贷款“三查”制度是指（）。____答案

【多选题】

贷款“三查”制度是指（）。___

A. 贷前调查

B. 贷时审查

C. 贷后检查

D. 贷中复查

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答案

ABC

解析

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A. 计收罚息

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A. 不按借款合同规定用途使用贷款的

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A. 大额融资

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对担保贷款而言，如果借款人有能力归还本息，但是出现以下不利因素，则应将该笔贷款归为关注类（）。___

A. 抵押物价值下降

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对抵押物的检查应包括（）。___

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B. 价值和变现能力

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D. 是否被重复抵押

E. 抵押人（出质人）有无使抵（质）押物价值减少的行为

F. 是否出现抵押（质押）人的其它债权人优先于农信社受偿的情况

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发生以下那些情形时，需在信贷管理系统内将客户列入黑名单管理（）。___

A. 贷款风险五级分类被认定为可疑、损失类

B. 贷款风险五级分类被认定为次级并且贷款本息逾期超过 90 天

C. 客户在金融系统融资发生违约行为引起诉讼、以物抵债、贷款核销等情形时

D. 客户为他人提供担保的贷款发生 1-3 情形的

E. 恶意逃废农村信用社债务的

F. 人民银行反洗钱系统列入黑名单的客户、在其它金融机构被列为黑名单的

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各市农信办、县级行社对辖内信贷管理系统运行情况进行检查的主要内容包括（）。___

A. 操作人员的职责履行情况

B. 用户密码的使用和修改是否符合规定

C. 输入的客户信息是否真实、完整、有效，是否与纸质客户档案相对应

D. 信贷业务授权和系统操作授权是否按规定进行，有无未授权、超授权、转授权、操作业务现象

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关于对借款人的贷后财务监控，下列说法错的是（）。___

A. 企业提供的财务报表如为复印件，需要公司盖章

B. 企业提供的财务报表如经会计师事务所审计，需要完整的审计报告(不包括附注)

C. 财务报表应含有资金运用表

D. 对于关键数据，主要进行纵向比较

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广义的依法收贷方式包括（）。___

A. 处理变卖抵押物

B. 催收

C. 提前收回违约使用的贷款

D. 仲裁

E. 诉讼

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农信社信贷档案由以下哪些组成（）。___

A. 客户提交的相关资料

B. 客户经理的调查资料

C. 内部审查、审议审批等资料

D. 信用发放与支付凭证

E. 贷后管理过程中形成的资料

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商业银行贷后管理中有关经营者的预警信号主要有（）等。___

A. 冒险投资于其他新业务

B. 董事会、所有权或重要的人事变动

C. 冒险兼并其他公司

D. 关键人物的态度变化尤其是缺乏合作态度

E. 财务报表呈报不及时

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同时满足下列那些情形时，将客户从信贷管理系统黑名单中注销（）。___

A. 所欠农村信用社系统贷款本息全部结清 15 天以上

B. 客户为他人提供担保的不良贷款本息全部结清

C. 不再被其它金融机构列为黑名单的

D. 不再属于省联社规定其它应该进入黑名单的

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推荐试题

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During an upgrade, the ESXi 6.x installer finds an existing version of ESXi and a VMFS3 volume. No virtual machines exist on the host or VMFS3 volume. The requirement is to upgrade to VMFS5. Which option should be chosen to meet this requirement?___

A. Upgrade ESXi and preserve the VMFS datastore

B. Install ESXi and preserve the VMFS datastore

C. Install ESXi and overwrite the VMFS datastore

D. Upgrade

E. SXi and overwrite the VMFS datastore

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A vSphere 6.x Standard Switch is configured with 4 virtual machine portgroups, as shown in the exhibit. Which portgroup would be utilized by default when creating a new virtual machine?___

A. Access Network

B. DMZ Network

C. VM Network

D. Virtual Machine Network

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Which vSphere 6.x feature will allow an organization to utilize native snapshots?___

A. Virtual Volumes

B. Virtual SAN

C. VMFS3

D. VMFS5

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An administrator is creating a new vSphere Distributed Switch that will be utilized with a specific vSphere Cluster. The cluster itself contains a mix of ESXi 5.x and 6.x Hosts. Which Distributed Switch version should be created to support this configuration?___

