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【判断题】
委托贷款在放款前无须先建立委托子合约完成资金委托可直接进行放款。
A. 对
B. 错
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答案
B
解析
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相关试题
【判断题】
贷款到期后,经过有权人审批后才能办理展期。
A. 对
B. 错
【判断题】
已核销贷款收回,如在原ABIS系统核销的贷款,还款操作需在“ABIS遗留业务处理”中通过“3T4F3账销案存登记簿转出”交易处理
A. 对
B. 错
【判断题】
通用产品合约激活即完成或有资产类业务的表外记账,无需另做本金处理交易。
A. 对
B. 错
【判断题】
只有尚未发放的委托贷款才能进行委托资金追加和退还。
A. 对
B. 错
【判断题】
办理外币现钞托收时,不得在现钞上加盖划线章。
A. 对
B. 错
【判断题】
办理外币现钞托收时,可以在现钞背面签章。
A. 对
B. 错
【判断题】
办理外汇汇出汇款业务应遵循“先汇出,后扣款”的原则。
A. 对
B. 错
【判断题】
外币票据托收方式仅凭汇票、支票、本票等外汇支付凭证,不附带商业单据,又称“光票托收”。
A. 对
B. 错
【判断题】
外币票据托收中,我行只受理即期票据,对出票日期为将来某一天或有其他远期含义的票据,应提请申请人在票据付款到期日再申请托收。
A. 对
B. 错
【判断题】
外币票据托收中,有些票据正面或背面事先印就了签发限额,票面金额必须在该票据规定的限额之内。
A. 对
B. 错
【判断题】
外汇汇款业务中,电汇汇出汇款是我行以SWIFT方式委托汇入行解付款项的一种汇款方式。
A. 对
B. 错
【判断题】
外汇汇款业务中,对汇票有效期届满,我行仍未收到付款行已解付汇票的借记通知无法及时销账的,经办行应通知付款行该汇票已失效,以后提示不予解付。
A. 对
B. 错
【判断题】
电汇汇出撤销申请后,收到汇入行同意退汇的通知和实际退回的款项,将余款退汇款人。已经收取的汇款手续费退回客户。
A. 对
B. 错
【判断题】
我行办理外币票据托收,不对申请人保留追索权。
A. 对
B. 错
【判断题】
汇款人要求将现钞汇出时,我行按照受理当日的外汇牌价为汇款人办理现钞转现汇的手续。
A. 对
B. 错
【判断题】
外汇汇出汇款业务应按照国家外汇管理中有关付汇的规定,区分机构客户和个人客户,经常项目(贸易、非贸易)和资本项目,对汇款人凭以付汇的有效凭证及有效商业单据进行合规性和表面一致性审核,审核无误后方予办理。
A. 对
B. 错
【判断题】
在我行办理票汇外汇汇出汇款业务的客户,可以申请撤销,但必须交回原汇票正本并在汇票正本上背书。
A. 对
B. 错
【判断题】
电汇外汇汇款的退汇,收到汇出行要求退汇的通知,如果汇款已解付且收款人不同意退汇的,应要求收款人出具书面的拒绝退汇通知,我行凭以通知汇出行,在回复电文中说明相关款项的解付日期和收款人拒绝退汇的事实。
A. 对
B. 错
【判断题】
贷记卡持卡人可选择约定还款,于到期还款日从其在我行开立的指定账户中扣收相应款项,归还其贷记卡欠款。
A. 对
B. 错
【判断题】
贷记卡持卡人以人民币偿还外币账户欠款的,对已开通自动购汇功能的卡片,可将其款项直接存入人民币账户。
A. 对
B. 错
【判断题】
主卡持卡人不可代理挂失附属卡卡片。
A. 对
B. 错
【判断题】
到期还款日是指发卡行规定的持卡人应偿还其全部应还款额或最低还款额的最后日期。
A. 对
B. 错
【判断题】
贷记卡个人卡销户取现业务可以由主卡持卡人的代理人凭本人有效身份证件办理。
A. 对
B. 错
【判断题】
紧急取现指客户已办理卡片挂失,凭本人有效身份证件到中国农业银行营业网点办理信用卡取现的业务。
A. 对
B. 错
【判断题】
境内办理紧急取现仅限个人卡;每卡只能办理一笔人民币账户紧急取现,取现金额最高为2FFF元(含)人民币且不得超过可用取现额度。
A. 对
B. 错
【判断题】
贷记卡持卡人在境内透支取现不得超过2FFF元。
A. 对
B. 错
【判断题】
持卡人可通过网点柜台或特定终端办理电子现金圈存交易。
A. 对
B. 错
【判断题】
销户取现无须一次性取出全部溢缴款,可分多次取款。
A. 对
B. 错
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信用卡客服中心可以办理贷记卡挂失。
A. 对
B. 错
【判断题】
指定账户圈存、现金充值可在任一网点办理圈存撤销。
A. 对
B. 错
【判断题】
收单业务,是指我行各级分支机构与特约商户签订银行卡受理协议,在特约商户按约定受理银行卡并与持卡人达成交易后,为特约商户提供交易资金结算服务的业务。
A. 对
B. 错
【判断题】
收单业务按受理卡种可分为人民币卡收单和国际卡收单。
A. 对
B. 错
【判断题】
特约商户,是指与收单行签订银行卡受理协议、按约定受理银行卡并委托收单行为其完成交易资金结算的企事业单位、个体工商户或其他组织,以及按照国家有关规定,开展经营活动的自然人。
A. 对
B. 错
【判断题】
收单行应遵守反洗钱法律法规及农业银行相关规章制度要求,履行反洗钱和反恐怖融资义务。
A. 对
B. 错
【判断题】
如配备的PDA包含电子钥匙功能(取消电子钥匙),则无须对电子钥匙进行保管、发放、交接。
A. 对
B. 错
【判断题】
当天任务未完成的,设备管理员应在日终将任务钥匙、电子钥匙、PDA等实物先交回综合处理员(或指定专人)保管,下一工作日再领取,继续处理未办结任务。
A. 对
B. 错
【判断题】
非柜面渠道联网核查可跳过行内核查直接进行人行核查
A. 对
B. 错
【判断题】
联网核查电子流水记录可作为业务依据代替纸质核查凭证。
A. 对
B. 错
【判断题】
对于代理人办理需联网核查的业务,应同时对代理人和被代理人进行核查,其中对代理人须进行人行核查。
A. 对
B. 错
【判断题】
台湾地区居民个人有效身份证件为台湾居民来往大陆通行证或台湾居民居住证。
A. 对
B. 错
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