相关试题
【多选题】
下列关于质物、质押权利合法性的说法，正确的有__。___
A. 所有权、使用权不明或有争议的动产，法律规定禁止流通的动产不得作为质物
B. 凡出质人以权利凭证出质的，必须对出质人提交的权利凭证的真实性、合法性和有效性进行确认
C. 凡发现质押权利凭证有伪造、变造迹象的，应重新确认
D. 以海关监管期内的动产作质押的，需由负责监管的海关出具同意质押的证明文件
E. 非流通股可设定质押
【多选题】
下列财产中不得抵押的有__。___
A. 土地所有权
B. 抵押人所有的房屋和其他地上定着物
C. 耕地、宅基地、自留地、自留山
D. 学校、幼儿园、医院的教育设施、医疗卫生设施
E. 抵押人依法承包并经发包方同意抵押的荒山、荒沟、荒滩等荒地
【多选题】
根据我国《担保法》对保证人资格的明确规定，以下说法中，正确的有_____
A. 《担保法》规定企业法人的分支机构或职能部门在任何情况下都不能做保证人
B. 《担保法》规定医院、学校等以公共利益为目的的事业单位、社会团体不得作保证人
C. 《担保法》规定企业法人的分支机构或职能部门不能做保证人，企业法人的分支机构有该法人书面授权的，可以在授权范围内提供保证
D. 《担保法》规定政府及其所属部门不得为他人提供担保
E. 金融机构具有较强代为清偿能力的，可以接受为保证人
【多选题】
根据我国《担保法》的规定，保证人_____
A. 必须具有民事行为能力
B. 必须具有代为履行主债务的资力
C. 不得为医院、学校等以公共利益为目的的事业单位
D. 不可以为自然人
E. 不得为企业法人的职能部门
【多选题】
对于企业管理水平的分析，主要包括__。___
A. 管理人员的业务素质
B. 机构的设置及合理性
C. 经营管理方面的主要业绩
D. 企业的劳动力结构和层次
E. 已实施投资项目的管理情况
【多选题】
担保的形式有多种，主要有_____
A. 抵押
B. 质押
C. 留置
D. 保证
E. 定金
【多选题】
贷款质押是物的担保的一种重要形式，一般商业银行不可接受的财产质押包括_____
A. 依法可以转让的基金份额、股权
B. 汇票、支票、本票、债券
C. 珠宝、首饰
D. 租用的财产
E. 字画、文物
【多选题】
贷款授信额度包括__。___
A. 信用证开证额度
B. 提款额度
C. 各类保函额度
D. 现金额度
E. 承兑汇票额度
【多选题】
贷款审批要素广义上是指贷款审批方案中应包含的各项内容，具体包括__。___
A. 贷款品种
B. 贷款利率
C. 授信对象
D. 发放条件与支付方式
E. 担保方式
【多选题】
贷款期限的审定要点有__。___
A. 贷款期限应与借款人资产转换周期相匹配
B. 贷款期限应符合相应授信品种有关期限的规定
C. 贷款期限一般应控制在借款人相应经营的有效期限内
D. 贷款期限应与借款人的风险状况及风险控制要求相匹配
E. 贷款期限应与其他特定还款来源的到账时间相匹配
【多选题】
在满足借款合同用款前提条件的情况下，无正当理由或借款人没有违约，__。___
A. 银行必须按借款合同的约定按时发放贷款
B. 银行不按时发放贷款是违约行为
C. 银行不按时发放贷款，自身不会遭受任何损失
D. 银行不按时发放贷款，可能影响借款人的生产经营计划
E. 银行不按时发放贷款，可能影响贷款的正常收回
【多选题】
银行在进行贷款发放的审查时，应审查借款人提交的借款凭证是否完全符合要求，确认__正确无误。___
A. 贷款用途
B. 提款账号
C. 提款日期
D. 提款金额
E. 预留印鉴
【多选题】
银行可以对借款人采取终止提款措施的情况包括__。___
A. 挪用贷款
B. 未按合同规定清偿贷款本息
C. 违反国家政策法规，使用贷款进行非法经营
D. 其他影响企业偿债能力的违约情况
E. 用于临时周转的款项
【多选题】
商业银行在坚持“区别对待，择优扶植”的原则时，要做到__。___
A. 贷款的发放和使用应当符合相关的法律法规
B. 贷款的投向应当突出重点
C. 根据企业的经营管理和经济效益选择贷款对象
