【判断题】
对于委托贷款、公积金贷款，任何还款方式在有欠款的情况下，都允许做提前还本。
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相关试题
【判断题】
入帐账户属性为全部止付、冻结、资金池则不允许委托贷款放款。
【判断题】
委托贷款（包括公积金贷款）发放时，可以从委托人结算账户中直接发放。
【判断题】
本行开办委托贷款业务，只收取手续费，并协助管理、协助收回委托的贷款，不承担贷款风险。
【判断题】
委托贷款（不包括公积金贷款）在发放前，需先从委托人结算帐户将金额转入委托存款帐户。委托贷款发放后从委托存款账户将贷款金额转入委托存款账户下的镜像账户。
【判断题】
AQ.委托贷款还款金额除归还欠款时可自由输入，可以超过“欠款合计”金额。
【判断题】
AR.委托贷款归还欠款时，可选择“是否调整欠款顺序”，可将产品层的欠款顺序调整一次，还款总金额可输入，金额不能超过欠款合计金额。
【判断题】
AS.委托贷款如借款人不按期支付手续费的，根据合同约定从委托方账户中直接扣收手续费。
【判断题】
AT.委托贷款借款借据上的印鉴需与我行开立的贷款人入账账户的预留印鉴相符。
【判断题】
委托贷款采取担保方式的，委托人和担保人应就担保形式和担保人（物）达成一致，并签订委托贷款担保合同。
【判断题】
AU.我行作为银团贷款代理行时，银团贷款放款、还款、冲账，须所有成员行全部操作，不能只操作其中一个成员行的贷款。
【判断题】
AV.我行作为银团贷款代理行时，参加行部分的贷款发放，属于表外贷款发放。
【判断题】
银团贷款提前部分还本时，须按照银团协议合同下的所有成员行放款比例进行还款。
【判断题】
本息暂挂账号必须在协议录入后开立，为内部账号，如果银团贷款的参加行有多个最好分别开立账号。
【判断题】
银团贷款是指由两家或两家以上获准经营贷款业务的银行业金融机构基于相同贷款条件，依据同一贷款合同，按约定时间和比例，通过代理行向借款人提供的本外币贷款或授信业务。
【判断题】
代理行可以由牵头行担任或银团贷款成员协商确定，但借款人的附属机构或关联机构不得担任代理行。
【判断题】
银团贷款参加行进行表外贷款发放，并将贷款金额从本息暂挂账号转账至借款人的活期存款账户。
【判断题】
银团贷款本息暂挂账号必须在协议录入前先开立，为内部账号。如果银团贷款的参加行有多个最好分别开立账号。
【判断题】
银团贷款如果代理行划回的金额与我行计提利息金额不符，先做利息调整再做还款。
【判断题】
银团贷款参加行贷款的还款只能用转账归还，不能用现金归还。
【判断题】
T、银团贷款还款，允许只操作一家成员行或只归还一部分欠款。
【判断题】
如果银团贷款发放进行冲账，必须所有成员行全部冲账，参加行的贷款不仅要冲贷款发放(用贷款模块3008-贷款冲账交易)，还要冲联动的转账交易（用存款模块2912-冲账交易）。
【判断题】
如银团贷款需要还款，则同一合同号下的所有成员行可分开归还。
【判断题】
我行只作为参加行的银团贷款，代理行支付来的利息如与我行计提不一致时，应先做利息调整后再进行还款。
【判断题】
银团贷款发放后必须通过交易在银团协议中维护贷款账号。
【判断题】
银团代理行是指银团贷款合同签订后，按相关贷款条件确定的金额和进度归集资金向借款人提供贷款，并接受银团委托按银团贷款合同约定，进行银团贷款事务管理和协调活动的银行。
【判断题】
循环贷款授信有三种状态可以维护：全额冻结、全额解冻以及授信收回。
【判断题】
循环贷款借款人可持兰花卡借款网点以转账、现金等方式归还贷款本金。
【判断题】
账户状态为“正常”、“今日开户”允许放款，属性为“正常”、“止付-存款证明”、代发账户、网银、手机银行、、冻结、止付属性等都允许放款。
【判断题】
自动循环贷款还款系统每天EOD自动处理，如果卡号内有余额会每天批扣，以归还欠款、提前归还本金或一笔笔从最早的顺序结清贷款。
【判断题】
循环贷借款人约定的卡账户上有存款又有透支余额，先还当日借款，逐笔结清尚未结清的借款。
【判断题】
对于归还当日借款的冲账，“贷款/透支账号”需要输入贷款账号；对于还款的冲账，“贷款/透支账号”需要输入透支账号。
【判断题】
循环贷款借款人授信到期或指定结算账户需结清时，必须利随本清。
【判断题】
循环贷款在授信期间执行浮动利率，由总行根据市场变化和国家利率政策变动等综合因素确定并适时发布利率区间。
【判断题】
业主循环贷款的兰花卡/金融IC卡挂失支付，贷款授信额度将自动冻结。
【判断题】
非自动循环贷的模式下借款人贷款发放、归还由均需本人通过柜面、手机银行、网上银行渠道申请操作，系统不再作为自动透支可用或自动还款处理。
【判断题】
业主循环贷款授信绑定为兰花卡账号，非卡号。
【判断题】
循环贷款的担保方式包括抵押、质押、法人机构或自然人保证等，信用优良的可以给予信用贷款
【判断题】
循环贷款查询交易针对已经发放的循环贷款进行查询，当日透支的信息不在本交易查询。
推荐试题
【单选题】
Tom is a book lover. ______ likes reading very much.
A. He B. She C. You D. It
【单选题】
—May I listen to the music here, Mr. White?
—Sorry, you’d better it like that．
