【多选题】
制定《商业银行并购贷款风险管理指引》主要目的包括______
A. 规范商业银行并购贷款经营行为
B. 提高商业银行并购贷款风险管理能力
C. 加强商业银行对经济结构调整和资源优化配置的支持力度，促进银行业公平竞争。
D. 促进银行并购贷款业务的发展
查看试卷，进入试卷练习
微信扫一扫，开始刷题
相关试题
【多选题】
《商业银行并购贷款风险管理指引》所称并购，是指境内并购方企业通过___方式以实现合并或实际控制已设立并持续经营的目标企业或资产的交易行为。___
A. 受让现有股权
B. 认购新增股权或收购资产
C. 资产重组
D. 承接债务
【多选题】
按照《商业银行并购贷款风险管理指引》管理规定，商业银行原则上应要求借款人提供充足的能够覆盖并购贷款风险的担保，主要包括______
A. 资产抵押
B. 股权质押
C. 第三方保证
D. 符合法律规定的其他形式的担保
【多选题】
按照《商业银行并购贷款风险管理指引》管理规定，当并购双方出现___情形时，商业银行可采取的风险控制措施。___
A. 重大投资项目变化
B. 营运成本的异常变化
C. 品牌、客户、市场渠道等的重大不利变化。
D. 产生新的债务或对外担保
【多选题】
华宝公司作为信托受托机构，根据《信贷资产证券化试点管理办法》的规定，应履行哪些职责_________
A. 管理信托财产；
B. 持续披露信托财产和资产支持证券信息；
C. 依照信托合同约定分配信托利益；
D. 发行资产支持证券。
【多选题】
某商业银行整合打包了一批信贷资产，拟通过特殊目的信托发行资产支持性证券。但上述资产包中的资产质量参差不齐，导致发行证券的评级和定价相对较低，投资者也因其高风险属性而纷纷放弃。为了降低资产支持证券的风险、提高投资者信心，银行与受托机构等外部机构计划为该笔资产证券化业务提供一系列信用增级服务，根据《金融机构信贷资产证券化试点监督管理办法》的规定，可以包括下列哪些措施_________
A. 银行为基础资产提供了超额抵押；
B. 建立优先/次级的证券等级；
C. 引入专业保险公司为发行的证券提供投资保险；
D. 银行的主要股东为该证券提供担保。
【多选题】
商业银行未取得保险销售资格员工甲通过电话向直接告知乙销售保险产品，根据《商业银行代理保险业务监管指引》的规定，甲下列______行为是不符合《商业银行代理保险业务监管指引》要求的。___
A. 甲尚未取得保险销售从业人员资格。
B. 甲未征得乙同就开始销售保险产品
C. 甲明确告之乙电话销售保险产品
D. 因为怕涉及客户个人隐私，甲不对电话销售过程时行录音
【多选题】
甲是某商业银行新入职员工，根据《商业银行代理保险业务监管指引》的规定，某商业银行想让甲成为代理投资连结保险销售人员甲须具备______条件：___
A. 取得中国保监会颁发的《保险销售从业人员资格证书》
B. 投资连结保险销售人员还应至少有1年以上保险销售经验
C. 投资连结保险销售人员还应至少有2年以上保险销售经验
D. 接受过不少于40小时的专项培训接受过不少于40小时的专项培训
【多选题】
按照《商业银行稳健薪酬监管指引》规定，薪酬机制一般应坚持以下原则__________
A. 薪酬机制与银行公司治理要求相统一
B. 薪酬激励与银行竞争能力及银行持续能力建设相兼顾
C. 薪酬水平与风险成本调整后的经营业绩相适应
D. 短期激励与长期激励相协调
【多选题】
某商业银行董事会在年初召开会议，对该行当年绩效考核指标进行讨论和研究，按照《商业银行稳健薪酬监管指引》要求，该行的绩效考核指标应包括_________
A. 经济效益指标
B. 风险控制成本指标
C. 社会责任指标
D. 特殊奖励指标
【判断题】
货币化程度是金融深化的－个最基本衡量方法
【判断题】
在中央银行的职能中，“银行的银行”的职能主要是指集中保管存款准备金，充当最后贷款人
【判断题】
我国回购协议市场的银行间回购利率是法定利率
【判断题】
一家工商企业拟在金融市场上筹集长期资金，可以选择股票市场
【判断题】
当市场价格高于合约的执行价格时，看涨期权的买方会选择终止期权
【判断题】
信用关系是现代经济中最普遍、最基本的经济关系
【判断题】
《巴塞尔协议》中为了消除银行间不合理竞争，促进国际银行体系的健康发展，规定各国银行的资本充足率都应达到6%
【判断题】
在一国的外汇市场上，因外汇对本币供不应求，外汇汇率急剧上涨，为稳定外汇汇率，该国应当采取会导致本国物价水平相对上升的经济政策
【判断题】
“太多的货币追求太少的商品”描述的通货膨胀类型是需求拉上型通货膨胀
【判断题】
凯恩斯把货币供应量的增加并未带来利率的相应降低，而只是引起人们手持现金增加的现象称为流动性陷阱
【判断题】
在金融宏观调控中，货币政策的传导和调控过程要经历金融领域和实物领域。此处的金融领域是指政府的国债发行与流通
【判断题】
为逐步尝试性能更好的货币政策中介目标，我国在2010年中央经济工作会议上首次提出“社会融资总规模”概念。此概念是指－定时期内实体经济从金融体系获得的新增全部资金总额
【判断题】
在美国的次贷危机中，很多依靠从银行借人次级贷款来购买住房的人，到期不能还本付息。这种情形对于发放次级贷款的银行而言，属于该银行承受的法律风险
【判断题】
一般来说，通货膨胀有利于债务人而不利于债权人
【判断题】
根据《商业银行风险监管核心指标》，不良资产率是我国衡量商业银行资产安全性的指标。它是指不良信用资产与信用资产总额之比
【判断题】
在银行业监管中，监管当局对商业银行现场检查的基础是风险性检查
【判断题】
通货膨胀实质是－种货币现象，表现为商品和生产要素价格总水平在－定时期内持续上升
【判断题】
核心资本包括普通呆账准备金、资产重估储备、公开储备
【判断题】
消费信用是指企业、银行和其他金融机构对消费者提供的信用
【判断题】
发生在债权人和债务人之间通过中介机构进行，这是间接信用的基本特征
【判断题】
黄金储备对货币供应量的影响取决于输出量与输入量的变化
【判断题】
信用扩张是商业银行不同于其他任何金融机构的最为独特的功能
【判断题】
宏观经济分析中的社会总需求是有货币支付能力的实际需求
推荐试题
【填空题】
make it， with open arms ，strip off，keep back，
free of/ from ，after all，straighten up， throw away
[ ], what is the point in taking part in the competitive event if the result is only to prove how incompetent you are?,
【填空题】
make it， with open arms ，strip off，keep back，
free of/ from ，after all，straighten up， throw away
Redecorating the house is a challenging task. It's necessary to [ ] the wallpaper first.
【填空题】
make it， with open arms ，strip off，keep back，
free of/ from ，after all，straighten up， throw away
I never really had any problems with change. On the contrary, I welcome change [ ]
【填空题】
make it， with open arms ，strip off，keep back，
free of/ from ，after all，straighten up， throw away
