【单选题】
在人民银行开立准备金账户机构的会计部门必须___与当地人民银行进行核对。
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相关试题
【单选题】
柜员应每___接受会计主管对库存现金余额及重要空白凭证的检查监督。
【单选题】
保管库房及保险柜钥匙，严格执行___制度。
【单选题】
在现金调拨过程中，___负责清点调拨来的现金，整点票币上交，并在成把钞票上签章以示负责。
A. 柜员
B. 客户经理
C. 主管柜员
D. 库管员
【单选题】
办理现金收付款项，必须坚持___的原则。
A. 现金收入先收款后记帐，现金付出先记帐后付款
B. 四双制度
C. 分管制度
【单选题】
前台柜员应每天轧库___次，柜员轮休时办理好现金、证、章等交接手续。
【单选题】
营业网点实施柜员制必须建立完善的___
A. 规范化体系
B. 事后监督体系
C. 职责权限体系
【单选题】
年利率、月利率、日利率的表示符号分别为___
A. ％、‰、0/000
B. ‰、％、0/000
C. 0/000、‰、％
【单选题】
零存整取储蓄存款部分提前支取只限___次。
【单选题】
提前支取整存整取储蓄存款时，不能作为身份证明提供的有___。
A. 居民身份证
B. 户口簿
C. 驾驶证
D. 外籍储户凭护照
【单选题】
___万元（含）以上的销户处理，取款人必须提供本人有效身份证件，经主管柜员授权。
【单选题】
抵押与质押的区别在于___
A. 抵押中的债务人保留对抵押财产的所有权
B. 质押中的债务人保持对质押财产的占有权
C. 抵押中的债权人取得抵押财产的所有权或部分所有权
D. 质押中的债权人保留对质押财产的所有权
【单选题】
以下可以进行抵押的财产有___
A. 土地所有权
B. 抵押人依法可以处分的房屋和其他地上定着物
C. 集体所有的土地使用权
D. 所有权、使用权不明或者有争议的财产
【单选题】
贷款质押中的最主要风险因素是___
A. 虚假质押风险
B. 司法风险
C. 汇率风险
D. 操作风险
【单选题】
个人贷款用途应符合法律法规规定和国家有关政策，贷款人不得发放___的个人贷款。
A. 无抵押物
B. 无质押物
C. 无指定用途
D. 无担保人
【单选题】
借款人受托支付是指贷款人根据借款人的提款申请将贷款资金直接发放至借款人账户，并由借款人自住支付给符合___的借款人交易对象。
A. 贷款支付
B. 合同约定用途
C. 借款条件
D. 受托支付
【单选题】
一般而言，银行最主要的资产业务是___。
A. 存款
B. 贷款
C. 证券投资
D. 固定资产
【单选题】
下列不属于不良贷款的有___。
A. 关注贷款
B. 逾期贷款
C. 呆账贷款
D. 损失贷款
【单选题】
短期贷款的期限为___。
A. 1年以内（不含1年）
B. 1年以内（含1年）
C. 2年以内（不含2年）
D. 2年以内（含2年）
【单选题】
随本金余额逐月递减，因此还款总额___。
A. 逐月递增
B. 不变
C. 逐月递减
D. 不定
【单选题】
质押贷款与抵押贷款的不同点主要在于___。
A. 是否进行实物的交付
B. 手续的繁简
C. 利率的高低
D. 风险的大小
【单选题】
___是指获得银行信用支持的债务人，由于种种原因不能或不愿遵照合同规定，按时偿还债务，从而使银行遭受损失的可能性。
A. 信用风险
B. 市场风险
C. 操作风险
D. 流动性风险
【单选题】
对授信客户必须遵循以下哪项原则___。
A. 先授信，后用信
B. 先贷款，后授信
C. 先用信，后授信
D. 先贷款，后评级
【单选题】
小张以自己的房屋为抵押物向村镇银行贷款，后来该抵押物经过法定程序确认为违章建筑物，问该抵押是否有效___ 。
A. 有效
B. 无效
C. 不一定无效
D. 情况不清，不能确定
【单选题】
定期保管15年的会计档案是___。
A. 凭证及附件
B. 计息科目余额表
C. 计算机运行日志
【单选题】
临时存款账户的有效期限最长不得超过___。
A. 2个月
B. 6个月
C. 1年
D. 2年
【单选题】
储蓄会计档案中属于永久保管的登记簿是___。
A. 重要空白凭证登记簿
B. 挂失登记簿
C. 人员交接登记簿
D. 储蓄日报表
【单选题】
银行在收到存款人撤销银行结算账户的申请后，对于符合销户条件的，应在___个工作日内办理撤销手续。
【单选题】
会计档案的保管期限从什么时间算起___
A. 从所属年度的1月1日算起
B. 从归档日算起
C. 从归档日的次月1日计算
D. 从归档所属年度的1月1日计算
【单选题】
个人通知存款的起存金额是___。
A. 2万元
B. 5万元
C. 3万元
D. 10万元
【单选题】
对账管理基本规定中要求对账全面及时，对账率不得低于___。
A. 30%
B. 40%
C. 80%
D. 95%
【单选题】
银行结算账户管理档案在结算账户撤销后保管___。
A. 3年
B. 5年
C. 10年
D. 15年
【单选题】
个人名章停止使用后，由其___保管。
A. 所在单位主管会计
B. 本人
C. 以上都可发
【单选题】
空白银行卡出入库、保管、运送、使用发放必须按___管理。
A. 有价单证
B. 银行卡
C. 重要空白凭证
D. 信用卡
【单选题】
村镇银行及营业网点应设重要空白凭证___登记簿。
【单选题】
定期储蓄存款在存期内遇有利率调整，按 ___相应的定期储蓄存款利率计付利息。
A. 支取日挂牌公告的
B. 存单开户日挂牌公告的
C. 调整前挂牌公告的
D. 调整后挂牌公告的
【单选题】
储蓄机构违反国家有关规定，侵犯储户合法权益，造成损失的，应当依法___ 。
A. 承担刑事责任
B. 承担赔偿责任
C. 承担经济责任
D. 停业整顿
【单选题】
《人民币银行结算账户管理办法》所称银行结算账户,是指___：
A. 人民币活期存款账户
B. 人民币存款账户
C. 人民币单位通知存款账户
D. 人民币单位协议存款账户
【单选题】
以下关于个体工商户账户说法正确的是：___
A. 个体工商户凭营业执照以字号开立银行结算账户纳入个人银行结算账户管理
B. 个体工商户经营者以姓名开立的银行结算账户纳入个人银行结算账户管理
