【单选题】
人民法院冻结被执行人的银行存款的期限不超过___个月,冻结( )生效,期限从冻结( )算起。
A. 6,当日,当日
B. 6,当日,次日
C. 12,当日,次日
D. 12,当日,当日
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相关试题
【单选题】
如果被执行人是银行时,被执行银行收到执行部门(主要是人民法院)发出的限期履行通知书后,应尽可能在通知书规定的期限内___履行。
A. 3工作日
B. 5天
C. 10天
D. 15天
【单选题】
二十三、单独办理活期起息金额止付的,需要在办理表的备注栏注明产品为“活期冠几号”并需要提供签约信息截屏,最长止付为___年。
【单选题】
协助冻结的数据清单、法院出具的冻结裁定书、协助执行通知书、两名执行人员工作证和执行公务证等电子数据,按会计档案管理制度保管___。
【单选题】
2409冻结交易中可输入冻结到期日,默认为1年期限,且需___当前柜面日期。
A. 大于等于
B. 大于
C. 小于等于
D. 小于等于
【单选题】
同一贷款账号下,如果当天先做过___,之后再做提前结清,系统会报错,需将提前还本冲账后再处理提前结清。
A. Z、归还欠款
B. 提前还本
C. 归还应计利息
D. 贷款利息批扣
【单选题】
归还垫款时,还款类型只能选归还欠款或___。
A. 提前还本
B. 逾期结清
C. 到期一次还本付息
D. 归还垫款
【单选题】
受托支付的贷款发放后,系统同时会把贷款金额做___处理。
A. 止付
B. 冻结
C. 汇出
D. 存入同名账户
【单选题】
当委托贷款的还款方式为自动时,是指委托贷款还款后本金会自动返还到___
A. 委托人结算账户
B. 委托存款账户
C. 借款人结算账户
D. 借款人存款账户
【单选题】
垫款贷款在银行中被列为不良资产,属于逾期贷款一类,按年利率___计收罚息。
A. 5%
B. 10%
C. 18%
D. 20%
【单选题】
借款借据的___应盖贷款审批专户章。
A. 第一联
B. 第二联
C. 第三联
D. 第四联
【单选题】
___作为贷款发放的主凭证。
A. 借款借据第一联
B. 放款通知书
C. 提款申请书
D. 通用凭证
【单选题】
绍兴银行提前还款申请审批表必须由___签字,如果是到期日还款则不需要审批。
A. 信贷经办员
B. 信贷审核员
C. 客户经理和分管行长签字
D. 柜员
【单选题】
贷款到期日___还款不用审批提前还款审批表。
A. 前10天
B. 前五天
C. 前一天
D. 当天
【单选题】
受托支付支付确认交易码 ___。
A. 3005
B. 3002
C. 2005
D. 3001
【单选题】
关于受托支付说法正确的是___
A. 该交易是将受托支付金额作解除止付处理,解除后允许撤销
B. 受托支付确认成功后允许贷款发放冲账
C. 同一条受托支付信息多次操作,系统会报错
D. 受托支付通书中的名称和账号可以与系统中不一致
【单选题】
贷款归还业务操作代码为___
A. 3001
B. 3002
C. 3003
D. 3004
【单选题】
垫款账号的科目号为___
A. 1250
B. 1260
C. 1270
D. 1280
【单选题】
以保本型理财产品办理理财产品质押贷款的(对公流动资金贷款),贷款金额一般不超过理财产品金额的___。
A. 65%
B. 75%
C. 85%
D. 90%
【单选题】
垫款贷款在银行中被列为不良资产,属于逾期贷款一类,按年利率___计收罚息。
A. 10%
B. 12%
C. 15%
D. 18%
【单选题】
垫款发放日为2016年1月1日,那么下一个结息日为___。
A. 2月1日
B. 4月1日
C. 3月20日
D. 贷款原到期日
