【填空题】
controversial,assess, resolve,decrease,alter,abandon,indicate,undermine,compromise, conventional
Darwin's theory of evolution remains[ ] partly because it challenges the religious belief that God created man
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【填空题】
advocate,involve,confine,respond,subsequent ,distinct ,intense, fulfill,circumstance, reconcile
He suggested a small but [ ] improvement on our former plan; I really appreciate it.
【填空题】
in sb. 's words,count on,make sense of ,reserve for, shield from,call on, sum up, relate to ,in need,
be/ get caught up in
She held her hand above her eyes to [ ]them [ ] the sun so that she could see more clearly the man in front of her
【填空题】
in sb. 's words,count on,make sense of ,reserve for, shield from,call on, sum up, relate to ,in need,
be/ get caught up in
The boy studied the signs for over an hour,but still could not [ ]them, so he turned to his teacher for help
【填空题】
in sb. 's words,count on,make sense of ,reserve for, shield from,call on, sum up, relate to ,in need,
be/ get caught up in
They [ ] the developed countries to commit more money to protecting the environment
【填空题】
in sb. 's words,count on,make sense of ,reserve for, shield from,call on, sum up, relate to ,in need,
be/ get caught up in
We will continue to care for those [ ] and work to establish a society that is generous and prosperous
【填空题】
in sb. 's words,count on,make sense of ,reserve for, shield from,call on, sum up, relate to ,in need,
be/ get caught up in
Many people [ ]careers and raising kids so that they forget that their marriages also need to be taken good care of
【填空题】
in sb. 's words,count on,make sense of ,reserve for, shield from,call on, sum up, relate to ,in need,
be/ get caught up in
My most favorite program is the one that deals with scientific subjects that ordinary people can [ ]
【填空题】
in sb. 's words,count on,make sense of ,reserve for, shield from,call on, sum up, relate to ,in need,
be/ get caught up in
Finally, I would like to [ ]by saying that it has been a tremendous pleasure to work with you all
【填空题】
in sb. 's words,count on,make sense of ,reserve for, shield from,call on, sum up, relate to ,in need,
be/ get caught up in
He is a person that you always [ ]when you need help.
【填空题】
in sb. 's words,count on,make sense of ,reserve for, shield from,call on, sum up, relate to ,in need,
be/ get caught up in
This restaurant is very popular because it has some separate, smaller rooms [ ] families with small children
【填空题】
in sb. 's words,count on,make sense of ,reserve for, shield from,call on, sum up, relate to ,in need,
be/ get caught up in
Betty loves reading.[ ],“Reading is the most wonderful thing in the world.”
【填空题】
open the door to,In advance,all at once,reap the benefits (of), make the most of,over time, get by, stand a chance (of),remind of, take pleasure in,
Every one of you has made a contribution and I [ ] knowledging what each of you has done to make this academic convention such a success.
【填空题】
open the door to,In advance,all at once,reap the benefits (of), make the most of,over time, get by, stand a chance (of),remind of, take pleasure in
They all tried to talk [ ], but I couldn't hear anything they said
【填空题】
open the door to,In advance,all at once,reap the benefits (of), make the most of,over time, get by, stand a chance (of),remind of, take pleasure in,
Yellow flowers in the field always [ ] me [ ] my childhood in the countryside
【填空题】
open the door to,In advance,all at once,reap the benefits (of), make the most of,over time, get by, stand a chance (of),remind of, take pleasure in,
We have been practicing for so long and so hard that our team should [ ]winning the game
【填空题】
open the door to,In advance,all at once,reap the benefits (of), make the most of,over time, get by, stand a chance (of),remind of, take pleasure in,
Research on genes will [ ] exciting new medical treatments.,
