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【判断题】
目前,我行对公账户开户免收手续费和账户管理费。
A. 对
B. 错
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答案
A
解析
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相关试题
【判断题】
已在我行其他网点开立过账户的企业可以不用新建客户号。
A. 对
B. 错
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开立一般账户必须将开户资料送人民银行待核准。
A. 对
B. 错
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根据人民银行的规定,营业机构对已领取统一社会信用代码营业执照的组织办理银行账户业务,不再要求其提供税务登记证及组织机构代码证。
A. 对
B. 错
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开立单位银行人民币结算账户,必须法定代表人或单位负责人直接办理,不可以授权他人办理。
A. 对
B. 错
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建立公司客户信息、公司客户信息维护和查询交易都需会计主管授权。
A. 对
B. 错
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公司客户信息维护需要填《变更银行结算账户申请书》
A. 对
B. 错
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《开立银行结算账户申请书》上需由会计主管签章确认,《变更银行结算账户申请书》不需要。
A. 对
B. 错
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对公客户信息若在我行其他支行已有建立,开立账户时则延用已建立的客户号开立账户。
A. 对
B. 错
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经办柜员对存款人的开户申请书填写的事项和提供资料的真实性、完整性、合法性进行认真审查(对非开户企业人员代理开户的,要保持高度警惕,及时与开户单位联系核实。)
A. 对
B. 错
【判断题】
账户变更时,《变更银行结算账户申请书》前四行内容为变更前信息,开户许可证核准号为旧的核准号
A. 对
B. 错
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新客户开户时必须填写《个人银行账户开户及综合服务申请表》,存量客户(非首次新开户,新开卡除外)办理开户时无需填写《个人银行账户开户及综合服务申请表》。
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因为卡只能有一种凭密的支取方式,所以卡不允许支取方式更改
A. 对
B. 错
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白金卡控制一个身份证只能开立一个白金卡
A. 对
B. 错
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个人活期转账开户时,必须是同户名个人结算账户转入。
A. 对
B. 错
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目前,我行个人外币账户只支持使用存折。
A. 对
B. 错
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活期储蓄账户只能进行存款和取款。
A. 对
B. 错
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储蓄账户可进行转账结算和存取款。
A. 对
B. 错
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目前账户管理费设置为0,卡工本费设置为0。
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B. 错
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16周岁以下监护人代理开卡,视同本人,账户不需再去激活。
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兰花卡代办时,代办理由系统可不输入。
A. 对
B. 错
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代理开卡,不需设置密码,卡片为未激活状态,未激活状态只能办理存款类业务(文理批扣除外)。
A. 对
B. 错
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一个身份证可开立最多4张白金卡。
A. 对
B. 错
【判断题】
外币开户时,产品类型选现汇或现钞。
A. 对
B. 错
【判断题】
其他储蓄账户可分为定活两便、个人通知存款、教育储蓄账户。
A. 对
B. 错
【判断题】
若客户非首次在本行开户但客户身份信息不完整,系统会提示先到1702交易进行客户信息的更新完善。
A. 对
B. 错
【判断题】
2001个人活期开户交易,只能做现金或转账交易,不能够做零余额开户交易。
A. 对
B. 错
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18周岁以下监护人代理开卡,视同本人,账户不需再去激活
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开卡自动开通ATM转账功能,转账最高额度是日累计5万。
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B. 错
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代理开卡,卡片为未激活状态,需要本人去柜台进行账户激活账户并密码重置,未激活状态下不能办理业务。
A. 对
B. 错
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新客户开户时必须填写《个人银行账户开户及综合服务申请表》,存量客户(非首次新开户)办理开户时无需填写《个人银行账户开户及综合服务申请表》,客户身份证复印件都不需要。
A. 对
B. 错
【判断题】
客户凭有效身份证件办理,代理办理的还需提供代理人有效身份证件,申请兰花卡的需填兰花卡申请书(如代办需注明代办理由,代办兰花卡原则上不超过四张),身份审核参照《身份审核》。
A. 对
B. 错
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个人账户维护要求本人办理,交易中的代理人仅指监护代理和法定代理。
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个人定期产品层设置为自动转存,自动转存的只能维护转存类型,不能维护不自动转存。
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个人账户是以账号的形式进行管理,是客户号+账户序号+校验位的形式。
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活期储蓄账户一般只开立存折,可进行存款、取款,转账结算
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白金卡有独立的表外科目,不再依附于金融IC 卡。
A. 对
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已挂失凭证的账户无法办理有折(卡)续存,但可以办理无折(卡)续存。
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个人外币现汇账户可以取现。
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B. 错
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个人外币现钞账户只能办理取现业务,现汇账户可以办理转账、取现业务。
A. 对
B. 错
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