【单选题】
垫款贷款属于逾期贷款,还款顺序产品层默认为___。
A. 先还利息,再还本金
B. 先还本金,再还利息
C. 先还费用,再还本金
D. 先还费用,再还利息
【单选题】
归还银承垫款时,借据号为___。
A. 信贷流水号
B. 承兑协议号
C. 备款清单中的号
D. 垫款清单中的贷款账号
【单选题】
BA、垫款贷款属于贷款___
A. 正常贷款
B. 委托贷款
C. 保证贷款
D. 逾期贷款
【单选题】
垫款发放的交易码为___
A. 3001
B. 3002
C. 3003
D. 3004
【单选题】
___是指由委托人提供合法来源的资金转入委托银行委托存款账户,委托银行根据委托人确定的贷款对象、用途、金额、期限、利率等代为发放、监督使用并协助收回的贷款业务;
A. 微型贷
B. 委托贷款
C. 贴现业务
D. 公积金贷款
【单选题】
当产品为委托贷款时,还款模式为自动,是指委托贷款还款后本金会返还到___,还款模式手工,是指还款本金返回到()。
A. 委托人结算账户 委托人贷款账户
B. 委托人存款账户 委托人结算账户
C. 委托人结算账户 委托存款账户
D. 委托人贷款账户 委托人存款账户
【单选题】
以下说法错误的是:___
A. 同一贷款帐号下,如果当天先做过提前还本,允许再做提前结清。
B. 有欠款的情况下,允许做提前还本。还款方式为等额本息(按月、按季)和等额本金(按月、按季)时系统控制,必须欠款归还后才能做提前还本。
C. 归还垫款时,还款类型只能选归还欠款或逾期结清。
D. 还款类型为归还欠款且需要调整欠款顺序时需会计主管授权。
【单选题】
以下放款日与到期日的组合符合委托贷款等额本金按月、按季;等额本息按月、按季的还款方式的要求的是___
A. 2016.4.30-2018.4.29
B. 2016.4.30-2018.4.30
C. 2016.4.30-2018.4.31
D. 2016.4.30-2018.5.1
【单选题】
公积金贷款必须选___且本金也是入( )。
A. 手动 结算账户
B. 手动 暂挂账户
C. 自动 结算账户
D. 自动 暂挂账户
【单选题】
委托贷款还本时,需要输入“提前还款本金”金额,输入的金额应___剩余本金。
A. 小于
B. 大于
C. 等于
D. 小于等于
【单选题】
接受银团委托,进行银团贷款事务管理和协调活动工作的银行是___
A. 出资行
B. 代理行
C. 参加行
D. 贷款行
【单选题】
银团贷款是指由不少于___家获准经营贷款业务的银行业金融机构基于相同贷款条件,依据同一贷款合同,按约定时间和比例,通过代理行向借款人提供的本外币贷款或授信业务。
【单选题】
银团贷款牵头行是指经___同意,负责发起组织银团、分销银团贷款份额的银行。
A. 贷款行
B. 借款人
C. 出资人
D. 代理行
【单选题】
我行只作为参与行的银团贷款贷款利息如与我行计提不一致时,应如何操作?___
A. 直接还款
B. 先利息调整再还款
C. 先还款后补差额利息
D. 不能还款
【单选题】
我行作为代理行时发放的银团贷款,放银团贷款前必须先做___。
A. B.银团协议经办
B. 银团协议签约
C. 银团协议复核
D. 银团协议录入
【单选题】
本行担任牵头行时,承贷份额原则上不得少于银团融资总金额的___;分销给其他银团成员的份额原则上不得低于( )。
A. 20% 50%
B. 30% 60%
C. 20% 60%
D. 30% 50%
【单选题】
微型贷额度最高为___万元,经办行按照实际贷款资金用途、贷款申请期限和借款人实际偿还能力综合确定授信额度。
【单选题】
微型贷期限根据借款人的授信用途、还款能力和授信担保方式等因素综合确定,原则上授信期限不超过___年
【单选题】
