【多选题】
我行贸易融资业务的融资期限原则上不得超过( )天,外汇贷款的期限一般不超过___年。
A. 180天 1年
B. 150天 2年
C. 160天 3年
D. 120天 4年
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相关试题
【多选题】
外汇贷款实行___的原则。
A. 统一授信、权限管理、集中审批,审贷分离
B. 统一授信、权限管理、分级审批,审贷分离
C. 统一授信、权限管理、分级审批,审贷结合
D. 统一授信、权限管理、集中审批,审贷结合
【多选题】
外汇贷款不包括___。
A. 外汇流动资金贷款
B. 进口押汇
C. 出口商业发票贴现
D. 外债转贷款
【多选题】
还贷资金划入外汇贷款专户的时间不得早于贷款到期日或实际偿还日前___个工作日。
【多选题】
外汇贷款中的常用币种为___,其他币种贷款应先洽总行国际业务部询头寸。
【多选题】
外汇贷款实行___的原则。
A. 统一授信
B. 权限管理
C. 分级审批
D. 审贷分离
【多选题】
国内外汇贷款专用账户的支出范围包括___
A. 偿还外汇贷款
B. 经常项下支出
C. 结汇划转
D. 经批准的资本项下支出
【多选题】
外汇贷款按期限分为:___。
A. 短期外汇贷款
B. 中长期外汇贷款
C. 临时性外汇贷款
D. 以上都是
【多选题】
每笔打包贷款的金额原则上最高不超过信用金额___。
A. 50%
B. 60%
C. 70%
D. 80%
【多选题】
打包贷款期限一般自放款之日起至信用证有效期后( ),原则上最长不超过___。
A. 1个月 2个月
B. 2个月 3个月
C. 1个月 6个月
D. 2个月 一年
【多选题】
打包贷款发放后该业务项下相关信用证正本交总行___保存。
A. 会计部
B. 国际业务部
C. 个金部
D. 公司部
【多选题】
融资期限订单融资的期限应根据订单中约定的履约交货期限加上合理的收汇期限确定,融资到期日不得晚于约定的履约交货日后( )天,融资期限最长不超过___天。
A. 30天 180天
B. 20天 160天
C. 20天 150天
D. 30天 160天
【多选题】
打包贷款描述正确的是___。
A. 打包贷款期限一般自放款之日起至信用证有效期后一个月,原则上最长不超过半年;
B. 原则上打包贷款期限不得延期,除非信用证修改效期延长;
C. 打包贷款发放后,该业务项下相关信用证正本交所在行国际业务部保存;
D. 打包贷款项下的出口信用证业务在叙做出口押汇或收汇后,无论打包贷款是否到期,应立即用于归还打包贷款本息,多余部分存入申请人存款帐户。
【多选题】
出口押汇金额不得超过汇票或发票金额的___。
A. 60%
B. 70%
C. 80%
D. 90%
【多选题】
押汇期限一般不能超过___天,特殊情况的要严格审查,但押汇期限原则上不能超过( )天。
A. 60 120
B. 90 360
C. 180 360
D. 50 120
【多选题】
出口商业发票融资的币种原则上为单据原币种,也可办理人民币融资,融资金额不得超过发票金额的___。
A. 60%
B. 70%
C. 80%
D. 90%
【多选题】
出口信用保险融资期限最长不超过___天。
A. 120
B. 360
C. 180
D. 60
【多选题】
出口商业发票贴现业务的合格应收帐款是指因出口商采用信用方式销售规定货物产生的且债务人尚未清偿的债权。该笔应收帐款不能用来抵消、反诉、赔偿损失、对销帐目、留置或做其它扣减等。该应收帐款在出口商提请保理商贴现时要求:___
A. 未过期,且到期日在180天以内
B. 在出口商正常贸易中产生
C. 属出口商所有
D. 可以转让
E. 未被质押或抵押给任何第三方
【多选题】
根据结算方式的不同,出口押汇可分为___。
A. 信用证项下出口押汇
B. 电汇项下出口押汇
C. 出口托收项下出口押汇
D. 信用证项下进口押汇
【多选题】
以下关于出口押汇描述正确的是___。
A. 出口押汇的币种为单据原币种,且押汇金额不得超过汇票或发票金额的90%;
B. 我行出口押汇按实际天数计收利息,在出口收汇款项收回时收取;
C. 同一信用证项下已办理打包放款的,出口押汇款项必须先归还我行打包贷款;
D. 出口款项收妥后,应立即归还我行押汇款项。在扣除本行押汇本金、利息及相关费用后,将余额解付申请人账户;收汇款项不足以弥补押汇本金及相关费用的,差额部分由申请人承担。
【多选题】
进口押汇期限应根据具体贸易情况掌握,即期信用证及付款期限不超过___天(含 天)的远期信用证,押汇期限不超过( )天。
A. 90天,90天
B. 60天 ,90天
C. 120天,60天
D. 一年,一年
【多选题】
远期信用证项下,原则上不允许叙作进口押汇,确有合理理由及可落实的还款来源的,只能押汇___次,且押汇期限与信用证付款期限之和不得超过( )天;
A. 一次 120天
B. 一次 180天
C. 二次 120天
D. 二次 180天
【多选题】
进口押汇审核完毕后在核心系统___交易码进行放款。
A. 3001
B. 3002
C. 3003
D. 3004
【多选题】
押汇到期前___天,应通知申请人按时还款。
