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【单选题】
银行结算账户管理档案在结算账户撤销后保管___。
A. 3年
B. 5年
C. 10年
D. 15年
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答案
C
解析
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个人名章停止使用后,由其___保管。
A. 所在单位主管会计
B. 本人
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空白银行卡出入库、保管、运送、使用发放必须按___管理。
A. 有价单证
B. 银行卡
C. 重要空白凭证
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村镇银行及营业网点应设重要空白凭证___登记簿。
A. 保管
B. 销毁
C. 出库
D. 入库
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定期储蓄存款在存期内遇有利率调整,按 ___相应的定期储蓄存款利率计付利息。
A. 支取日挂牌公告的
B. 存单开户日挂牌公告的
C. 调整前挂牌公告的
D. 调整后挂牌公告的
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储蓄机构违反国家有关规定,侵犯储户合法权益,造成损失的,应当依法___ 。
A. 承担刑事责任
B. 承担赔偿责任
C. 承担经济责任
D. 停业整顿
【单选题】
《人民币银行结算账户管理办法》所称银行结算账户,是指___:
A. 人民币活期存款账户
B. 人民币存款账户
C. 人民币单位通知存款账户
D. 人民币单位协议存款账户
【单选题】
以下关于个体工商户账户说法正确的是:___
A. 个体工商户凭营业执照以字号开立银行结算账户纳入个人银行结算账户管理
B. 个体工商户经营者以姓名开立的银行结算账户纳入个人银行结算账户管理
C. 以经营者姓名开立的银行结算账户均纳入单位银行结算账户管理
【单选题】
以下可以支取现金的账户是:___
A. 财政预算外资金账户
B. 证券交易结算资金账户
C. 期货交易保证金账户
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存款人更改名称,但不更改开户银行及账号的,应于___个工作日内向开户银行提出银行结算账户的变更申请,并出具有关部门的证明文件。
A. 3
B. 5
C. 7
D. 30
【单选题】
银行结算账户档案的保管期限为:___
A. 银行结算账户开立后10年
B. 银行结算账户撤销后10年
C. 银行结算账户开立后15年
D. 银行结算账户撤销后15年
【单选题】
逾期视同自动销户的单位银行结算账户,其未划转款项如何处理?___
A. 应列入应解汇款及临时存款科目处理
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【单选题】
注册验资的临时存款账户在验资期间如何运作?___
A. 只收不付
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D. 不收不付
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以下账户中不需经中国人民银行进行核准的是:___
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D. 存款人因注册验资需要开立的临时存款账户
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不属于存款人应向开户银行提出撤销银行结算账户的事项是:___
A. 被撤并、解散、宣告破产或关闭的
B. 单位的法定代表人或主要负责人变更
C. 因迁址需要变更开户银行的
D. 注销、被吊销营业执照的
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长期未发生收付业务的单位在收到开户行的销户通知后应于收到通知之日起___内办理销户手续。
A. 30天
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未在银行开立存款账户的收款人,凭信、电汇的取款通知或“留行待取”的,银行审查无误后,以收款人的姓名开立应解汇款及临时存款账户,该账户___。
A. 可收可付
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大额支付系统按不同的业务类型,设置了不同优先级次的排队队列,将___置于队列之首。
A. 特急大额支付(救灾、战备款项)
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【单选题】
下列资金中,存款人不能申请开立专用存款帐户的是___。
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不能在同城使用的结算方式是___。
A. 托收承付
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我国的现行结算制度是以什么为主体的___。
A. 汇票、本票、支票和信用卡
B. 汇票、支票
C. 支票和信用卡
D. 汇票、本票和支票
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存款人的工资、奖金等现金的支取只能通过哪个帐户___支取。
A. 一般存款帐户
B. 临时存款帐户
C. 专用存款帐户
D. 基本存款帐户
【单选题】
单位在信用社开立结算账户,自正式开立之日起,___方可办理付款业务。
A. 当日
B. 次日
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结算账户中,不能提取现金的账户是___。
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信用社为单位开立一般存款户、专用存款户、临时存款户的,须自开户日起___,书面通知基本存款账户开户单位。
A. 3个工作日内
B. 5天之内
C. 一周之内
D. 10天之内
【单选题】
根据《银行账户管理办法》的规定,存款人出租和转让账户的,除责令纠正并没收其非法所得外,还将对其处以该行为发生金额5%的罚款,但罚款金额不得低于___元。
A. 500
B. 1000
C. 2000
D. 5000
【单选题】
单位银行卡帐户的资金一律从其___转帐存入,不得存取现金。
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存款人对用于基本建设的资金,可以向开户银行出具相应的证明并开立___
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D. 基本存款户
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银行违反《银行账户管理办法》,对一般存款人账户的存款人支付现金的,对其处以___罚款
A. 1000元以上
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托收承付结算方式下验货付款的承付期为___天。
A. 3
B.  7
C.  10
D.  15
【单选题】
汇款人委托银行将其款项支付给收款人的结算方式是___。
A. 托收
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付款人开户银行对逾期未付的托收凭证,负责进行扣款的期限为___。
A. 一个月
B.  两个月
C.  三个月
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根据《支付结算办法》的规定,托收承付结算每笔金额起点为___元。
A. 1000
B. 10000
