【多选题】
个人智能存款类业务中的日均型产品“粤惠加”需要提交的资料：客户身份证件、银行卡[若有]、___【多项选择题】
A. 申请表
B. 产品说明书
C. 产品协议
D. 风险提示书
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相关试题
【多选题】
个人来柜面办理开立南珠卡业务需要提供的资料___【多项选择题】
A. 申请表
B. 税收声明文件
C. 身份证
D. 以上都不对
【多选题】
个人智能存款类业务包括___【多项选择题】
A. 定期型
B. 组合型
C. 日均型
D. 代理型
【多选题】
粤惠存业务需提交的资料有客户身份证件、银行卡、___【多项选择题】
A. 风险提示书
B. 产品协议
C. 权益须知
D. 产品说明书
【多选题】
个人跨行转账业务可以选择哪几种到账方式___【多项选择题】
A. 实时到账
B. 普通到账
C. 次日到账
D. 后天到账
【多选题】
关于普通B款大额存单，以下___业务可以在柜台代办【多项选择题】
A. 个人大额存单开户
B. 转让
C. 部分提前支取
D. 兑付
【多选题】
个人手机银行手机盾状态为___可进行手机盾重置操作。【多项选择题】
A. 已激活
B. 证书过期
C. 停用
D. 锁定
【多选题】
柜面通业务是指银行利用银联跨行交换网络，通过他行网点的柜台或自助终端[ATM]为持卡人提供银行卡___等金融服务。【多项选择题】
【多选题】
为客户办理基金业务的销售人员指具有基金代销业务资格___【多项选择题】
A. 理财经理
B. 柜员
C. 零售主管
D. 会计主办
【多选题】
保险业务资料包括___【多项选择题】
A. 保险单
B. 银代保险专用投保书
C. 保险投保提示书
D. 个人金融服务综合申请表
【多选题】
支行办理贵金属业务时，客户需提供的资料为___【多项选择题】
A. 有效身份证件
B. 贵金属商品订货单
C. 本行借记卡/存折
D. 个人金融服务综合申请表
【多选题】
办理贵金属业务时，___的全部过程须在支行有效的录像监控环境下进行【多项选择题】
A. 填写贵金属商品订货单
B. 验收商品
C. 保管商品[入库]
D. 领取商品
【多选题】
Ⅱ类户可以办理以下哪些业务___。【多项选择题】
A. 存款
B. 购买投资理财产品等金融产品
C. 消费和缴费
D. 向非绑定账户转出资金
【多选题】
支行办理理财POS业务时，客户需提供的资料为___【多项选择题】
A. 广东南粤银行理财POS使用申请书
B. 有效身份证件
C. 借记卡
D. 通用凭证
【多选题】
香港、澳门特别行政区居民申请开立个人存款账户时,以下哪些是证件是有效身份证件___。【多项选择题】
A. 港澳居民来往内地通行证
B. 香港或澳门特别行政区居民身份证
C. 护照
D. 港澳居民居住证
【多选题】
以下哪几种情形代理开立的个人结算账户，初始状态为“待改密”，在被代理人持本人有效身份证件在柜面办理身份确认和修改初始密码等激活手续前，该账户只收不付。___【多项选择题】
A. 个人[监护人除外]代理开立
B. 个人[含监护人]代理开立
C. 单位代理开立
D. 任何人代理开立
【多选题】
委托单位代理开立个人存款账户，需向我行提供哪些开户资料？___【多项选择题】
A. 批量代理开户单位授权书
B. 委托单位代理开户申请表及授权书
C. 被代理人的有效身份证件的复印件或影印件[需加盖单位公章且注明“与原件核对相符”的字样]
D. 被代理人的纸质《税收声明文件》
E. 符合本行开户要求的开户电子文件，代理人有效身份证件原件和复印件。
【多选题】
银行通过电子渠道非面对面为个人开立Ⅱ类户，应当向绑定账户开户行验证Ⅱ类户与绑定账户为同一人开立且绑定账户为Ⅰ类户或者信用卡账户。验证的信息应当至少包括哪些要素___。【多项选择题】
A. 开户申请人姓名
B. 居民身份证号码
C. 手机号码
D. 绑定账户账号[卡号]
E. 绑定账户是否为Ⅰ类户或者信用卡账户
【多选题】
银行通过电子渠道非面对面为个人开立Ⅲ类户，应当向绑定账户开户行验证Ⅲ类户与绑定账户为同一人开立，验证的信息至少包括哪些要素___。【多项选择题】
A. 开户申请人姓名
B. 居民身份证号码
C. 手机号码
D. 绑定账户账号[卡号]
E. 绑定账户是否为Ⅰ类户或者信用卡账户
【多选题】
需由账户户主本人持有效身份证件原件和复印件亲自办理的个人客户关键信息包括哪些___【多项选择题】
A. 客户名称
B. 证件类型
C. 证件号码
D. 手机号码
E. 地址
F. 客户编号的合并。
【多选题】
加强对异常开户行为的审核。有下列情形之一的，银行有权拒绝开户___。【多项选择题】
A. 对个人身份信息存在疑义，要求出示辅助证件，单位和个人拒绝出示的
B. 单位和个人组织他人同时或者分批开立账户的
C. 有明显理由怀疑开立账户从事违法犯罪活动的
【判断题】
对既属于大额交易又属于可疑交易的交易，应当分别提交大额交易报告和可疑交易报告
【判断题】
交易同时符合两项以上大额交易标准的，应当分别提交两份大额交易报告