A. Distributed Switch: 6.0.0

B. Distributed Switch: 5.0.0

C. Distributed Switch: 5.1.0

D. Distributed Switch: 5.5.0

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Which load balancing policy, previously limited to vSphere Distributed Switches, is now available on vSphere Standard Switches with vSphere 6.x?___

A. Route based on physical NIC workload

B. Route based on IP Hash

C. Route based on the originating virtual port

D. Route based on Source MAC Hash

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【单选题】

A storage administrator is not seeing full utilization of all bandwidth from an ESXi host. The vSphere administrator observes the adapter details, as shown in the Exhibit. What is the probable cause of this issue?___

A. Another path needs to be used to allow full utilization of the bandwidth.

B. The array is not setup to use the correct multipathing policy.

C. There are no virtual machines on the host.

D. No traffic is being sent across it because a path failed.

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【单选题】

A. Another path needs to be used to allow full utilization of the bandwidth.

B. The array is not setup to use the correct multipathing policy.

C. There are no virtual machines on the host.

D. No traffic is being sent across it because a path failed.

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An administrator has just completed performing an interactive installation of ESXi 6.x and is booting the host. How is the network initially configured?___

A. The network is configured by Automatic Private IP Addressing (APIPA).

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C. The network is configured with the address as specified in the installer.

D. The network is automatically configured by DHCP.

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You have just installed an ESXi 6.x Host. As part of your company security regulations, a security banner must be presented on the console of the host. How can this action be accomplished?___

A. Configure the Advanced Settings > Annotations screen of the ESXi host.

B. This is configured from the Direct Console User Interface configuration menu.

C. It is not possible to configure a security banner for the ESXi host.

D. From vCenter Server, this setting is configured globally in the vCenter Server configuration.

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An administrator is only able to see the Health Badge when using the vRealize Operations user interface. What is the likely cause of this behavior?___

A. The vRealize Operations Foundation License is in use.

B. The vmware-sps service failed to start.

C. The vRealize Operations Standard License is in use.

D. The vmware-rbd-watchdog service failed to start.

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【单选题】

An administrator has configured an alarm to be notified when a virtual machine meets either of these conditions: <High virtual CPU> <High active memory consumption.> <The alarm is only triggering when both of the conditions are met.> What can be done to correct the alarm behavior?___

A. Edit the alarm and select Trigger if ANY of the following conditions are satisfied.

B. Edit the alarm and select Trigger if ALL of the following conditions are satisfied.

C. Create two separate alarms, one for CPU and one for memory and link them together with ESXCLI.

D. Delete the existing alarm and create a new event based alarm.

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【单选题】

An administrator creates an ESXi cluster using vSphere Auto Deploy. The ESXi hosts are configured to get a management IP address from a DHCP server. The administrator needs to troubleshoot the management network on one of the hosts. Which DCUI option should the administrator use to renew the DHCP lease? ___

A. Restart Management Network

B. Restore Network Settings

C. Test Management Network

D. Configure Management Network

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【单选题】

An administrator is attempting to restore a number of files in a directory within the Operating System of a virtual machine. How can the administrator restore the files from a previous backup? ___

A. Use the File Level Restore option from the selected backup of the virtual machine in the vSphere Web Client.

B. Connect to the File Level Restore tool from a web browser in the virtual machine.

C. Connect to the File Level Restore tool from the VMware

D. ata Protection appliance.

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【单选题】

After selecting an object in vRealize Operations, how can a user compare the badge values of related child objects? ___

A. Use the Scoreboard tab

B. Use the Relationship tab

C. Use the Members tab

D. Use the Overview tab

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【单选题】

You want to deploy a vApp and dynamically assign IP addresses without a DHCP server on the network. Which action would you take to accomplish this task? ___

A. Enable IP pools.

B. Configure a local DHCP server in the vApp.

C. Enable NAT on the vApp router.

D. Configure the guest OS for workgroup and WINS.

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【单选题】

What is the optimal configuration when building a virtual machine for a single-threaded Windows application? ___