【多选题】
进口押汇放款时需要申核的资料包括___
A. 借款借据
B. 放款通知书
C. 信贷客户放款业务审批表
D. 信贷客户用信业务审批表
E. 信贷合同
F. 贷款借款申请(审批)表
【多选题】
收回单位定期存款开户证实书启用定期存单,更新原单位定期存款开户证实书状态为“已置换”,存单状态更新为___状态。
【多选题】
收回单位定期存款开户证实书启用定期存单,更新原单位定期存款开户证实书状态为___,存单状态更新为“正常”
A. 已更换
B. 关闭
C. 已置换
D. 正常
【多选题】
存单置换交易码:___
A. 3802
B. 3803
C. 3804
D. 3805
【多选题】
在存单置换业务中,收回单位定期存款开户证实书启用定期存单,原单位定期存款开户证实书状态更新为___,存单状态更新为( );收回定期存单启用单位定期存款开户证实书,原单位定期存款开户证实书状态恢复为( ),定期存单状态改为( )。
A. 止付 正常 正常 销户
B. 止付 正常 正常 关闭
C. 已置换 正常 正常 关闭
D. 已置换 正常 正常 销户
【多选题】
单位需要质押贷款,将单位定期存款开户证实书置换为单位定期存单,柜员在处理存单置换业务前需要审核哪些凭证?___
A. 单位定期存款开户证实书
B. 开具单位定期存单委托书
C. 单位定期存单确认书
D. 质押存单止付承诺书
【多选题】
存单置换时需收回单位定期存款开户证实书启用定期存单,单位定期存单第___联作附件上交事后复核。
【多选题】
存单置换的类型可分为___
A. 收回单位定期存款开户证实书启用定期存单
B. 收回定期存单启用单位定期存款开户证实书
C. 收回单位定期存款开户证实书收回定期存单
D. 启用单位定期存款开户证实书启用定期存单
【多选题】
柜面做再回库交易时,信贷系统中抵质押品状态必须为___
A. 入库中
B. 临时出库中
C. 临时出库
D. 出库
【多选题】
抵质押品入库信贷部门需向柜台提供___、抵质押物品收据单(一式五联)和实物封包后,应进行合规性审查。
A. 抵质押物入库凭证
B. 抵质押物入库清单
C. 抵质押特凭证
D. 抵质押特清单
【多选题】
抵、质押品管理应遵循合法性、___、审慎性原则。
A. 时效性
B. 有效性
C. 合规性
D. 合理性
【多选题】
抵质押品出入库中保管人应为___。
A. 客户经理
B. 信贷审批员
C. 封包管理柜员
D. 经办柜员
【多选题】
原状态为___的抵质押品,不能在柜面直接做临时出库交易,需要在信贷系统将状态维护为“临时出库中”,才能进行临时出库操作。
A. 未入库
B. 入库中
C. 出库
D. 入库
【多选题】
抵、质押品风险预警是针对___过程中发现的风险,发布风险信号进行风险预警或风险提示。
A. 贷前审查
B. 贷前报告
C. 贷后监管
D. 贷后检查
【多选题】
抵质押物临时出入库/再回库,该交易须___审批。
【多选题】
抵质押品类别不包括___
A. 抵押
B. 质押
C. 电子汇票抵押
D. 电子汇票质押
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23. —What was Jim wearing at the party?
— Nothing _______. He was in his usual shirt and jeans.
A. special B. simple C. important D. interesting
【单选题】
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Maybe, if possible.
A. are held B. will be held C. were held D. have been held
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—He is a doctor.
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A. $299 B. $499 C. $199 D. $99
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( ) 29. When was canned food invented?
A. In 1870. B. In 1810. C. In 1902. D. In 1926.
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( ) 30. After the trip to the Arctic, Clarence Birdseye invented ____________.
A. canned food B. can openers
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( ) 31. Changes in weather _____________ in Willis Carrier's company.