微型贷款授信后,既可以柜面放款,也可以在取款转账余额不足时由系统自动发放___万倍数贷款。
推荐试题
【单选题】
津液输布的主妥通道为___
A. 经络
B. 赎理
C. 尿道
D. 三焦
E. 骨
【单选题】
气的运行受阻,运行不利,称为___
A. 气滞
B. 气结
C. 气闭
D. 气机不畅
E. 气机失调
【单选题】
与人的睡眠有密切关系的气是___
A. 宗气
B. 元气
C. 卫气
D. 营气
E. 牌气
【单选题】
机体内物质转化和能量转化过程有赖于气的___
A. 推动作用
B. 温熙作用
C. 固摄作用
D. 气化作用
E. 防御作用
【单选题】
下列哪一项是人体正常水液的总称___
A. 体液
B. 阴液
C. 津液
D. 津
E. 液
【单选题】
津液化为汗液排出体外,主要依赖于什么作用___
A. 心主血脉
B. 肺主宣发
C. 肾主气化
D. 肝主疏泄
E. 脾主统摄
【单选题】
下列除哪一项外均是血液正常运行所必需的条件___
A. 血液充盈
B. 脉道通畅
C. 肺脾肾功能正着
D. 心气充沛
E. 三焦通利
【单选题】
气能生津的机理是___
A. 气为生津的物质基础
B. 气为生津的动力
C. 气为生津的物质基础和动力
D. 气能化生精气
E. 气能生血,血能化津
【单选题】
血和津液生成的共同物质来源是___
A. 水谷精微
B. 宗气
C. 精
D. 元气
E. 营气
【单选题】
昼行于阳,夜行于阴的气是___
A. 营气
B. 卫气
C. 元气
D. 宗气
E. 肾气
【单选题】
“夺血者无汗”的生理基础是___
A. 肝肾同源
B. 乙类同源
C. 津血同源
D. 精血同源
E. 以上均不是
【单选题】
Q1: What does the man suggest that the woman do this weekend?___
A. Read J .K .Rowling's first book .
B. Go to buy a new Harry Potter book .
C. Watch BBC news about J .K .Rowling .
D. Take her cousin to see a new Harry Potter movie .
【单选题】
Q2: Where did J. K. Rowling come up with the idea for Harry Potter?___
A. At a cafe .
B. On a train .
C. At a cinema .
D. In a bookstore .
【单选题】
Q3: What are J. K. Rowling’s future plans?___
A. She won't write any more books .
B. She will write more magic stories .
C. She hasn't said anything about her future plans .
D. She said she would work on more serious subjects .
【单选题】
Q4: What are the two speakers mainly talking about?___
A. J.K. Rowling's secret .
B. J .K .Rowling's writing plan .
C. A new book by J .K.Rowling.
D. An interview with J .K .Rowling .
【单选题】
Q1: What happened when Stephen tried to remove a bottle of milk from the refrigerator?___