C. 以经营者姓名开立的银行结算账户均纳入单位银行结算账户管理
推荐试题
【单选题】
- Does No.20 bus stop at our school?____
A. I go to school by bus.
B. I'm afraid not.
C. You are welcome.
D. I'll not take No.20 bus.
【单选题】
- Can I help you? ____
A. Sorry, I don't need your help.
B. What help can you give us?
C. I'd like to try on these shoes, please.
D. Thanks. You are welcome.
【单选题】
- Sorry to have kept you waiting. ____
A. That's OK.
B. What are you doing?
C. What's wrong with you?
D. Where have you been?
【单选题】
- What is she?____
A. She is a typist.
B. She is talking to her friend.
C. She is having a holiday.
D. She is my sister.
【单选题】
- That's a beautiful cat. I wonder who it belongs to.____
A. It belongs to the
B. rowns. B.The cat is my favourite too.
C. Mind your own business.
D. I can't say anything more.
【单选题】
- Excuse me, could you tell me the time____
A. You'd better buy a watch.
B. It's three thirty by my watch.
C. Can you see the clock?
D. It's late I think.
【单选题】
- What do you think of the movie we saw last night?____
A. The actress is bad.
B. Terrific!
C. The theatre is bad.
D. Nobody was there.
【单选题】
___ No, thanks. I'm just looking around. I'll let you know if I want anything.
A. Could you help me?
B. What will you buy?
C. Can I help you?
D. Do you like to look around?
【单选题】
- Hello, Peter. What do you do?____
A. I am fine.
B. I am not sick.
C. I am a student from Bonn University.
D. I came from Bonn University.
【单选题】
-Excuse me; can I have a seat here?___
A. Be hurry.
B. Come on.
C. Yes, please.
D. Do you mind?
【单选题】
- Shall we sit up here on the grass or down there near the water?___
A. I'd rather stay here if you don't mind.
B. Sorry, I don't like neither.
C. Certainly, why not？
D. Yes, we like these two places.
【单选题】
- What do you do on Sunday?___
A. I 'm a teacher.
B. I play football.
C. You are a student.
D. They clean rooms.
【单选题】
- Our class won the girls' relay race in our school's sports meeting.___
A. That's right.
B. Thanks a lot.
C. Congratulations!
D. It's a pleasure.
【单选题】
- Hi, is Mary there, please?___
A. Hold on. I'll get her.
B. No, she isn't here.
C. Yes, she lives here.
D. Yes, what do you want?
【单选题】
- I am afraid I can't return the book to you before Friday. ___
A. Don't be afraid
B. Be careful
C. Not at all
D. Take your time
【单选题】
- I really don't know how to thank you enough. ___.
A. No problem
B. Think nothing of it
C. Not at all
D. It doesn't matter
【单选题】
- Must I be home before seven? ___.
A. No, you needn't
B. No, you mustn't
C. Yes, you will
D. No, you won't
【单选题】
-I'm sorry to hear that you failed in the exam______.
A. Not at all
B. Oh, thank you.That's very kind of you
C. You are welcome
D. Yes, I'm really sorry
【单选题】