【判断题】
运营重大事项报告应遵循快速及时、内容真实、一事一报、逐级报告、逐级处理的原则。遇特殊或紧急问题，也不能越级报告
【判断题】
未办清交接手续不得办理岗位轮换、调动或离职
【判断题】
柜台发生长短款时，允许以长补短、隐瞒不报或不作挂账处理
【判断题】
严禁同一个人员在同一系统设立多个用户号[经批准的除外]
【判断题】
可以通过本人、他人账户归集、过渡银行或客户资金
【判断题】
各级机构应当结合客户身份、客户行为、交易特征、交易目的、交易背景等要素合理分析客户及其交易情况，确认上报可疑交易的，应当详细描述说明交易的可疑点并记录分析过程
【判断题】
大额交易由反洗钱监测系统进行批处理，根据设定的大额交易标准自动生成符合规定报告的交易数据
【判断题】
存款人可以将银行结算账户出租、出借给其他单位和个人使用
【判断题】
柜面经办人员可以代客户签收、购买重要空白凭证
【判断题】
运营专用印章应随用随盖，严禁在各种空白凭证、登记簿、报表上等预先加盖，但个人名章可预先加盖
【判断题】
金融机构及其工作人员对依法履行反洗钱义务获得的客户身份资料和交易信息应当予以保密；除上级主管部门规定外，不得向任何单位和个人提供
【判断题】
金融机构协助扣划时，应当将扣划的存款直接划入有权机关指定的账户。有权机关要求提取现金的也可以提取现金
【判断题】
如公检法等单位因办案需要，在手续齐全、并得到上级主管同意的情况下，会计档案可以外借
【判断题】
查库过程中查库人中途离场超出1小时[含]以上的，该时间段的查库工作应重新进行
【判断题】
冻结状态下的账户可以挂失，不能解挂销户，挂失后仍保持冻结状态
【判断题】
人民法院冻结被执行人的银行存款的期限不得超过一年
【判断题】
记账、对账人员可以相互兼岗、混岗、业务也可以“一手清”
【判断题】
查库人对业务金库、重要单证库、运营尾箱的查库可由一名或两名及以上人员进行
推荐试题
【单选题】
This kind of exercise will ___ your creativity, renew your energy, and unlock your potential.
A. bind
B. yield
C. embrace
D. stimulate
【单选题】
I’ll be happy to help you, ___ you won’t take up too much of my time.
A. as well as
B. as long as
C. as far as
D. as soon as
【单选题】
We teachers do not consider it wise to ___ our students with all sorts of exams, tests and quizzes.
A. load
B. annoy
C. sample
D. explore
【单选题】
He makes his students ___ knowledge through various kinds of interesting activities.
A. study
B. learn
C. achieve
D. acquire
【单选题】
For years, scientists have debated the ___ dangers of building another nuclear plant after the terrible accident.
A. available
B. potential
C. fascinating
D. genuine
【单选题】
It was a worthwhile attempt ___ it failed to achieve its purpose that we had hoped for.
A. in the end
B. now that
C. all at once
D. even though
【单选题】
Travel in space can be very exciting; ___, it can also be boring and lonely at times.
A. so
B. however
C. thus
D. therefore
【单选题】
Politicians should not ___ in business affairs that might affect their political judgment.
A. engage
B. embrace
C. depart
D. treasure
【单选题】
I wish to ___ a master’s degree in electric engineering after I graduate from college.
A. pledge
B. explore
C. pursue
D. approach
【单选题】
There is no greater importance ___ cultivating independence in children.
