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【多选题】
关于诉讼时效,以下说法正确的是:( )。
A. 诉讼时效届满,人民法院不再受理案件
B. 债务人未提出诉讼时效抗辩的,法院不得主动适用诉讼时效的规定
C. 诉讼时效届满,债务人应履行的实体权利并不消灭
D. 法律没有特别规定的,均适用3年的一般诉讼时效期间
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相关试题
【多选题】
根据省联社规定,不良资产定价实行回避制度,下列与拟定价的不良资产相关人员中,属于应该回避人员的包括()。
A. 不良贷款责任人
B. 不良贷款意向买受人亲属
C. 不良贷款债务人亲属
D. 第三方评估机构人员
【多选题】
资产经营中心的职责包括()。
A. 不良贷款档案和台账管理
B. 不良贷款尽职调查
C. 不良贷款清收处置
D. 不良贷款诉讼保全
【多选题】
资产经营中心的()等由农商银行按照会计核算规定据实列支,其他费用可采取一次性核定或与清收成果挂钩等模式列支,超额部分自担。
A. 诉讼费
B. 保全费
C. 执行费
D. 评估费
【多选题】
档案资料的归集应注重()。
A. 完整性
B. 系统性
C. 准确性
D. 及时性
【多选题】
资产管理处置档案包括()。
A. 直接业务档案
B. 间接业务档案
C. 业务参考档案
D.
【多选题】
对业务发生时间相同且有内在联系的资料,按照()的原则整理。
A. 主件在上,附件在下
B. 主件在下,附件在上
C. 批复在上,请示在下
D. 批复在下,请示在上
【多选题】
不良贷款批量转让必须严格按照规定的对象、条件、程序进行,落实()的要求。
A. 洁净转让
B. 处置优先
C. 真实出售
D. 回购转让
【多选题】
盘活不良贷款必须坚持以()为前提,严禁弄虚作假,使贷款风险进一步加剧、扩大。
A. 贷款式额度不增加
B. 风险不扩大
C. 担保不弱化
D. 化解风险
【多选题】
对认定为损失及退出系统核算的,要()。
A. 逐笔建立台账
B. 保管好档案资料
C. 不用建立台账
D. 不再追偿
【多选题】
委托清收坚持()原则。
A. 依法合规
B. 按劳计酬
C. 权责对等
D. 效益至上
【多选题】
委托清收适用于各农村商业银行()。
A. 五级分类不良贷款
B. 表外登记贷款
C. 抵债资产处置
D. 处置产生次生风险贷款
【多选题】
不良资产委托清收方案内容包括但不限于()等。
A. 尽职调查情况
B. 委托清收理由
C. 受托人确定方式
D.
【多选题】
委托清收受托人应是具有合法资质的()等社会中介和组织。
A. 律师事务所
B. 法律服务所
C. 会计师事务所
D. 资产管理公司
【多选题】
已核销不良资产管理遵循()的工作原则。
A. 账销案存
B. 依法催收
C. 严格保密
D. 规范核算
【判断题】
任何单位和个人不得以任何形式侵占、出借、赠送抵债资产。
A. 对
B. 错
【判断题】
处置抵债资产时,严禁向买受意向人或其关联企业提供贷款用于购买抵债资产,且买受意向人或其关联企业必须无不良记录。
A. 对
B. 错
【判断题】
严禁擅自将抵债资产尤其是不入账的抵债资产转为自用固定资产,确需自用的,必须按固定资产购置有关规定进行办理。
A. 对
B. 错
【判断题】
债权转让时,如受让方自有资金不足,农村商业银行可以提供贷款用以支付转让价款。
A. 对
B. 错
【判断题】
受让方价款支付完毕后,农村商业银行应当将债权转移事项通知债务人(含保证人),并取得已送达的有效证明。债务人(含保证人)拒不配合或下落不明的,应与受让方协商采取其他法定方式予以通知。
A. 对
B. 错
【判断题】
债权转让过程中,农村商业银行应向受让方提示拟转让贷款存在的瑕疵或风险,以避免产生法律纠纷。
A. 对
B. 错
【判断题】
收到转让价款后,农村商业银行应向受让方移交贷款合同、权利证书等资料,不得保留移交资料的复印件。
A. 对
B. 错
【判断题】
债权转让价款按财务制度据实入账,表内贷款转让损失部分应在当年核销。
A. 对
B. 错
【判断题】
债权转让各环节参与人员与债务人(保证人)、意向买受人是近亲属或有其他利害关系的,在相关程序中应当回避。
A. 对
B. 错
【判断题】
农村商业银行转让不良贷款债权时,不得附有任何显性或隐性的回购条件,严禁签订回购协议、即期买断加远期回购协议等方式开展处置。
A. 对
B. 错
【判断题】
对已核销不良资产实行账销案存的管理方式。视同表内资产对待,不因贷款核销而豁免债务人的偿债义务。
A. 对
B. 错
【判断题】
由于国家宏观政策调整等原因致使债务人经营困难,不能按期归还贷款,且担保人无代偿能力的,不得进行债务重组
A. 对
B. 错
【判断题】
依据相关法律法规的规定或经法院裁定,由具有代偿义务的第三人承接债务人(担保人)债务的,但债务承接人暂不具备全额偿还能力的,农商行可以与债务承接人约定新增授信等附加条件。