A. helped to keep food B. made rooms comfortable
C. caused health problems D. hurt printing paper
【单选题】
( ) 32. According to the passage, which of the following may lead to inventions?
A. People's needs. B. Public support.
C. Modern technology. D. Practical suggestions.
【单选题】
( ) 33. What is the writer's main purpose(目的)in writing this passage?
A.To tell the readers his life story.
B.To tell people what kind of person his father was.
C.To tell the readers what present he got from his father.
D. To let people know how poor he was.
【单选题】
( ) 34. Why did the father not ask his son not to do this and do that?
A.Because he felt quite confident of his son.
B.Because he was born from a poor family.
C.Because he was a man of few words.
D.Because he didn't want to be much too strict with his son.
【单选题】
( ) 35. What would someone learn from this passage?
A.How to live by oneself. B.How to stand on one's own feet.
C.What a good father should do. D.What the self-important is like.
【单选题】
( ) 36. What may be the proper Chinese for the underlined part in the passage?
A.闲暇时光 B.学费 C.精神空虚 D.经济不足
【单选题】
( ) 37. The Chinese Yellow Sea Wetlands are in the _______ of China.
A.south B.east C.west D.north
【单选题】
( ) 38. Usually the weather in the wetlands is _______.
A.hot B.pleasant C.cold D.dry
【单选题】
( ) 39. The World Wetlands Day is on _______.
A.February 2 B.June 25 C.April 22 D.March
【单选题】
( ) 40. We must protect wetlands because _______.
A.they are home for wildlife B.they can prevent flood
C.they can offer food to the animals and birds D.all of the above
【单选题】
) 1. —Is it far from here to the bank?
—Not very, only________.
A. 20 minute’s walk B. 20 minutes walk
C. 20 minutes’ walk D. 20 minutes’ walks
【单选题】
2. — After discussing, the students ________ some good ideas to work on the project.
— Thats great!
A. put up B. set up C. caught up with D. came up with
【单选题】
3. Yesterday Tommy walked past my table and ______ my bowls and dishes.
He should be careful next time.
A. knocked off B. took off C. showed off D. turned off
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4.We don’t have enough nurses to look after patients.At least ___ nurses are needed.
A. ten another B. more ten C. another ten D. other ten
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5. — Zhao Rui, it’s said that many famous singers will come to Yangzhou on April 18th. How about watching the evening show there?
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【单选题】
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—Sorry, he has Shanghai.
A. been in B. been to C. come to D. gone to
【单选题】
7. — It’s difficult for the village children to cross the river for school.
— I think a bridge ______ over the river.
A. was built B. is being built C. has been built D. should be built
【单选题】
8. —Where would you like to go, Jinan or Qufu?
— .I only want to go to Qingdao.
A. Each B. Either C. Neither D. All
【单选题】
9 — The documentary A Bite Of China II is quite popular around China recently. How do you like it? ______.
A. I think so B. Pretty good C. Its my pleasure D. All right
【单选题】
10. There are three English-books on the shelf, but ______ of them is mine.
A. both B. neither C.all D. none
【单选题】
11. When the parents arrived at the hall, the students _______ their projects.
A. have finish B. finished C. had finished D. are finishing
【单选题】
12. This week, the _______ seems to change every day: one day is hot; the next day is cold.
A. time B. weather C. season D. way
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13. He never does his work _______ Mary.
A. as careful as B. so careful as C. carefully as D. as carefully
【单选题】
14. — Can he jump high?
— Yes, he ______. He is a good high jumper.
A. must B. need C. can D. shall
【单选题】
15. The shop _____ at 8:00 a.m.and it ________ for ten hours every day.
A. is open; has opened B. is opened; opens
C. opens; is open D. opened; opens
【单选题】
16. —Excuse me, may I use your bicycle? ______ is broken.
Certainly. But remember to return it before lunch.
A. Mine B. Me C. Myself D. I
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17. Simon, what do I need to take for the hiking?
Youd better ________ more water than usual. Its hot today.
A. to take B. taking C. take D. took
【单选题】
18. Helen ______ to a language school when she was seven.
A. sent B. is sent C. will send D. was sent
【单选题】
19. — Is this park youve visited recently?
— Yes, it's the most beautiful one Ive ever visited before.
A. that B. the one C. which D. the one which
【单选题】
20. — Its difficult for the village children to cross the river for school.
— I think a bridge ________ over the river.
A. should be built B. is being built C. has been built D. was built
【单选题】
21. — Could you tell me when Mr. Li ________ in Huaibei?
— Sure..When he ________, I’ll call you.
A. arrives; will arrive B. will arrive; will arrive
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【单选题】
22.There is ________ 800-metre-long road behind ________ hospital.
A. an; an B. an; the C. a; a D. a; the