A. not to do B. not do to
C. dont do D. not do
【单选题】
3.—Did you have a good time at Lauras birthday party?
— Yes, indeed. Its several years ________ I enjoyed myself so much.
A. when B. before C. since D. that
【单选题】
4. —___________ is the Summer Palace from here?
About three kilometers away. You can take the No. 35 bus.
A. How long B. How far C. How often D. How much
【单选题】
5. I was looking for a birthday gift for my mother, but I couldnt find ______ suitable.
A. anything B. something C. nothing D. everything
【单选题】
6. A friend of my ____ and I are going to visit_______ next week．
A. father; Browns B. father's; Browns
C. father; the Browns D. father's; the Browns
【单选题】
7. She ______ very hard since she came to our school.
A. studies B. has studied C. is studying D. studied
【单选题】
8. — Who will send you to the new school, your mom or your dad?
— _______. Ill go there by myself.
A. Both B. Either C. Neither D. None
【单选题】
9.—Well do what we can ____English well this term．
—It’s high time for you to work hard．
A. study B．to study C. be studied D. be studying
【单选题】
10. —I’m going to Flower Bookstore. Could you tell me ______?
— Sorry, I don’t know. I’m new here.
A. where it is B. where was it C. where is it D. where it was
【单选题】
11. How do you like the dishes, Eric?
— Fantastic! Nothing tastes ________.
A. nice B. better C. terrible D. worse
【单选题】
12. ______ Lin Feng has to work late, she always wears a smile on her face.
A. Because B. If C. Until D. Though
【单选题】
13.You can save money _______ you buy cheaper things.
A. before B. unless C. if D. until
【单选题】
14. We will have a _________ holiday after the exam．
A. two-month B. two month’s C. two month D. two-months
【单选题】
15. —We will build an underground in Xuzhou before 2015．
— Wow, _______! Will it pass our place?
A. what an excited news B. how excited the news is
C. what exciting news D. how exciting
【单选题】
16. — Emily, here’s a dictionary．I hope it will help you in some way．
— Thank you．It’s ________ what I need．
A. almost B. still C. only D. just
【单选题】
17. —Oh．I’m hungry．Mum, can I have the hamburger on the plate?
—No．It tastes ．
A. terribly B. terrible C. good D. well
【单选题】
18. —We can invite our teachers to the farewell party next Saturday.
—Yes, ______? I’ll call them at once.