A. in
B. than
C. of
D. with
【单选题】
He has made it very clear ___ we should observe the new rules.
A. what
B. which
C. those
D. that
【单选题】
It was when I read his letter ___ I realized he had given me huge help.
A. that
B. then
C. before
D. after
【单选题】
Don’t worry too much, Jane. Your son ___ home already. Let’s go back and check it out.
A. returned
B. will return
C. has returned
D. may have returned
【单选题】
I believe friendship is an essential element of making a healthy, ___ life.
A. flexible
B. rewarding
C. wealthy
D. inquisitive
【单选题】
___ they have written about the behaviors of animals is hardly anything new.
A. That
B. This
C. What
D. Which
【单选题】
No other drugs are as good as this one; it must have been based on a(n) ___ formula (配方).
A. enormous
B. stimulating
C. unique
D. overwhelming
【单选题】
Mothers tend to be too ___ toward their children. They should let them see more of the worl D.
A. hopeful
B. protective
C. modest
D. encouraging
【单选题】
The investigation ___ evidence of a large-scale illegal trade in wild birds.
A. uncovered
B. outweighed
C. overwhelmed
D. evolved
【单选题】
Poor Laura! I feel so sorry for her. When she fell, she hurt her arm and, ___, broke her glasses.
A. in advance
B. in addition
C. over time
D. on the other hand
【单选题】
Showing some sense of humor can be a(n) ___ way to deal with some stressful situations.
A. genuine
B. available
C. effective
D. favorite
【单选题】
It will be worth the efforts even if you fail; the rewards you ___ will be great.
A. reap
B. boast
C. assure
D. cultivate
【单选题】
He suggested transporting the supplies by air. But it is absolutely ___, for it will cost too much.
A. unusual
B. uncertain
C. impractical
D. impressive
【单选题】
The newspaper didn’t mention the ___ of the damage caused by the fire.
A. range
B. level
C. extent
D. quantity
【单选题】
Do you ___ her novels as serious literature or as mere entertainment?
A. classify
B. notify
C. simplify
D. justify
【单选题】
He doesn’t ___ of buying a house this year because the bank has refused to lend him any money.
A. afford
B. make the most
C. run out
D. stand a chance
【单选题】
If you don’t ___ cooking today, we can go out to eat at the new restaurant.
A. would like
B. go on with
C. feel like
D. figure out、
【单选题】
Bullying (恃强欺弱) can ___ a climate of fear and anxiety in school, and prevent students from focusing on their schoolwork.
A. keep back
B. give rise to
C. feel like
D. make use of
【单选题】
Science can now ___ many things which were thought to be mysterious by ancient people.
A. care for
B. lay out
C. account for
D. set up
【单选题】
The school has ___ many after-class activity groups for the pupils to make their spare time more colorful.
A. set up
B. set off
C. set out
D. set down
【单选题】
When he was a small kid, he ___ from his peers because he could read fast and remember whatever he rea D.
A. showed off
B. worked out
C. stood out
D. straightened up
【单选题】
The fall in the number of deaths from heart disease is generally ___ improvements in diet.
A. put up with
B. attributed to
C. added to
D. replaced with
【单选题】
We can be partners for now, but ultimately you have to ___ to develop a new software for our project.
A. keep up
B. fire off
C. make sense
D. take the lead
【单选题】
Emotional Intelligence (情商) could be of practical use in many ___ such as how companies decide which job applicant to hire, how parents should raise their children, how schools should teach the students, and so on.
A. aspects
B. disciplines
C. structures
D. opportunities
【单选题】
The teacher should praise students for their correct answers and also suggest ___ possibilities.
A. unlimited
B. unique
C. alternative
D. essential
【单选题】
In some classrooms, desks are arranged in a U-shape, so the teacher can ___ easily with the students.
A. interrupt
B. interact
C. interpret
D. interview
【单选题】
Computer technology ___ individuals to educate themselves and adapt to a constantly changing job market.
A. lets
B. makes
C. enables
D. provides
【单选题】
Our hope for an enjoyable dinner was instantly ___ when the waiter dropped a salad plate on my hea D.
A. spoiled
B. restricted
C. exploded
D. vanished
【单选题】
___ the world has ever seen has occurred in the information and communications technologies.
A. Great a change
B. The great change
C. A greatest change
D. The greatest change
【单选题】
___ so many people around, it wasn’t convenient to have a long talk with him.
A. As
B. When
C. With
D. Since
【单选题】
Alice used to be terribly shy, but working abroad for a year has completely ___ her.
A. solved
B. transformed
C. characterized
D. regulated
