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【判断题】
个人客户选择购买的基金产品风险高于其风险承受能力,则不予购买。
A. 对
B. 错
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答案
B
解析
暂无解析
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个人基金业务需投资人或代理人凭有效身份证件和凭证办理。
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B. 错
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客户选择购买的基金产品的风险等级须低于或等于客户风险等级。
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B. 错
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基金产品赎回分为份额赎回和金额赎回。
A. 对
B. 错
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当出现基金投资人坚持要购买产品风险超越其风险承受能力的基金产品的情况,我行不能给予购买。
A. 对
B. 错
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若基金存在冻结情况,则基金份额冻结的部分不接受赎回申请,若投资人赎回数量大于该投资人账户中可赎回的基金数量,该赎回无效。
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B. 错
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投资者赎回基金须于基金管理公司开放日的交易时间办理申请手续。投资人在开放日交易时间之外的申请,作为赎回申请的预受理,其基金份额申购价格按照下个开放日价格。
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B. 错
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机构投资者要求被授权人持企业法人代码证、单位营业执照副本、机构法人对基金业务经办人员的授权书原件、法人代表身份证、被授权人身份证等原件到我行任一网点网点办理签约。
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基金分红包括:现金分红和红利再投资。
A. 对
B. 错
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当出现基金投资人坚持要购买产品风险超越其风险承受能力的基金产品的情况,我行要求基金投资人填写《绍兴银行客户风险声明书》进行书面确认,基金销售系统提示基金投资人再次输入密码予以确认。
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个人基金业务均需投资人本人凭有效身份证件和凭证办理。
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系统自动对机构客户默认的风险评级为高,因此机构客户不必进行风险承受能力测试和风险承受能力评估卷的填写。
A. 对
B. 错
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如果客户不想进行定期定额的投资,不可以手动的关闭该定投类协议实现。
A. 对
B. 错
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基金销售业务包括两类:账户类业务与交易类业务。
A. 对
B. 错
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基金经营机构应妥善保存客户交易终端信息和开户资料电子化信息,保存期限不得少于15年。
A. 对
B. 错
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保管箱内所存物品如因自然原因变质或损坏,或遇不可抗力灾害而导致损失的,本行概不负责。
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保管箱业务是租箱人为安全保存贵重物品和重要凭证,向我行租用保管箱进行保管的一项业务。
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符合本操作规程的单位和个人均可向本行申请租用保管箱,申请租用保管箱须办理书面申请手续,并遵守相关租约。
A. 对
B. 错
【判断题】
目前暂未专门设置保险箱押金科目,故押金金额收取在26200601手机银行卡押金科目下。
A. 对
B. 错
【判断题】
目前只有个人客户可向本行申请租用保管箱,申请租用保管箱须办理书面申请手续,并遵守相关租约、说明。
A. 对
B. 错
【判断题】
外国人及港、澳、台同胞租用保管箱的,需由大陆居民提供担保。
A. 对
B. 错
【判断题】
保管箱到租赁期限届满日为止,如租户既未办理续租手续,又未办理退租手续的,租赁期限届满次日开始自动转为续租一期。
A. 对
B. 错
【判断题】
本行保护租用人的合法正当权益,遵循“存取自由,方便快捷,安全保密”的原则。
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凡具有完全民事行为能力的中国公民、港澳台同胞和外国人,依法成立并可在中国境内从事经营活动的国内外公司、企业、其他经济组织、社会团体、外国或国际组织驻华机构,均可在本行办理保管箱租赁业务
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四十六、保管箱租用人可带其随同人员一起进入保管箱库内
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四十七、保管箱业务租金收取,可不复印客户身份证件
A. 对
B. 错
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乙方应妥善保管保管箱的箱匙,如有遗失或被窃,应凭本人有效身份证件及其他相关证明立即向甲方申请办理书面挂失手续,挂失有效期为三十天。
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保管箱逾期满3个月(含3个月),乙方未办理续租或退租手续的,甲方可向公证机关申请公正凿箱,对箱内物品进行登记保管。
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必要时银行可要求保险箱租用人开箱检查。
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保管箱的租用时间按期计算,分为一年期、二年期、三年期、五年期共四个租期,不足一个租期按一期计。
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保管箱业务中凿箱手续费为500元/次。
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保管箱挂失费(印鉴、密码、钥匙)手续费为每项10元。
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乙方可自行配置保管箱钥匙
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自助注册时,客户自行设置登录密码的,密码为数字和字母组合,可直接作为个人网银登录密码使用
A. 对
B. 错
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网点注册时,通过柜面设置登录密码的,密码为六位数字组合,首次登录时需修改为数字和字母组合后可正常使用。
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B. 错
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个人网银销户允许客户未携带银行卡,凭借身份证件也可办理,销户无需验证卡号和账户密码。
A. 对
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开通个人网上银行兰证书版须先开通手机银行兰证书版。
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B. 错
【判断题】
大众版网上银行不使用移动数字证书,只支持账户查询业务,不支持转账及支付结算等业务。
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B. 错
【判断题】
个人网银大众版升级为兰证书版或兰盾版需在柜面注销后才能办理。
A. 对
B. 错
【判断题】
个人网银兰证书变更为兰盾版只需直接申领兰盾进行升级无须注销兰证书版。
A. 对
B. 错
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