【填空题】
open the door to,In advance,all at once,reap the benefits (of), make the most of,over time, get by, stand a chance (of),remind of, take pleasure in,
My family [ ] on my father's unemployment benefit after he lost his job
【填空题】
open the door to,In advance,all at once,reap the benefits (of), make the most of,over time, get by, stand a chance (of),remind of, take pleasure in,
Many subway riders read books or listent music in order to [ ] their time on the way to work
【填空题】
open the door to,In advance,all at once,reap the benefits (of), make the most of,over time, get by, stand a chance (of),remind of, take pleasure in,
In order to make sure he would be able to attend the meeting, I called him up two weeks [ ]
【填空题】
open the door to,In advance,all at once,reap the benefits (of), make the most of,over time, get by, stand a chance (of),remind of, take pleasure in,
In order to [ ]physical exercise, you have to exercise regularly and for at least half an hour each time
【填空题】
embarrass,polish, emotional, etticiency,curb ,await, donation ,dump,stuff ,historical
Mary was a careful speaker, every word seemed to have been [ ] before it was allowed to escape through her lips
【填空题】
embarrass,polish, emotional, etticiency,curb ,await, donation ,dump,stuff ,historical
He has a special feeling for the brilliant birds, and each spring he eagerly [ ] their return
【填空题】
embarrass,polish, emotional, etticiency,curb ,await, donation ,dump,stuff ,historical
Thanks to the [ ] of air transport,everyone is free to go anywhere at any time
【填空题】
embarrass,polish, emotional, etticiency,curb ,await, donation ,dump,stuff ,historical
John believes that the [ ] of food to the hungry is more helpful than giving money
【填空题】
embarrass,polish, emotional, etticiency,curb ,await, donation ,dump,stuff ,historical
When she heard it was snowing in the city they were going to, she [ ] two more sweaters into her bag.
【填空题】
embarrass,polish, emotional, etticiency,curb ,await, donation ,dump,stuff ,historical
During our stay in Europe we visited many places of [ ] interest, including several castles
【填空题】
embarrass,polish, emotional, etticiency,curb ,await, donation ,dump,stuff ,historical
The wedding ceremony of my sister was a very [ ] experience for our family
【填空题】
embarrass,polish, emotional, etticiency,curb ,await, donation ,dump,stuff ,historical
He was [ ]when he discovered that he didn't have enough money to pay for the red wine he had ordered
【填空题】
embarrass,polish, emotional, etticiency,curb ,await, donation ,dump,stuff ,historical
The local government is pressed to find new places to [ ] dump waste
【填空题】
embarrass,polish, emotional, etticiency,curb ,await, donation ,dump,stuff ,historical
The new system designed to [ ] harmful emissions排放物) from factories will be put into use soon
【填空题】
explore ,transmit, resource, emerge,yield, pose, assume, confidence,inherit, comprehensive
It is so difficult to [ ] the bottom of the ocean because some parts are very deep.
【填空题】
explore ,transmit, resource, emerge,yield, pose, assume, confidence,inherit, comprehensive
It was about 30 seconds before Alex [ ] from the water, we were quite scared
【填空题】
explore ,transmit, resource, emerge,yield, pose, assume, confidence,inherit, comprehensive
We often [ ] that when other people do the same things as we do, they do them,for the same reasons; but this assumption is not always reasonable
【填空题】
explore ,transmit, resource, emerge,yield, pose, assume, confidence,inherit, comprehensive
There is widespread concern that the rising unemployment may [ ] a threat to social stability.
【填空题】
explore ,transmit, resource, emerge,yield, pose, assume, confidence,inherit, comprehensive
After a(n) [ ] physical exam, my doctor said I was in good condition except that my blood pressure was a little high
【填空题】
explore ,transmit, resource, emerge,yield, pose, assume, confidence,inherit, comprehensive