A lot of what we [ ] is made from raw materials which are not renewable
【填空题】
make it， with open arms ，strip off，keep back，
free of/ from ，after all，straighten up， throw away
Megan and John realized that their house was too messy for a new baby, so they decided to [ ] their house before the baby was born
【填空题】
make it， with open arms ，strip off，keep back，
free of/ from ，after all，straighten up， throw away
Jennifer couldn't [ ] her tears when she saw the sick children at a new blood cancer center in Virginia
【填空题】
make it， with open arms ，strip off，keep back，
free of/ from ，after all，straighten up， throw away
We want to give all children a world [ ] violence
【填空题】
advocate，involve，confine，respond，subsequent ，distinct ，intense， fulfill，circumstance， reconcile
Fortunately, the accident didn't [ ] many people, for there was little traffic at that hour.
【填空题】
advocate，involve，confine，respond，subsequent ，distinct ，intense， fulfill，circumstance， reconcile
She[ ] her ambition of becoming a fashion designer after years of hard work
【填空题】
advocate，involve，confine，respond，subsequent ，distinct ，intense， fulfill，circumstance， reconcile
They kept on trying their best to develop
their business, but in such [ ]market competition, they had no Idea if success would come along one day
【填空题】
advocate，involve，confine，respond，subsequent ，distinct ，intense， fulfill，circumstance， reconcile
As music plays an important role in our life, many music teachers and educators [ ] taking up a musical instrument at a young age
【填空题】
advocate，involve，confine，respond，subsequent ，distinct ，intense， fulfill，circumstance， reconcile
This rule should be entirely clear in the minds of everyone and should not be misunderstood under any [ ]
【填空题】
advocate，involve，confine，respond，subsequent ，distinct ，intense， fulfill，circumstance， reconcile
My daughter was shy; she was afraid to ask questions,[ ] to questions in class,or talk with other children
【填空题】
advocate，involve，confine，respond，subsequent ，distinct ，intense， fulfill，circumstance， reconcile
I got from him only a letter, which was put on my office desk; [ ] to the receipt of this letter I have never heard from him
【填空题】
advocate，involve，confine，respond，subsequent ，distinct ，intense， fulfill，circumstance， reconcile
The duties to provide services for children in need are not [ ] to the local social services department
【填空题】
advocate，involve，confine，respond，subsequent ，distinct ，intense， fulfill，circumstance， reconcile
We pray that all nations be [ ] and that all people around the world live in peace
【填空题】
controversial，assess， resolve，decrease，alter，abandon，indicate，undermine，compromise， conventional
It was reported the president had [ ]to fight If war was necessary,even if it meant destroying his chances of re-election
【填空题】
controversial，assess， resolve，decrease，alter，abandon，indicate，undermine，compromise， conventional
I had to [ ] one of my email accounts as it was filled with junk mail
【填空题】
controversial，assess， resolve，decrease，alter，abandon，indicate，undermine，compromise， conventional
Darwin's theory of evolution remains[ ] partly because it challenges the religious belief that God created man
【填空题】
advocate，involve，confine，respond，subsequent ，distinct ，intense， fulfill，circumstance， reconcile
He suggested a small but [ ] improvement on our former plan; I really appreciate it.