D. 严格区分企业的优劣
E. 接程序办理贷款
【多选题】
挪用贷款的情况一般包括__。___
A. 用贷款进行股本权益性投资
B. 用贷款进行有价证券、期货等投机经营
C. 未依法取得经营房地产资格的借款人使用贷款经营房地产业务
D. 套取贷款，相互借贷以获取非法收人
E. 借款企业挪用流动资金进行基本建设或用于财政性开支或用于弥补企业亏损
【多选题】
加强合同管理的实施要点有__。___
A. 修订和完善贷款合同等协议文件
B. 建立完善有效的贷款合同管理制度
C. 加强贷款合同规范性审查管理
D. 实施履行监督、归档、检查等管理措施
E. 做好有关配套和支持工作
【多选题】
放款执行部门要审核银行内部授信流程的__。___
A. 合法性
B. 合规性
C. 完整性
D. 有效性
E. 及时性
【多选题】
贷款人出现任何违约事件，银行有权分别或同时采取下列哪些措施?_____
A. 要求借款人限期纠正违约事件
B. 停止借款人提款或取消借款人尚未提用的借款额度
C. 宣布贷款合同项下的借款本息全部立即到期，根据合同约定立即从借款人在银行开立的存款账户中扣款用于偿还被银行宣布提前到期的所欠全部债务
D. 宣布借款人在与银行签订的其他贷款合同项下的借款本息立即到期，要求借款人立即偿还贷款本息及费用
E. 向人民法院提起诉讼
【多选题】
贷款合同纠纷解决的方式有__。___
A. 调解
B. 协商和解
C. 仲裁
D. 诉讼
E. 处置抵押物
【多选题】
贷款合同分为__。___
A. 格式合同
B. 非格式合同
C. 口头承诺合同
D. 无限制合同
E. 以上都对
【多选题】
在抵押期间，银行经办人员对抵押物检查时应__。___
A. 定期检查抵押物的存续状况、占有、使用、转让、出租等处置行为
B. 发现抵押物价值非正常减少，应及时查明原因并采取有效措施
C. 如发现抵押人的行为将造成抵押物价值减少，应要求抵押人停止担保
D. 如抵押人行为已造成抵押物价值减少，应要求抵押人恢复抵押物的价值
E. 如抵押人无法完全恢复抵押物的价值，应要求抵押人停止担保
【多选题】
下列属于财务状况预警信号的有__。___
A. 存货周转速度放慢
B. 现金状况恶化
C. 应收账款余额或比例激增
D. 流动资产状况恶化
E. 固定资产迅速变化
【多选题】
同一财产向两个以上债权人抵押的，拍卖、变卖抵押财产所得的价款按照规定清偿。下列说法正确的是__。___
A. 登记顺序不同的，按照债权比例清偿
B. 抵押权已登记的先于未登记的受偿
C. 抵押权已登记的，按照登记的先后顺序清偿
D. 登记顺序相同的，按照债权比例清偿
E. 抵押权未登记的，按照债权比例清偿
【多选题】
根据《商业银行授信工作尽职指引》，影响客户资信的重大事项包括__。___
A. 外部政策变动
B. 客户组织结构、股权或主要领导人发生变动
C. 客户的担保超过所设定的担保警戒线
D. 客户财务收支能力发生重大变化
E. 客户涉及重大诉讼
【多选题】
档案管理的原则主要有__。___
A. 管理制度健全
B. 人员职责明确
C. 档案门类齐全
D. 信息充分利用
E. 提供有效服务
【多选题】
以下属于可疑类贷款的特征有__。___
A. 借款人处于停产、半停产状态
B. 固定资产贷款项目处于停缓状态
C. 银行已诉诸法律来回收贷款
D. 贷款经过了重组仍然逾期，或仍然不能正常归还本息，还款状况没有得到明显改善
E. 借款人已彻底停止经营活动
【多选题】
以下属于次级类贷款的特征有__。___
A. 借款人不能偿还对其他债权人的债务
B. 借款人采取隐瞒事实等不正当手段套取贷款
C. 借款人内部管理问题未解决，妨碍债务的及时足额清偿
D. 借款人支付出现困难，并且难以按市场条件获得新的资金
E. 固定资产贷款项目停止时间很长，复工无望
【多选题】
下列关于基本信贷分析的说法，正确的有__。___
A. 需分析目前的还款来源，进而分析可用于偿还贷款的还款来源风险
B. 不需关注贷款的目的
C. 要对贷款使用过程中的周期性分析