A. Deploy single-threaded applications on uniprocessor virtual machines.

B. Deploy single-threaded applications on symmetric multi-processor virtual machines.

C. Tune single-threaded applications to take advantage of symmetric multi-processor resources.

D. Tune Single-threaded applications at the hypervisor level.

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【单选题】

An administrator has created the resource pool configuration shown in the Exhibit. Based on the exhibit, which virtual machine(s) can be successfully powered on? ___

A. VM-M1 only

B. VM-K1 only

C. VM-K1 and VM-K2 only

D. VM-K1, VM-K2, and VM-M1

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【单选题】

Which vSphere 6 Enterprise Edition feature will allow an organization to ensure that critical multi-threaded applications have the maximum possible uptime? ___

A. Fault Tolerance

B. High Availability

C. Distributed Resource Scheduler

D. App HA

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【单选题】

An administrator has a virtual machine that requires four times the compute resources than other virtual machines on the same ESXi 6.x host. How should the administrator configure the virtual machine settings, in order to be prepared for any resource contention? ___

A. Set the shares of the priority virtual machine to High and the rest to Low.

B. Set the shares of the priority virtual machine to High.

C. Set the shares of the priority virtual machine to High and the rest to Normal.

D. Set the shares of the priority virtual machine to Normal and the rest to Low.

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【单选题】

Which type of Adapter does not require vmkernel networking? ___

A. Independent Hardware iSCSI Adapter

B. Dependent Hardware iSCSI Adapter

C. Software iSCSI Adapter

D. Software FCoE Adapter

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【单选题】

During the installation of ESXi 6.0, the following error message is reported: Hardware Virtualization is not a feature of the CPU, or is not enabled in the BIOS. Which condition would generate this message? ___

A. LAHF/SAHF is not enabled in the BIOS.

B. NX/XD is not enabled in the BIOS.

C. SSE3 is not enabled in the BIOS.

D. Hyperthreading is not enabled in the BIOS.

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【单选题】

An administrator is unable to login to vCenter Server when using the vSphere web client. The administrator successfully accessed vCenter Server using the client earlier the same day. What is the most appropriate first step the administrator should take to resolve this issue? ___

A. Verify the web browser being used has Adobe Flash plugin version 11.5 or later

B. Verify the vCenter Single Sign-On service is running on the vCenter Server

C. Verify the vSphere Web Server service is running on the vCenter Server

D. Verify the administrator has permissions configured in vCenter Server

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【单选题】

An administrator has configured an alarm to be notified when a virtual machine meets two conditions: <high virtual CPU> <high active memory consumption> The alarm is malfunctioning and triggering when either condition is met instead of both. What can be done to correct the issue? ___

A. Edit the alarm and select Trigger if ALL of the following conditions are satisfied.

B. Edit the alarm and select Trigger if ANY of the following conditions are satisfied.

C. Create two separate alarms, one for CPU and one for memory.

D. Delete the existing alarm and create a new event based alarm.

查看答案解析

【单选题】

What must be enabled to ensure that VM Component Protection (VMCP) works in a High Availability cluster? ___

A. VMware Tools Virtual Machine Communication Interface (VMCI)

B. Fault Tolerance

C. Atomic Test and Set (ATS)

D. All Paths Down (APD) Timeout

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【单选题】

An administrator wants to add a web server to an existing multi-tier application consisting of three virtual machines: <A web server> <A database server An application server> The web server should be added to the application when the primary web server reaches: <70% vCPU utilization> <55% active memory> Which option will achieve this result? ___

A. Create a virtual machine alarm with an action to run a script that starts a new instance of the web server.

B. Create a host cpu and memory alarm with an action to run a script that starts a new instance of the webserver.

C. Configure HA application monitoring for the web server and set it to trigger deployment of a new instance of the web server.