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【单选题】
在办理汇兑过程中,如果收款人转账支付的,应由原收款人向银行填制支款凭证,并由本人交验身份证件办理支付款项。但该账户的款项只能转入单位或个体工商户的___账户。
A. 存款
B. 储蓄
C. 信用卡
D. 存款或储蓄
【单选题】
汇入银行对于向收款人发出取款通知经过___个月无法交付的汇款,应主动办理退汇。
A. 1
B. 2
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【单选题】
汇兑的撤销,是指汇款人对汇出银行___的款项,向汇出银行申请撤销的行为。
A. 尚未汇出
B. 已经汇出
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D. 向收款人发出通知而遭拒绝
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委托收款的支付结算方式中,付款人应于接到通知的当日书面通知银行付款,如果付款人未在接到通知日的___内通知银行付款的,视同付款人同意付款.
A. 当日起2日
B. 次日起2日
C. 当日起3日
D. 次日起3日
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银行汇票的提示付款期限为自出票日起___。
A. 15日
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柜员临时离开岗位外出应___。
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伪造的货币是指___的假币。
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金库操作必须实行___人同进同出同操作制度。
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( ) 34. Why did the father not ask his son not to do this and do that?    A.Because he felt quite confident of his son.    B.Because he was born from a poor family.    C.Because he was a man of few words.    D.Because he didn't want to be much too strict with his son.
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) 1. —Is it far from here to the bank? —Not very, only________. A. 20 minute’s walk B. 20 minutes walk C. 20 minutes’ walk D. 20 minutes’ walks
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【单选题】
8. —Where would you like to go, Jinan or Qufu? — .I only want to go to Qingdao. A. Each B. Either C. Neither D. All
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【单选题】
9 — The documentary A Bite Of China II is quite popular around China recently. How do you like it? ______. A. I think so B. Pretty good C. Its my pleasure D. All right
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C. C
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【单选题】
10. There are three English-books on the shelf, but ______ of them is mine. A. both B. neither C.all D. none
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【单选题】
11. When the parents arrived at the hall, the students _______ their projects. A. have finish B. finished C. had finished D. are finishing
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12. This week, the _______ seems to change every day: one day is hot; the next day is cold. A. time B. weather C. season D. way
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B. B
C. C
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【单选题】
13. He never does his work _______ Mary.    A. as careful as B. so careful as C. carefully as D. as carefully
A. A
B. B
C. C
D. D
【单选题】
14. — Can he jump high? — Yes, he ______. He is a good high jumper. A. must B. need C. can D. shall
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【单选题】
15. The shop _____ at 8:00 a.m.and it ________ for ten hours every day. A. is open; has opened B. is opened; opens C. opens; is open D. opened; opens
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【单选题】
16. —Excuse me, may I use your bicycle? ______ is broken. Certainly. But remember to return it before lunch. A. Mine B. Me C. Myself D. I
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【单选题】
17. Simon, what do I need to take for the hiking? Youd better ________ more water than usual. Its hot today. A. to take B. taking C. take D. took
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【单选题】
18. Helen ______ to a language school when she was seven. A. sent B. is sent C. will send D. was sent
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