A. 对
B. 错
【判断题】
无法定代偿义务的第三人自愿承接债务的,应当由债务承接人与原债务人达成《债务转让协议》,并经农商行同意,债务承接人以受让原贷款抵(质)押物作为附加条件的,农商行应当确保原抵(质)押权不丧失。
A. 对
B. 错
【判断题】
依据相关法律法规的规定或经法院裁定,由具有代偿义务的第三人承接债务人(担保人)债务的,农商银行可以与债务承接人另行约定新增授信等附加条件。
A. 对
B. 错
【判断题】
农户、个体工商户等自然类不良贷款的债务重组,可以经农商银行有权决策人授权后简化程序办理,无须经过不良资产管理委员会审议。
A. 对
B. 错
【判断题】
已核销不良资产纳入责任清收范围,统一清收处置标准,以现金清收为主,其他方式为辅。
A. 对
B. 错
【判断题】
核销不良资产实行严格保密制度。不得向任何机构和部门披露有关核销资产的任何信息。
A. 对
B. 错
【判断题】
根据《关于规范资产置换不良贷款工作的意见》规定,在资产置换不良贷款过程中,预计置入资产两年内无法处置变现的,确定意向后必须先向当地银监局和省联社汇报。未经同意,不得进行资产置换。
A. 对
B. 错
【判断题】
根据《关于规范资产置换不良贷款工作的意见》规定,对通过资产置换置入的资产两年内难以处置变现的,要根据实际经营状况、未来业务发展情况以及置入资产可能形成的减值等,合理确定置入资产的摊销年限,但最长不得超过省联社规定的年限。
A. 对
B. 错
【判断题】
根据《关于规范资产置换不良贷款工作的意见》规定,对通过资产置换方式置入的土地等资产进行严格把关,严禁将权属不明、纠纷未决等有瑕疵的资产置入。
A. 对
B. 错
【判断题】
根据《山东省农村信用社不良资产推介管理暂行办法》规定,对拟推介资产进行尽职调查时,应采取查阅资产档案、询问资产经办人、实地调查资产等方式,不得委托中介机构进行调查。
A. 对
B. 错
【判断题】
根据《山东省农村信用社不良资产推介管理暂行办法》规定,不良资产推介信息包括:资产编号、项目名称、资产构成、资产状况、联系人及联系电话等,信息中不包括资产瑕疵。
A. 对
B. 错
【判断题】
根据《山东省农村信用社不良资产推介管理暂行办法》规定,利用平面媒体、电子媒体等进行推介招商的,应当尽量大面积、集中披露不良资产信息,做到有序推介,减少推介成本。
A. 对
B. 错
【判断题】
根据《山东省农村信用社不良资产推介管理暂行办法》规定,不良资产推介过程中,对于地域性和专业性较强的资产,要向具有地缘优势和专业优势的客户重点推介。
A. 对
B. 错
【判断题】
根据《山东省农村信用社不良资产诉讼管理办法》规定,农商银行资产管理部门负责人要根据诉讼台账和档案记录情况,至少每季对辖内的未执结案件进行一次全面排查。
A. 对
B. 错
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【单选题】
Which type of firewall monitors a nd protects a specific system?___
A. firewall
B. application firewall
C. stateless firewall wvp
D. personal firewall
【单选题】
On an ASA, which maps are used to identify traffic?___
A. Route maps
B. Policy maps
C. Class maps
D. Service maps
【单选题】
Which type of social engineering attack targets top executives?___
A. whaling
B. vishin
C. spear phishing ng
D. baiting
【单选题】
What is the minimum Cisco lOS version that supports zone-based firewalls?___
A. 12.1T
B. 15.1
C. 15.0
D. 124
【单选题】
In which type of attack does an attacker overwrite an entry in the CAM table to divert traffic destined to a legitimate host?___
A. DHCP spoofing
B. ARP spoofing
C. CAM table overflow
D. MAC spoofing
【多选题】
Which two attack types can be prevented with the impleme ntation of a Cisco IPS solution?___