D. Configure Fault Tolerance on the virtual machine and leave the secondary machine disabled until needed.

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【单选题】

An administrator has an application that requires connection directly to PCI devices through a virtual machine. What is a limitation of this configuration? ___

A. Devices must be reserved for PCI passthrough on at least one host on which the virtual machine will run.

B. Snapshots are not supported with DirectPath I/O passthrough devices.

C. A maximum of 18 PCI vSphere

D. irectPath devices can be added to a virtual machine.

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【单选题】

The vSphere administrator is configuring directory services for an ESXi host: What should the vSphere administrator do to configure the host to use CAM services? ___

A. Check the Use vSphere Authentication Proxy checkbox.

B. Set Select Directory Service Type to CAM services.

C. Specify CAM$ for the

D. omain.

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【单选题】

Which statement is true regarding the licensing of vCenter Server? ___

A. The license for vCenter Server must be provided at the time of installation.

B. Changing the license assigned to vCenter Server requires a restart of the vCenter Server service.

C. Virtual machines can still be powered on if the vCenter Server license expires.

D. Licensing for a single vCenter Server installation is determined by the number of managed virtual machines.

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【单选题】

When configuring vSphere Replication for a virtual machine, what is the lowest Recovery Point Objective (RPO) that can be selected? ___

A. 1 min

B. 5 min

C. 10 min

D. 15min

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【单选题】

A developer needs to create a multi-tier development stack for a home lab. Which vSphere product will support the architecture required for the least software cost? ___

A. vSphere Hypervisor

B. vSphere Essentials

C. VMware Player

D. VMware Workstation

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【单选题】

An administrator is installing Windows into a virtual machine. The DVD has been mounted on the Host and configured for the virtual machine as shown in the Exhibit. Based on the exhibit, when the virtual machine is booted, why would it attempt to search for a PXE server? ___

A. The CD/DVD device is not connected.

B. The ISO is in the incorrect storage location.

C. The OS minimum requirements have not been met.

D. The CD/DVD device is not set to Client Device.

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【单选题】

What component must be installed prior to deploying a vCenter Server in vSphere 6.x? ___

A. vCenter Identity Services

B. Platform Services Controller

C. vCenter Single Sign-On

D. Client Integration Plug-In

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【单选题】

What is a valid plug-in status for a plug-in that has been added to a vSphere client? ___

A. Disabled

B. Unknown

C. Stopped

D. Installed

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【单选题】

Users of an application are reporting performance issues. The following performance values are observed in the vSphere Web Client: <Host CPU utilization is 90%> <Virtual Machine memory utilization is consistently greater than 90% CPU Ready values are higher than 20%> What could be the cause of the application performance issue? ___

A. The host is lacking the CPU resources required to meet the demand.

B. The host is lacking the memory resources required to meet the demand.

C. The virtual machine is lacking the CPU resources required to meet the demand.

D. The virtual machine is lacking the memory resources required to meet the demand.

查看答案解析

【单选题】

A. Restart Management Network

B. Restore Network Settings

C. Test Management Network

D. Configure Management Network

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【单选题】

An administrator is re-provisioning an ESXi host and moving it to another datacenter. Which DCUI option should the administrator use to revert the system configuration to the default settings? ___

A. Reset System Configuration

B. Rebuild Default System Configuration

C. Revert System Configuration

D. Renew Default System Configuration

查看答案解析

【单选题】

An administrator has just completed installing an ESXi 6.x host, but doesn't know what address has been configured. Where is the ESXi host IP address configured? ___

A. RVC console

B. Direct Console User Interface

C. vSphere Web Client

D. vSphere Client

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【单选题】

When is it possible to place a VMFS5 datastore in maintenance mode? ___

A. When it is a member of a Storage DRS cluster

B. When it is a member of Virtual SAN cluster

C. When it is a member of a multi-extent datastore

D. When it is a member of a Virtual Volume

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【单选题】

Immediately after installing ESXi, an administrator observes that the Configure Lockdown Mode option is grayed out in the Direct Console User Interface (DCUI). What is the most likely explanation? ___

A. The host has not yet been added to a vCenter Server.

B. The BIOS on the host does not have NX/XD enabled.

C. The ESXi host is running in evaluation mode.

D. The host requires a reboot before this feature is available.

查看答案解析

【单选题】

A. The host has not yet been added to a vCenter Server.

B. The BIOS on the host does not have NX/XD enabled.

C. The ESXi host is running in evaluation mode.

D. The host requires a reboot before this feature is available.

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