D. 贷款期限的确定要符合资本循环的转换
E. 还款记录对贷款分类的确定有特殊的作用
【多选题】
下列关于还款能力分析的说法中正确的是__。___
A. 评估借款人偿还能力的一个重要的方式就是对借款人进行财务分析，借款人的偿债能力与其盈利能力、营运能力、资本结构和现金净流量等密切相关
B. 贷款风险分类最核心的内容就是款项是否充足
C. 现金流量是偿还贷款的主要还款来源，还款能力的主要标志就是借款人的现金流量是否充足
D. 通过财务报表和数据的分析与预测，可以考察借款人过去和现在的收入水平、资产状况及其构成、所有者权益状况及其构成、偿债能力等
E. 分析借款人现金流量是否充足，其主要目的是分析借款人经营活动产生的现金流量是否足以偿还贷款本息
【多选题】
下列关于贷款损失准备金计提原则的说法中，正确的是__。___
A. 审慎会计原则的核心内容是对利润的估计和记载要谨慎或保守，对损失的估价和记载要充分，同时要保持充足的准备金以弥补损失
B. 审慎会计原则是指对具有估计性的会计事项，应当谨慎从事，应当合理预计可能发生的损失和费用，不预计或少预计可能带来的利润
C. 按照审慎会计原则，对估计损失的记载应选择就高不就低，对利润的记载和反映要选择就低而不就高
D. 贷款损失准备金的计提应当符合审慎会计原则的要求
E. 充足性原则是指商业银行应当随时保持足够弥补贷款内在损失的准备金
【多选题】
通过贷款分类应达到以下__目标。___
A. 揭示贷款的实际价值和风险程度，真实、全面、动态地反映贷款质量
B. 及时发现信贷管理过程中存在的问题，加强贷款管理
C. 为判断贷款损失准备金是否充足提供依据
D. 变化调整分类结果
E. 适度调整分类等级
【多选题】
商业银行对贷款进行分类，以下哪些因素在主要考虑的范围内?_____
A. 借款人的偿还能力
B. 借款人的还款记录
C. 借款人的还款意愿
D. 贷款项目的盈利能力
E. 贷款的担保
【多选题】
衡量借款人短期偿债能力的指标有__。___
A. 资产负债比率
B. 现金比率
C. 速动比率
D. 流动比率
E. 产权比率
【多选题】
下列哪些贷款至少归为关注类?_____
A. 借新还旧，或者需通过其他融资方式偿还
B. 改变贷款用途
C. 本金或利息逾期
D. 同一借款人对本行或其他银行的部分债务已经不良
E. 违反国家有关法律和法规发放的贷款
【多选题】
不良贷款指的是__。___
A. 正常
B. 关注
C. 次级
D. 可疑
E. 损失
【多选题】
公司类信贷业务档案中的合同类资料包括__。___
A. 企业借款申请书
B. 借款合同
C. 担保合同及其合同附件
D. 签约委托书
E. 借据、展期还款协议书
【多选题】
符合公司类贷款展期条件的有__。___
A. 公司类客户营业执照组织机构代码证和贷款卡按规定进行了年检。个人客户身体健康职业稳定家庭状况良好
B. 生产经营正常具有偿付贷款本息的能力。
C. 还贷意愿好，积极配合贷后检查，无逃废债务或恶意欠息等不良信用记录。
D. 贷款风险分类应为次级及以上的。
E. 除信用贷款外，能提供符合联社要求的贷款担保。
【多选题】
对公客户基本情况的日常检查包括__。___
A. 检查营业执照是否经工商行政管理部门或主管部门年检合格
B. 客户是否正常纳税
C. 客户的名称公章财务专用章法人代表是否变更或准备变更
D. 客户经营组织形式是否变更或准备变更
【多选题】
对公客户评级体系中定量评价包括__。___
A. 客户财务效益
B. 行业生产状况
C. 偿债能力
D. 资产运营状况和发展能力
【多选题】
对公客户评级体系中定性评价包括__。___
A. 客户财务效益
B. 行业竞争结构
C. 行业对宏观经济的敏感性
D. 信用履约情况
推荐试题
【单选题】
The vSphere Data Protection performance analysis results in the “Conditionally Passed” status. What can cause this condition?___