【填空题】
in sb. 's words，count on，make sense of ，reserve for， shield from，call on， sum up， relate to ，in need，
be/ get caught up in
She held her hand above her eyes to [ ]them [ ] the sun so that she could see more clearly the man in front of her
【填空题】
in sb. 's words，count on，make sense of ，reserve for， shield from，call on， sum up， relate to ，in need，
be/ get caught up in
The boy studied the signs for over an hour,but still could not [ ]them, so he turned to his teacher for help
【填空题】
in sb. 's words，count on，make sense of ，reserve for， shield from，call on， sum up， relate to ，in need，
be/ get caught up in
They [ ] the developed countries to commit more money to protecting the environment
【填空题】
in sb. 's words，count on，make sense of ，reserve for， shield from，call on， sum up， relate to ，in need，
be/ get caught up in
We will continue to care for those [ ] and work to establish a society that is generous and prosperous
【填空题】
in sb. 's words，count on，make sense of ，reserve for， shield from，call on， sum up， relate to ，in need，
be/ get caught up in
Many people [ ]careers and raising kids so that they forget that their marriages also need to be taken good care of
【填空题】
in sb. 's words，count on，make sense of ，reserve for， shield from，call on， sum up， relate to ，in need，
be/ get caught up in
My most favorite program is the one that deals with scientific subjects that ordinary people can [ ]
【填空题】
in sb. 's words，count on，make sense of ，reserve for， shield from，call on， sum up， relate to ，in need，
be/ get caught up in
Finally, I would like to [ ]by saying that it has been a tremendous pleasure to work with you all
【填空题】
in sb. 's words，count on，make sense of ，reserve for， shield from，call on， sum up， relate to ，in need，
be/ get caught up in
He is a person that you always [ ]when you need help.
【填空题】
in sb. 's words，count on，make sense of ，reserve for， shield from，call on， sum up， relate to ，in need，
be/ get caught up in
This restaurant is very popular because it has some separate, smaller rooms [ ] families with small children
【填空题】
in sb. 's words，count on，make sense of ，reserve for， shield from，call on， sum up， relate to ，in need，
be/ get caught up in
Betty loves reading.[ ],“Reading is the most wonderful thing in the world.”
【填空题】
open the door to，In advance，all at once，reap the benefits (of)， make the most of，over time， get by， stand a chance (of)，remind of， take pleasure in，
Every one of you has made a contribution and I [ ] knowledging what each of you has done to make this academic convention such a success.
【填空题】
open the door to，In advance，all at once，reap the benefits (of)， make the most of，over time， get by， stand a chance (of)，remind of， take pleasure in
They all tried to talk [ ], but I couldn't hear anything they said
【填空题】
open the door to，In advance，all at once，reap the benefits (of)， make the most of，over time， get by， stand a chance (of)，remind of， take pleasure in，
Yellow flowers in the field always [ ] me [ ] my childhood in the countryside
【填空题】
open the door to，In advance，all at once，reap the benefits (of)， make the most of，over time， get by， stand a chance (of)，remind of， take pleasure in，
We have been practicing for so long and so hard that our team should [ ]winning the game
【填空题】
open the door to，In advance，all at once，reap the benefits (of)， make the most of，over time， get by， stand a chance (of)，remind of， take pleasure in，
Research on genes will [ ] exciting new medical treatments.,
【填空题】
open the door to，In advance，all at once，reap the benefits (of)， make the most of，over time， get by， stand a chance (of)，remind of， take pleasure in，
My family [ ] on my father's unemployment benefit after he lost his job
【填空题】
open the door to，In advance，all at once，reap the benefits (of)， make the most of，over time， get by， stand a chance (of)，remind of， take pleasure in，
Many subway riders read books or listent music in order to [ ] their time on the way to work
【填空题】
open the door to，In advance，all at once，reap the benefits (of)， make the most of，over time， get by， stand a chance (of)，remind of， take pleasure in，
In order to make sure he would be able to attend the meeting, I called him up two weeks [ ]
【填空题】
open the door to，In advance，all at once，reap the benefits (of)， make the most of，over time， get by， stand a chance (of)，remind of， take pleasure in，
In order to [ ]physical exercise, you have to exercise regularly and for at least half an hour each time
【填空题】
embarrass，polish， emotional， etticiency，curb ，await， donation ，dump，stuff ，historical
Mary was a careful speaker, every word seemed to have been [ ] before it was allowed to escape through her lips