A. He broke the milk bottle .
B. He fell down on the floor .
C. He made a mess inside the refrigerator .
D. He spilled the milk over the kitchen floor .
【单选题】
Q2: What did Stephen’s mother do when she came into the kitchen?___
A. She gave him a long lecture .
B. She shouted at him in anger .
C. She enjoyed the wonderful mess .
D. She cleaned up the mess with him .
【单选题】
Q3: What did Stephen’s mother teach him later?___
A. How to do an experiment .
B. How to carry a milk bottle .
C. How to clean up spilled milk .
D. How to avoid making mistakes .
【单选题】
Q4: What did Stephen learn from this experience?___
A. Mistakes can become learning opportunities .
B. Mistakes are just like scientific experiments .
C. One should sometimes make mistakes .
D. One should try to avoid making mistakes .
【单选题】
Q1: Why is surfing the man’s favorite activity?___
A. Because he likes the sunny weather.
B. Because he wants to challenge himself .
C. Because it can help solve his sleeping problem .
D. Because it can help him forget all his troubles .
【单选题】
Q2: What is the woman going to do this weekend?___
A. To go sailing .
B. To go surfing .
C. To go to the beach .
D. To go to her nephew's .
【单选题】
Q3: What does the woman love doing?___
A. Going to visit relatives.
B. Enjoying the warm sun on the beach .
C. Building sand castles with her niece and nephew .
D. Playing in the sand and jumping in the waves .
【单选题】
Q4: What does the man remember doing with his brothers?___
A. Surfing in the sea .
B. Collecting seashells .
C. Building sand castles .
D. Jumping in the waves .
【单选题】
Q1: According to the survey, what percentage of British adults watched TV in theirfree time?___
A. 89 percent .
B. 84 percent .
C. 76 percent .
D. 71 percent .
【单选题】
Q2: Which age group would be the most likely to visit their friends and relatives?___
A. People aged 16 to 24
B. People aged 25 to 34 .
C. People aged 16 and over .
D. People aged 55 and over .
【单选题】
Q3: What does the speaker say about listening to music as a leisure activity for British people?___
A. People aged 16 to 24 preferred listening to music most .
B. It was getting more and more popular among the British people .
C. It was the third most popular activity among people aged 55 and over .
D. People aged 25 to 34 listened to music more often than those aged 16 to 24 .
【单选题】
Q4: According to the survey, how are leisure activities related to age?___
A. Older people go out to pubs more often . frequently .
B. Younger people go to the cinema less frequently.
C. Older people spend more time reading and gardening .
D. Younger people spend less time visiting friends and family .
【单选题】
Q1: Why was the girl excited?___
A. She is going to have a lot of vanilla ice cream .
B. She won the spelling competition at her school .
C. She is going to the state capital for a competition .
D. She "excellence"correctly,but others didn't .
【单选题】
Q2: What happened when the man was 13 years old?___
A. His family moved to Sacramento to settle down .
B. His family bought him a new suit and a new tie .
C. He went to Sacramento for a spelling competition .
D. He won the first prize in the state spelling competition .
【单选题】
Q3: Why did the man’s mom give him a big hug?___
A. To make him feel better after he lost the first prize .
B. To apologize for not buying him some ice cream .
C. To wish him good luck in the next competition .
D. To congratulate him on winning the first prize .
【单选题】
Q4: What color is the girl going to wear for her next competition?___
A. Red .
B. Blue .
C. Green .
D. Yellow .
【单选题】
Q1: What is this passage mainly about?___
A. Superstitions and science .
B. Tips on how to have good luck .
C. Superstitions in the United States .
D. Rational and superstitious societies .
【单选题】
Q2: According to the passage, what is considered as bad luck?___
A. Walking under a ladder .
B. Dreaming of a black cat .
C. Hanging a mirror in the house .
D. Stepping on one's own shadow .
【单选题】
Q3: Why is it considered bad luck to see a black cat crossing one’s path?___
A. Because black cats look like witches . e witches .
B. Because black cats were thought to be witches .
C. Because black cats bring seven years of bad luck .
D. Because black cats are hard to notice in darkness .
【单选题】
Q4: According to the passage, what will bring people good luck?___
A. Breaking a mirror on purpose .
B. Catching a falling leaf on one's birthday .
C. Finding a on the ground and picking it up .
D. Dreaming of blowing out the candles in one blow .
【单选题】
Q1: How long will the woman spend on her way to and from work by high-speed train?___
A. 4 hours .
B. 2 hours .
C. 1.5 hours .
D. 45 minutes .
【单选题】
Q2: When does the woman arrive back home by subway?___
A. At 8 .
B. At 7 .
C. At 6 .
D. At 5 .
【单选题】
Q3: According to the woman, in what way will the new high-speed train be a big help to her?___
A. She can either read or rest a little on the train .
B. She can read and respond to emails onthe train .
C. She can travel to many different parts of the city .
D. She can go shopping on her way home from work .
【单选题】
Q4: How will the new high-speed train affect the man?___
A. He can take the train to the old part of the city .
B. He can save a lot of money when he takes the train .
C. He can save 20 minutes to go to work with the train .
D. He can take the train to the airport instead of driving .