A. The results did not meet the minimum performance expectations.
B. The read, write, and seek tests were successful.
C. The read and write tests were successful but the seek test failed.
D. The read and write tests were successful but the seek test skipped.
【单选题】
A vSphere Administrator wants to reserve 0.5 Gbps for virtual machines on each uplink on a disturbed switch that has 10 uplinks. What is the quota that should be reserved for the network resource pool?___
A. 10 Gbps
B. 5 Gbps
C. 100 Gbps
D. 0.5 Gbps
【单选题】
A vSphere administrator manages a cluster which includes critical and non-critical virtual machines. The cluster requires different permissions for contractors and non-contractors. How can the administrator exclude the contractor group from some of the critical VMs?___
A. Apply permission for both contractors and non-contractors on the cluster level.
B. Apply permission for both contractors and non-contractors on the cluster level. Remove permission on the critical VMs for contractors.
C. Remove permission for contractors on the cluster level. Apply permission on the critical VMs for noncontractors.
D. Apply permission for both contractors and non-contractors on the VMs. Remove permission on the critical VMs for contractors.
【单选题】
In an ESXi 6.5 cluster only "NFS datastore has running or registered virtual machines" returns. A vSphere HA cluster with four hosts has admission control configured to tolerate one host failure. Which statement is true if a fifth host is added?___
A. CPU and Memory capacity will be set to 50%.
B. CPU and Memory capacity will be set to 30%.
C. CPU and Memory capacity will be set to 25%.
D. CPU and Memory capacity will be set to 20%.
【单选题】
Which command can be run to troubleshoot connectivity problems with vmkernal network interfaces?___
A. esxcli network
B. vmkping
C. net-status
D. vicfg-vmknic
【单选题】
What counter should an administrator check to determine if a virtual machine is ballooning?___
A. swapinRate
B. vmmemctltarget
C. swapped
D. vmmemctl
【单选题】
By default, how often is the vCenter vpx user password automatically changed?___
A. 15 days
B. 60 days
C. 30 days
D. 45 days
【单选题】
Which metric in the Exhibit would identify high latency for a virtual machine operating system?___
A. QAVG/cmd
B. KAVG/cmd
C. DAVG/cmd
D. GAVG/cmd
【单选题】
What VM Monitoring setting would ensure that the failure interval for a virtual machine is defined as 120 seconds?___
A. High
B. Normal
C. Low
D. Medium
【单选题】
The business managers have asked the IT administrator to ensure configuration compliance in the vSphere infrastructure. The IT administrator wants to use Host Profiles to accomplish this, but is unable to do so. Why is the administrator unable to use Host Profiles?___
A. The infrastructure uses a vSphere Standard license.
B. The infrastructure has servers with various CPU families.
C. The user has only the “Administrator” role.
D. Host Profiles apply only to storage settings.
【单选题】
What is the result of a “Consolidate” action on a virtual machine?___
A. All snapshots on the virtual machines will be deleted.
B. The virtual machine will be reverted to its last snapshot.
C. Redundant delta disks will be combined and deleted.
D. A new snapshot with memory state will be created.
【单选题】
A Telco customer is implementing NFV using vSphere as the virtualization platform. Which feature can help achieve a high packet rate with lower CPU consumption?___
A. Network I/O Control
B. SplitRX
C. ERSPAN
D. LACP
【单选题】
What is the VMware-recommended best practice for Fibre Channel zoning?___
A. soft zoning
B. single-initiator-multiple-target zoning
C. single-initiator zoning
D. single-initiator-single-target zoning
【单选题】
How can a vSphere administrator ensure that a set of virtual machines run on different hosts in a DRS cluster?___