A. what for B. what C. why not D. why
【单选题】
19.You can ________ ask the old man to move away to any other place because he has lived ________ here for at least sixty years．
A. hardly; alone B. hard; alone
C. hardly; lonely D. hardly; lonely
【单选题】
20.—I’m going back to see my grandparents this weekend．
—________．
A. It’s very nice of you B. You’d better hurry
C. Say goodbye to them D. Give my best wishes to them
【单选题】
21.—Why not take ____ umbrella with the sign “Made in China”? It is useful.
—What _______ good advice it is!
A. an; a B. a; a C. an; \ D. \; a
【单选题】
22. —Do you know the boy________ is sitting next to Peter?
— Yes. He is Peter’s friend. They are celebrating his ________ birthday.
A. who; ninth B. that; ninth C. /; ninth D. which; ninth
【单选题】
23. It was dark, ______ I couldnt see what was happening.
A. or B. though C. but D. so
【单选题】
24.—You can use MSN to talk with Vivien on the Internet.
—I know. But can you tell me ________?
A. what I can use it B. when I can use it
C. why can I use it D. how can I use it
【单选题】
25. _______ are you going to the School Uniform Exhibition, Amy ?
To learn about different styles of school uniform.
A. What B. Where C. Which D. Why
【单选题】
( ) 26. Where does the writer of "The little Prince" come from?
A．England． B．France． C．America． D．China．
【单选题】
( ) 27. What does the prince do after the fox tells him a secret?
A．He cares more about a flower and a sheep．
B．He meets many more strange adults on other planets．
C．He realizes his love for the rose and he goes back to his planet．
D．He discovers interesting things such as a snake, other roses and a fox
【单选题】
( ) 28. What does "The little Prince" mainly talk about? It' s about _________．
A．the adult world B．the planet B -612
C．a rose and a fox D．the adventure of a young prince
【单选题】
( ) 29. What is the writer's main purpose（目的）in writing this passage？
A．To tell the readers his life story．
B．To tell people what kind of person his father was．
C．To tell the readers what present he got from his father．
D． To let people know how poor he was．
【单选题】
( ) 30. Why did the father not ask his son not to do this and do that？
A．Because he felt quite confident of his son．
B．Because he was born from a poor family．
C．Because he was a man of few words．
D．Because he didn't want to be much too strict with his son．
【单选题】
( ) 31. What would someone learn from this passage？
A．How to live by oneself． B．How to stand on one's own feet．
C．What a good father should do． D．What the self-important is like．
【单选题】
( ) 32. What may be the proper Chinese for the underlined part in the passage？
A．闲暇时光 B．学费 C．精神空虚 D．经济不足
【单选题】
( ) 33. Why did Natalie Smith pay for the six cars behind her?
A. She had seven tickets.
B. She hoped to please others.
C. She knew the car drivers well.
D. She wanted to show kindness.
【单选题】
( ) 34. Judy Foreman copied down the phrase because she ___ .
A. thought it was beautifully written
B. wanted to know what it really meant
C. decided to write it on a warehouse wall
D. wanted her husband to put it up in the classroom
【单选题】
( ) 35. Who came up with the phrase according to the passage?
A. Judy Foreman. B. Natalie Smith. C. Anne Herbert D. Alice Johnson.
【单选题】
( ) 36. What can we infer from the last paragraph?
A. People should practice random kindness to those in need.
B. People who receive kindness are likely to offer it to others.
C. People should practice random kindness to strangers they meet.
D. People who receive kindness are likely to pay it back to the giver.
【单选题】
( ) 37.The greatest river for navigation is ___________.
A. the Nile B. the Amazon C. the Mekong D. the Mississippi
【单选题】
( ) 38. From a dam, people can use the water for ___________.
A. keeping the rivers clean B. only making electricity
C. irrigation and making electricity D. washing clothes
【单选题】
( ) 39. The water in the river is polluted because of _____________.
A. people's drinking water too much B. people's swimming in the river too much
C. chemicals and other materials D. people's building a dam across a river
【单选题】
( ) 40. The best title of the passage is ___________.
A. Rivers in Cities B. The importance of Rivers
C. Transportation D. Natural Resources