-I will,______.
A. that's all right
B. thank you
C. all right
D. not at all
【单选题】
-Hello, may I speak to Zhao Hua?_____.
A. My name is Zhao Hua
B. I'm Zhao Hua
C. This is Zhao Hua speaking
D. Zhao Hua is me
【单选题】
___This is Mr Smith speaking now.
A. Who are you
B. Who is that
C. Who are you calling
D. What do you want to say
【单选题】
- I was worried about my maths, but Mr. Brown gave me an A.___
A. Don't worry about it.
B. Congratulations! That's a difficult course.
C. Mr. Brown is very good.
D. Good luck to you！
【单选题】
-Would you go to the concert with me?___, but I'm very busy now.
A. I'd like to
B. Sure
C. No problem
D. Certainly
【单选题】
-I'll be away on a business trip. Would you mind looking at my cat?Not at all. _______.
A. I have no time
B. I'd rather not
C. You can leave
D. I'd be happy to
【单选题】
- Hi, Jim! Nice to meet you.____.
A. Certainly
B. Many thanks
C. OK
D. Nice to meet you, too
【单选题】
- Hello, may I speak to Mike?_____
A. Who are you?
B. Sorry, he isn't in.
C. Thank you very much.
D. Yes, here you are.
【单选题】
- Will you join us for lunch?____.
A. No, I won't
B. Yes, with pleasure
C. Yes, please
D. Yes, help yourself
【单选题】
- Thank you for your great dinner. I really enjoyed it._____you enjoyed it.
A. I'm so glad
B. I'm sorry
C. What a pity
D. Surprisingly
【单选题】
- I heard Susan surprised her teacher by working hard. Yes, ___
A. her teacher worked hard.
B. Susan worked hard.
C. the teacher was surprising.
D. Susan was surprised.
【单选题】
- Peter, don't step on the grass_______.
A. It doesn't matter
B. I can't do it
C. Don't worry
D. Sorry, I won't do it again
【单选题】
- How was your journey to Paris? - ____
A. It went very well.
B. I flew there.
C. I love Paris.
D. Thank you for asking.
【单选题】
- I'm sorry for being late, Mr Lt______.
A. All right
B. That's right
C. Not at all
D. Never mind
【单选题】
- Happy birthday to you! ___!
A. Happy birthday to you
B. I'm very glad
C. That's all right
D. Thank you
【单选题】
- Do you like country music?___.
A. Yes, I like basketball a lot
B. It's far too crowded
C. Yes, I'm crazy about it
D. Oh, it's funny
【单选题】
- Have a cup of tea, ____? Thanks a lot.
A. don't you
B. haven't you
C. shall we
D. will you
【单选题】
- Thank God．It's Friday again．A nice weekend!___.
A. Me too
B. Yes，I'll be free then
C. That's all right
D. The same to you
【单选题】
— Write to me when you get home. OK, I ______.
A. must
B. should
C. will
D. can
【单选题】
Tom is so talkative. I’m sure you'll soon get tired ___ him.
A. of
B. with
C. at
D. on
【单选题】
I don't know ____ to deal with such matter.
A. what
B. how
C. which
D. /
【单选题】
___ is your girl friend like? She is very kind and good-looking.
A. How
B. What
C. Which
D. Who