A. Use a VM-Host affinity rule.
B. Add the VMs to a vApp.
C. Use a VM-VM affinity rule.
D. Place the VMs in different folders.
【单选题】
vCenter Server Appliance Instance can be backed up using which Client Interface?___
A. vSphere Client Interface
B. vSphere Web Client Interface
C. VMware Host Client Interface
D. Virtual Appliance Management Interface
【单选题】
What tool can capture network traffic at the uplinks, or vSwitch, or virtual port levels?___
A. tcpdump-uw
B. wireshark
C. pktcap-uw
D. pcap
【单选题】
Which storage feature always requires the use of third-party software on ESXi?___
A. Hardware Acceleration for NAS devices
B. VVOL
C. Hardware Acceleration for Block
D. evices
【单选题】
An ESXi host's VMCA-Signed certificate has expired. How can the certificate be renewed?___
A. In the vSphere Web Client, browse to the host in question. Click the Manage tab and select settings. Select System and click Certificate, then click the Renew button.
B. In the vSphere Web Client, browse to the host in question. Click the Manage tab and select settings. Select System and click Certificate, then click the Refresh CA Certificates button.
C. Run the command /sbin/generate-certificates on the affected host.
D. Disconnect the host from vCenter Server and reconnect it.
【单选题】
Which is the correct order for upgrading vSphere components?___
A. vCenter Server, ESXi hosts, VMware Tools, Virtual Machine hardware
B. VMware Tools, Virtual Machine hardware, ESXi hosts, vCenter Server
C. vCenter Server, Virtual Machine hardware, VMware tools, ESXi hosts
D. ESXi hosts, vCenter Server, Virtual Machine hardware, VMware Tools
【单选题】
Which iSCSI initiator type can be used with any network interface card?___
A. Software iSCSI initiator
B. Software FCoE adapter
C. Hardware Independent iSCSI initiator
D. Hardware Dependent iSCSI initiator
【单选题】
An administrator is attempting to power on a virtual machine with 32GB of memory. The operation fails with the following error: <Could not power on VM: No space left on device> <Checking the space on the virtual machine's datastore, there is 30GB free.> Which action would allow the VM to power on?___
A. Set a 2GB memory reservation on the VM.
B. Mount the virtual disk from the affected VM on to another virtual machine and free up space from within the OS.
C. Enable vSphere HD admission control on the cluster in which the VM resides.
D. Set a 2GB memory limit on the VM.
【单选题】
An administrator attempts to manually reclaim space on thin-provisioned VMFS6 volumes but finds that no additional space is being recovered. Which could be causing this?___
A. vSphere 6.5 does not support manual UNMAP.
B. The manual UNMAP operation has been moved to the vSphere web client.
C. The VASA version is use is incompatible.
D. UNMAP is automated for VMFS6.
【单选题】
An administrator has upgraded to vSphere 6.5 and also wants to use Kerberos authentication for NFS. Which can be done to the existing NFSv3 volumes to enable this feature?___
A. Perform a storage rescan on VMFS volumes.
B. Unmount the NFSv3 datastore, and then mount as NFSv4.1 datastore.
C. Nothing. All NFSv3 mounted datastores are upgraded automatically during vSphere upgrades.
D. Perform a scan of new storage devices.
【单选题】
An administrator wants to restore the vCenter Server Appliance 6.5 from backup. Where can this be accomplished?___
A. from the ESXi Host Client
B. from the VMware vSphere Appliance Management Interface
C. from within the VMware vSphere Web Client
D. from the vCenter Server Appliance Installer
【单选题】
The administrator wants to power on VM-K2, which has a 2GHz CPU reservation. VM-M1, VM-M2, and VM-K1 are all powered on. VM-K2 is not powered on. The exhibit shows the parent and child resource reservations. If Resource Pool RP-KID is configured with an expandable reservation, which statement is true?___