7 It is well known that China is a country with rich natural [ ] and a very big population.
【填空题】
explore ,transmit, resource, emerge,yield, pose, assume, confidence,inherit, comprehensive
Some people believe that the earth can [ ] enough food to support at least twice its present population
【填空题】
explore ,transmit, resource, emerge,yield, pose, assume, confidence,inherit, comprehensive
Sam [ ] the gift of imagination from his family, but he lacked the driving power to take action
【填空题】
explore ,transmit, resource, emerge,yield, pose, assume, confidence,inherit, comprehensive
A bee that has found honey is able to [ ] to other bees the information they need in order to collect the honey
【单选题】
在___时间内电流所做的功叫做电功率。P8T40
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【多选题】
抵、质押品管理应遵循合法性、___、审慎性原则。
A. 时效性
B. 有效性
C. 合规性
D. 合理性
【多选题】
抵质押品出入库中保管人应为___。
A. 客户经理
B. 信贷审批员
C. 封包管理柜员
D. 经办柜员
【多选题】
原状态为___的抵质押品,不能在柜面直接做临时出库交易,需要在信贷系统将状态维护为“临时出库中”,才能进行临时出库操作。
A. 未入库
B. 入库中
C. 出库
D. 入库
【多选题】
抵、质押品风险预警是针对___过程中发现的风险,发布风险信号进行风险预警或风险提示。
A. 贷前审查
B. 贷前报告
C. 贷后监管
D. 贷后检查
【多选题】
抵质押物临时出入库/再回库,该交易须___审批。
【多选题】
抵质押品类别不包括___
A. 抵押
B. 质押
C. 电子汇票抵押
D. 电子汇票质押
【多选题】
抵质押品入库交易码? ___
A. 3801
B. 3802
C. 3803
D. 3804
【多选题】
以下关于抵质押物出库的说法错误的有___。
A. 该交易须信贷系统审批;
B. 原状态为“入库”的抵质押品,可以在柜面做临时出库交易;
C. 原状态为“临时出库”的抵质押品,不能在柜面直接做再回库交易;
D. 只有状态为“入库中”的抵质押品,才可以进行再回库操作。
【多选题】
以保本型理财产品办理理财产品质押贷款的,理财产品质押贷款的质押率原则上不应超过理财产品合同交易金额的( )。___
A. 50%
B. 70%
C. 90%
D. 100%
【多选题】
抵质押品出库交易码为:___
A. 3801
B. 3802
C. 3803
D. 3804
【多选题】
出入库类别选项的选择类型有___
A. 未入库
B. 入库
C. 临时出库
D. 入库中
E. 临时出库中
F. 出库
【多选题】
下列表述正确的是:___
A. 抵、质押品管理是对抵质押品分类、价值评估、担保设立与变更、保管、贷后监管、风险预警、返还与处置等全流程管理。
B. 抵、质押品价值评估应按照国家有关法律、法规和我行相关制度,运用适当的评估方法,对评估基准日抵质押品价值进行分析、估算并发表评估意见。
C. 抵、质押品贷后监管是在贷款发放后,对抵质押品进行现场检查、价值重估和合同履约管理。
D. 抵、质押品管理应遵循合法性、有效性、审慎性原则。
【多选题】
保证金追减锁定业务,打印二联通用空白凭证,一联作主凭证,调整通知书作附件;一联交 ___留存。
【多选题】
银承维护交易不能在___操作保证金追加减业务
A. 银承签发日
B. 银承签发日次日
C. 银承到期日
D. 银承到期日前一天
【多选题】
当选择___时,可以针对不指定的业务进行保证金锁定,但需手工锁定和解锁。
A. 纸质汇票
B. 电子汇票
C. 国际业务
D. 其他业务
【多选题】
保证金子账号账户余额减锁定金额应___本次追加金额
A. 大于
B. 大于等于
C. 小于
D. 小于等于
【多选题】
电子银行承兑汇票承兑时如需使用保证金的,在信贷部门审批后,需通过___追加保证金交易追加锁定对应的保证金,会计人员方可在电票系统进行审核处理。