A. DDos
B. man-in-the-middle
C. worms
D. ARP spoofing
E. VLAN hopping
【多选题】
choose four___
A. DHCP snooping ——————————blocks DHCP messages
B. Dynamic ARP inspection——————verifies IP-to-MAC traffic on untrusted ports
C. IP sources guard ——————————provides layer 2 interface security with ports ACLs
D. Port security————————————mitigates MAC-address spoofing at the access interface
【多选题】
choose four___
A. Step1————————run the system setup wizard
B. Step2————————add an authentication realm
C. Step3————————configure identity management
D. Step4————————configure directory group
【多选题】
What are two advanced features of the Cisco AMp solution for endpoints ___
A. contemplation
B. foresight
C. sandboxing
D. reputation
E. reflection
【多选题】
Which two characteristics of RADIUS are true?___
A. It encrypts only the password between user and server.
B. It uses TCP ports 1812/1813
C. It uses UDP ports 1812/1813.
D. It uses UDP port 49
E. It uses TCP port 49
【多选题】
What are two challenges of using a network-based IPS? ___
A. It is unable to determine whether a detected attack was successful
B. It requires additional storage and proce ssor capacity on syslog servers
C. As the network expands, it requires you to add more sensors.
D. It is unable to detect attacks across the entire network
E. It must support multiple operating systems.
【多选题】
What are two default be haviors of the traffic on a zone-based firewall?___
A. Traffic within the self -zone uses an im plicit deny all.
B. All traffic between zones is implicitly blocked
C. Communication is allowed between interfadAss that are members of the same zone
D. Communication is blocked between interfaces that are members of the same zone
E. The CBAC rules that are configured on router interfaces apply to zone interfaces
【多选题】
Which two advantages does the on-premise model for MDM deployment have over the cloud-based model?___
A. The on-premise model is easier and faster to de ploy than the cloud-based model
B. The on-premise model is more scalable than the cloud-based model
C. The on-premise model is generally less expensive than the cloud-based model
D. The on-premise model generally has less latency than the cloud- based model.
E. The on-premise model provides more control of the MDM solution than the cloud
【多选题】
Which two actions can an end usts take to manage a lost or stolen device in Cisco ISE? ___
A. Activate Cisco ISE End point Protection Services to quarantine the device.
B. Add the mac address of the device to a list of blacklisted devices
C. Force the device to be locked with a PIN
D. Request revocation of the digital certificate of the device.
E. Reinstate a device that the user previously marked as lost or stolen
【多选题】
Which two problems can arise when a proxy firewall serves as the gateway between networks?___
A. It can prevent content caching
B. It can limit application support
C. It is unable to prevent direct connections to other networks
D. It can cause reduced throughput.
E. It is unable to provide antivirus protection
【多选题】
When using the Adaptive Security Device Manager(ASDM), which two methods are available to add a new root certificate?___