A. VM-K2 will be unable to power on because there are insufficient resources.
B. VM-K2 will be able to power on since resource pool RP-KID has 2GHz available.
C. VM-K2 will be unable to power on because only 2GHz are reserved for RP-KID.
D. VM-K2 will receive resource priority and will be able to power on this scenario.
【单选题】
Which is the block size on the VMFS6 datastore?___
A. All small and large file blocks are 8MB.
B. All small and large file blocks are 1MB.
C. Small file blocks are 512KB. large file blocks are 64MB.
D. Small file blocks are 1MB, large file blocks are 512MB.
【单选题】
When installing vCenter Converter Standalone, why must an administrator perform a client-server installation instead of a local installation?___
A. to manage conversion tasks remotely
B. to convert virtual machines as well as physical machines
C. to allow installation of the Converter agent on remote source machines
D. to hot clone physical or virtual machines
【单选题】
Which is required by vCenter Converter Standalone to convert a physical Red Hat Enterprise Linux 7 machine to a virtual machine?___
A. The Linux machine must be powered off.
B. The Linux machine must have the SSH daemon started.
C. The Linux machine must use a static IP address.
D. The Linux machine must have a fully-qualified domain name.
【单选题】
An administrator is troubleshooting network communications between a vCenter Server and an ESXi 6.5 host. Which log shows the related events between these components?___
A. /var/log/fdm.log
B. /var/log/vpxa.log
C. /var/log/hostd.log
D. /var/log/auth.log
【单选题】
An administrator has recently upgraded from vSphere 6.0 to 6.5, and can no longer see the software iSCSI named vmhba33. Which could be the reason for this?___
A. The upgrade has changed the vmhba name.
B. vSphere 6.5 automates iSCSI configurations.
C. vSphere 6.5 no longer supports software iSCSI.
D. The upgrade has deleted the vmhba.
【单选题】
An administrator is trying to vMotion a VM from his datacenter to a recovery site. Which is the maximum allowed RTT (Round-Trip Time) latency between source and destination host?___
A. 100 milliseconds
B. 150 milliseconds
C. 15 milliseconds
D. 10 milliseconds
【单选题】
Which is required for configuring iSCSI Software Adapter network port binding?___
A. VMkernel of the iSCSI traffic must be load balanced using Route based on IP Hash algorithm.
B. VMkernel of the iSCSI traffic must be load balanced using Route based on Source Virtual Port ID algorithm.
C. VMkernel of the iSCSI traffic must be load balanced using Route based on Source MAC Hash algorithm.
D. VMkernel of the iSCSI traffic must be bound to only one active network adapter.
【单选题】
In vSphere Data Protection 6.1, which is the function of a Backup Verification job?___
A. None. Backup Verification job is not a feature of vSphere Data Protection
B. It is a manual task -Power it on -Verify the guest OS -Check started applications
C. It is an automatic process -Restore a virtual machine -Power it on -Verify that the guest OS is booted by communicating with the Backup Verification agent
D. It is an automatic process -Restore a virtual machine -Power it on -Verify that the guest OC is booted by detecting the VMware ToolsTM "heartbeats"
【单选题】
An administrator has enabled vSphere Distributed Switch Health Check. The hosts connected to that Distributed Switch all display an alert:< vSphere Distributed Switch MTU supported status > .The administrator has all of the VMkernel ports MTU sizes set to 1600. Which action will remedy this problem?___
A. Configure the Distributed Switch to MTU 9100.
B. Disconnect and reconnect the physical network cable.
C. Configure the physical switch to MTU 1600.
D. Disable the Distributed Switch MTU.
【单选题】
Which Host Profile Subprofile configuration is used to configure firewall settings for ESXi hosts?___
A. Advanced Configuration Settings
B. General System Settings
C. Security
D. Networking
【单选题】
Where would a vSphere administrator find general vCenter Server logs on a vCenter Server Appliance?___
A. /var/log/vmware/vpxd/
B. /var/log/messages
C. /etc/vmware-vpx/
D. /var/log/vmware/vsan-health/
【单选题】
An administrator wishes to enable network port mirroring based on source port. Which feature should be enabled?___
A. vSphere standard switch port
B. ERSPAN
C. NSX Virtual Wire
D. VLAN
【单选题】
Which CLI command shows the physical uplink status for a vmnic?___
A. esxcli network ip connection list
B. esxcli network ip neighbor list
C. esxcli network nic get
D. esxcli network nic list
【单选题】
Which is the maximum number of block devices (LUNs) that are supported by ESXi hosts that are running version 6.5?___
A. 1024
B. 512
C. 2048
D. 256
【单选题】
When performing a vCenter Server 5.5 for Windows with Microsoft SQL Server Express database migration to vCenter Server Appliance 6.5, which will be the target database?___
A. Microsoft SQL Server Express 2012R2
B. Microsoft SQL Server Standard 2012R2
C. PostgreSQL
D. Oracle DB 11g