A. 信贷系统
B. 信贷审核系统
C. 核心系统
D. 票据系统
【多选题】
第二次活期保证金追加,票据系统维护时,保证金金额应输入___
A. 本次追加的金额
B. 两次追加的金额之和
C. 票面金额
【多选题】
保证金追加锁定业务适用于柜面哪些业务?___
A. 纸质汇票
B. 电子汇票
C. 国际业务
D. 国内证业务
【多选题】
保证金修改功能有哪些?___
A. 保证金追加锁定业务
B. 保证金修改业务
C. 保证金追减锁定业务
D. 保证金开户业务
【多选题】
履约付款时,履约付款金额应小于等于合同金额,如实际履约付款___合同金额时,表外销的仍是合同金额
A. 大于
B. 小于
C. 等于
D. 以上均错
【多选题】
履约付款时先支付___再支付(),若保证金销户时金额()履约付款金额,则剩余部分返回申请人账户。
A. 结算帐户;保证金;大于
B. 保证金;结算帐户;大于
C. 保证金;结算帐户;小于
D. 结算帐户;保证金;小于
【多选题】
银行保函业务是指银行应客户申请而开立的具有担保性质的书面承诺文件,一旦申请人未按其与受益人签订的合同的约定偿还债务或履行约定义务时,由___履行担保责任。
A. 申请人
B. 银行
C. 受益人
D. 客户
【多选题】
全额保证金及全额存单质押开具保函时手续费一次性收取,每笔___元。
A. 300
B. 250
C. 200
D. 100
【多选题】
如客户需要对保函进行展期的,申请人应在保函有效期满前___,向我行提出书面申请。
A. 一周
B. 15天
C. 20天
D. 一个月
【多选题】
开立保函时,需要申请人交足一定的保证金,保证金账户为___
A. 活期账户
B. 定期账户
C. 活期或定期账户
D. 一年
【多选题】
关于保函业务,下列说法错误的是___
A. 保证金锁定金额应小于等于保证金可用余额;
B. 履约付款时,履约付款金额应小于合同金额,如实际履约付款小于合同金额时,表外销的仍是合同金额;
C. 履约付款时,申请人账号为活期账户,保证金本息与申请人账户可用余额应足以支付履约金额。余额不足时产生垫款;
D. 履约付款时先支付保证金再支付结算帐户,若保证金销户时金额大于履约付款金额,则剩余部分返回申请人账户。
【多选题】
申请保函业务的客户对象为经我国工商行政管理机关(或主管机关)核准登记的企事业法人、其他经济组织、个体工商户及自然人。___仅可以申请办理低风险的非融资性保函业务。
A. 企事业法人
B. 其他经济组织
C. 个体工商户
D. 自然人
【多选题】
目前我行贷款产品宽限期默认设置___天,如果个人贷款产品中的贷款账户需要设置宽限期,可维护。
【多选题】
处理贷款维护业务,在贷款利率调整时,基准年利率___修改。
【多选题】
还款账号可做变更/新增/删除,一个贷款最多可以关联___个还款账号。
【多选题】
下列哪种维护不用客户经理在信贷系统进行审批___
A. 贷款利率
B. 还款账号
C. 欠款顺序调整
D. 按揭还款方式变更5
【多选题】
在贷款维护中,以下哪下业务可以不通过信贷系统审批,由客户提出申请在柜面办理。___
A. 还款账号
B. 宽限期
C. 欠款顺序调整
D. 自主还款计划变更
【多选题】
新利率调整生效时间有 ___等几种方式
A. 不生效
B. 次年1月1日调整
C. 次年对月对日调整
D. 下一结息日生效
E. 立即生效
【多选题】
贷款维护是指对已发放的贷款借据进行维护修改。可维护修改___
A. 贷款利率
B. 还款账号
C. 自主还款计划变更
D. 按揭还款方式变更
E. 宽限期
F. 利率调整生效时间
G. 欠款顺序调整
【多选题】
贷款的还款顺序为___
A. 非减值时先还息再还本
B. 非减值时先还本再还息
C. 减值时先还本再还息
D. 减值时先还息再还本
【多选题】
按揭还款方式变更支持___,但在变更前如有欠款,需先将欠款归还。
A. 等额本息按月与等额本息按季互换
B. 等额本金按月与等额本金按季互换
C. 等额本息按月与等额本金按月互换
D. 等额本息按季与等额本金按季互换
【多选题】
预收本息签约后在本息扣收日,如果账户余额仍然不足,系统将预收本息日产生的冻结金额全额解冻,扣除该账户可用余额,差额部分___进行追缴,直到贷款欠款归还完毕。
A. 每日
B. 每周
C. 代发工资当日
D. 贷款本息扣收日
【多选题】
预收本息的贷款客户2016年7月12日代发工资2100元,应冻金额和应还本息金额为2500元,则系统在工资发放后会冻结该账户___元
A. 2100
B. 400
C. 2000
D. 2500
【多选题】
D、在本息扣收日,若账户余额仍然不足,系统将预收本息日产生的冻结金额部分解冻,扣除该账户可用余额,差额部分每日进行追缴,直到贷款欠款归还完毕。5、办理预收本息业务时客户一笔借据能关联几个签约存款账户___