A. Use sCep
B. Install from SFTP server
C. Install from a file
D. Use Https
E. Use LDAP
【多选题】
Which two are considered basic security principles?___
A. Accountability
B. Redundancy
C. High Availabilit
D. Integrity
E. Confidentiality
【多选题】
Which two roles of the Cisco WSA are true?___
A. IPS
B. firewall
C. antispam
D. web proxy
E. URL filter
【单选题】
Which next-generation encryption algorithm supports four variants?___
A. SHA-2
B. SHA-1
C. MD5
D. HMAC
【单选题】
What aims to remove the abil ity to deny an action?___
A. Non-Repudiation
B. Accountability
C. Integrity
D. Deniability
【单选题】
Which statements about the native VLAN is true ?___
A. It is susceptible to VLAN hopping attacks.
B. It is the Cisco recommended VLAN for switch-management traffic
C. It is most secure when it is a ssigned to vLAn 1.
D. It is the cisco-recomme nded vlan for user traffic
【单选题】
There are two versions of IKE:IKEv1 and IKEv2. Both IKEv1 and IKEv2 protocols operate in phases IKEv1 operates in two phases. IKEv2 operates in how many phases?___
A. 2
B. 3
C. 4
D. 5
【单选题】
What does the dh group refer to?___
A. length of key for hashing C
B. length of key for encryption
C. tunnel lifetime key
D. length of key for key exchange
E. length of key for authentication
【单选题】
Which path do you follow to enable aaa through the SDM ?___
A. Configure Tasks > AAA
B. Configure > Addition Authentication > AAA
C. Configure > AAA
D. Configure > Additional Tasks > AAA
E. Configure Authentication > AAA
【单选题】
which technology cloud be used on top of an MPLS VPN to add confidentiality ?___
A. IPsec
B. 3DES
C. AES
D. SSL
【单选题】
Which term is most closely aligned with the basic purpose of a SIEM solution? ___
A. Non-Repudiation
B. Accountability
C. Causality
D. Repudiation
【单选题】
You have just deployed SNMPv3 in your environment, Your manager asks you to make sure that our SNMP agents can only talk to the SNMP Manager. What would you configure on your SNMI agents to satisfy this request?___
A. A SNMP View containing the SNMP managers
B. Routing Filter with the SNMP managers in it applied outbound
C. A standard ACL containing the SNMP managers applied to the SNMP configuration
D. A SNMP Group containing the SNMP managers
【单选题】
Which feature prevents loops by moving a nontrunking port into an errdisable state when a BPDU is received on that port?___
A. BPDU filte
B. DHCP snooping
C. BPDU guard
D. Port Fast
【单选题】
Which command enables port security to use sticky MAC addresses on a switch?___
A. switchport port-security violation restrict
B. switchport port-security mac-address sticky
C. switchport port-security violation protect
D. switchport port-security
【单选题】
When you edit an IPS subsignature, what is the effect on the parent signature and the family of subsignatures?___
A. The change applies to the parent signature and the entire family of subsignatures
B. The change applies to the parent signature and the subsignature that you edit
C. The change applies only to subsignatures that are numbered sequentially after the subsignature that you edit
D. Other signatures are unaffected, the change applies only to the subsignature that you dit
【单选题】
Which type of mechanism does Cisco FirePOWER de ploy to protect ag detected moving across other networks?___
A. antivirus scanning
B. policy-based
C. reputation-based
D. signature-based
【单选题】
What action must you take on the ise to blacklist a wired device?___
A. Locate the switch through which the device is connected and push an a cl restricting all access by the device
B. Issue a CoA request for the de vice's mac address to each access switch in the network
C. Revoke the device's certificate so it is unable to authenticate to the network
D. Add the device's MAc address to a list of black listed devices
【单选题】
Which type of firewall can perform deep packet inspection?___
A. packet-filtering firewall
B. stateless firewall
C. application firewall
D. personal firewall
【单选题】
What is the main purpose of Control Plane Policing?___
A. to prevent exhaustion of route-proce ssor resources
B. to organize the egress packet queues
C. to define traffic classes
D. to maintain the policy map
【单选题】
Which attack can be prevented by OSPF authentication?___
A. smurf attack
B. IP spoofing attack
C. denial of service attack
D. buffer overflow attack
【单选题】
What is the best definition of hairpinning?___
A. ingress traffic that traverses the outbound interface on a device
B. traffic that enters one interface on a device and that exits through another interface
C. traffic that enters and exits a device through the same interface
D. traffic that tunnels through a device interface
【单选题】
Which SNMPv3 security level provides authentication using HMAC with MD5, but does not use encryption?___
A. authPriv
B. authNo Priv
C. noAuthNoPriv
D. NoauthPriv
【单选题】
You have implemented a dynamic blacklist, using security intelligence to block illicit network activity. However, the blacklist contains several approved connections that users must access for usiness pur poses. Which action can you take to retain the blacklist while allowing users to access the approve d sites?___
A. Create a whitelist and manually add the approved addresses.
B. Disable the dynamic blacklist and deny the specif ic address on a whitelist while permitting the others
C. Edit the dynamic blacklist to remove the approved addresses
D. Disable the dynamic blacklist and create a static blacklist in its place
【单选题】
When connecting to an external resource,you must change a source IP address to use one IP address from a range of 207.165.201.1 to 207.165.1.30. Which option do you implement ?___
A. dynamic source NAT that uses an IP ad dress as a mapped source
B. static destination NAT that uses a subnet as a real de stination
C. dynamic source NAT that uses a range as a mapped source
D. static destination NAT that uses a subnet as a real source
【单选题】
Refer to the exhibit. 【nat(ins,any)dynamic interface】Which ty pe of NaT is configured on a Cisco ASA?___
A. dynamic NAT
B. source identity NAT
C. dynamic PAT
D. identity twice NAT
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