移交人名下保管的其他需要交接的事项或内容，需对应相关管理要求建立交接手续。（ ）
【判断题】
办理现金业务须严格坚持“一笔一清”、“一户一清”；一笔现金业务未全部处理完成，经办人员不得离岗、离柜；临时离岗，钱章证入箱上锁，柜员退出系统。（ ）
【判断题】
收缴人民币后，经办柜员须告知持币客户如对被收缴的货币真伪有异议，可自收缴之日起2个工作日内，持“假币收缴凭证”向中国人民银行当地分支机构或经中国人民银行授权的当地鉴定机构提出书面鉴定申请。（ ）
【判断题】
并把现金日初无法发放，则有机构钱箱管理员可在营业前碰库后拆封清点（ ）
【单选题】
物权法是调整因物的归属和利用而产生的___关系。
【单选题】
不动产物权的设立、变更、转让和消灭，何时发生法律效力。___
【单选题】
不动产登记，由___登记机构办理。
A. 申请人所在地
B. 银行所在地
C. 不动产所在地
D. 动产所在地
【单选题】
不动产物权登记后，从何时开始认定发生法律效力___
A. 受理时
B. 审批时
C. 记载于不动产登记簿时
D. 登记证书记载的时间
【单选题】
当事人签订的不动产物权转让合同，合同从何时开始生效。___
A. 合同备案
B. 合同成立
C. 合同签字
D. 合同盖章
【单选题】
利害关系人可以申请异议登记。登记机构予以异议登记的，申请人在异议登记之日起___内不起诉，异议登记失效。
A. 15天
B. 20天
C. 25天
D. 30天
【单选题】
动产物权的设立和转让，自___时发生效力。
A. 交付
B. 登记
C. 备案
D. 合同成立
【单选题】
被担保的债权既有物的担保又有人的担保的，债务人不履行到期债务或者发生当事人约定的实现担保物权的情形，债权人应当按照约定实现债权；没有约定或者约定不明确，债务人自己提供物的担保的，债权人应当先就该___的担保实现债权。
A. 人
B. 按合同约定
C. 人和物
D. 物
【单选题】
同一财产向两个以上债权人抵押的，拍卖、变卖抵押财产所得的价款，抵押权已登记的，按照___的先后顺序清偿；顺序相同的，按照债权比例清偿；
【单选题】
担保法规定的担保方式包括保证、抵押、质押、留置和___。
【单选题】
保证人与债权人应当以___形式订立保证合同。
【单选题】
当事人在保证合同中约定___与债务人对债务承担连带责任的，为连带责任保证。
A. 借款人
B. 保证人
C. 抵押人
D. 质押人
【单选题】
连带责任保证的债务人在主合同规定的债务履行期届满没有履行债务的，债权人可以要求___履行债务，也可以要求保证人在其保证范围内承担保证责任。
A. 第三人
B. 债务人
C. 配偶
D. 子女
【单选题】
当事人对保证方式没有约定或者约定不明确的，按照___保证承担保证责任。
A. 连带责任
B. 一般
C. 无限
D. 有限
【单选题】
保证期间，债权人许可债务人转让债务的，应当取得保证人书面同意，保证人对未经其同意转让的债务，___承担保证责任。
A. 继续
B. 由债权人决定是否
C. 不在
D. 由债务人决定是否
【单选题】
债权人与债务人协议变更主合同的，应当取得保证人书面同意，未经保证人书面同意的，保证人___承担保证责任。保证合同另有约定的，按照约定。
A. 由债权人决定是否
B. 继续
C. 由债务人决定是否
D. 不在
【单选题】
一般保证的保证人与债权人未约定保证期间的，保证期间为主债务履行期届满之日起___个月。
A. 12个月
B. 6个月
C. 24个月
D. 36个月
【单选题】
连带责任保证的保证人与债权人未约定保证期间的，债权人有权自主债务履行期届满之日起___个月内要求保证人承担保证责任。
A. 12个月
B. 6个月
C. 24个月
D. 36个月
【单选题】
民法调整___主体的自然人、法人和非法人组织之间的人身关系和财产关系。
A. 平等
B. 不平等
C. 国家与个人
D. 司法与个人
【单选题】
自然人从出生时起到死亡时止，具有___，依法享有民事权利，承担民事义务。
A. 民事行为能力
B. 民事权利能力
C. 民事主体地位
D. 民事客体地位
【单选题】
不能辨认自己行为的成年人为___，由其法定代理人代理实施民事法律行为。
A. 有行为能力人
B. 限制民事行为能力人
C. 完全民事行为能力人
D. 无民事行为能力人
【单选题】
不能完全辨认自己行为的成年人为___，实施民事法律行为由其法定代理人代理或者经其法定代理人同意、追认，但是可以独立实施纯获利益的民事法律行为或者与其智力、精神健康状况相适应的民事法律行为。
A. 有行为能力人
B. 限制民事行为能力人
C. 完全民事行为能力人
D. 无民事行为能力人
【单选题】
依照法律或者法人章程的规定，代表法人从事民事活动的负责人，为法人的___。
A. 法定代表人
B. 法律代表人
C. 授权人
D. 经办人
【单选题】
民事法律行为自___时生效，但是法律另有规定或者当事人另有约定的除外。
【单选题】
向人民法院请求保护民事权利的诉讼时效期间为___年。法律另有规定的，依照其规定。
【单选题】
短期贷款短期贷款，系指贷款期限在___的贷款。
A. 1年（含）以内
B. 2年（含）以内
C. 3年以内
D. 5年以内
【单选题】
中期贷款，系指贷款期限在1年以上（不含1年）___的贷款。
A. 2年（含）以内
B. 3年（含）以内
C. 5年以内（含）
D. 5年以内（不含）
【单选题】
长期贷款，系指贷款期限在___的贷款。
A. 2年（含）以上
B. 3年（含）以上
C. 5年以上（含）
D. 5年以上（不含）
【单选题】
贷款人应当建立___，分级审批的贷款管理制度。
A. 审贷合并
B. 审贷分离
C. 审查
D. 审批
【单选题】
保证贷款应当由保证人与贷款人签订保证合同，或保证人在借款合同上载明与贷款人协商一致的保证条款，加盖保证人的法人公章，并由保证人的___或其授权代理人签署姓名。
A. 法人
B. 法定代表人
C. 法人代表
D. 法律代表人
