【判断题】
在商承到期时，款项从企业账户划出，当企业账户余额不足时，银行不垫款。
查看试卷，进入试卷练习
微信扫一扫，开始刷题
相关试题
【判断题】
商业汇票的收、付款人必须是在银行开立存款账户的法人或其他组织，仅在异地使用。
【判断题】
持票人对出票人和承兑人的票据权利，最长为3年；超过3年的，需到票据付款地的基层人民法院申请公示催告。
【判断题】
商业承兑汇票到期时，当企业账户余额不足，银行要实行垫款付款。
【判断题】
商业汇票的提示付款期限，自汇票到期日起10天（汇票到期日至托收日），超过提示付款期的，持票人需提供加盖单位财务专用章、法人章的延期托收证明。
【判断题】
商业承兑汇票出票人仅需在商承第二联承兑人签章处签章。
【判断题】
商业承兑汇票可以由A企业出票、A企业承兑或者A企业出票、B企业承兑。
【判断题】
出票银行在商业汇票上填明“不得转让”字样的不得背书转让；作成委托收款背书的商业汇票可以背书转让。
【判断题】
柜员收到持票人开户行寄来的托收凭证及商业承兑汇票时，应审核托收凭证上的收款人名称与汇票最后一手被背书人名称是否一致。
【判断题】
AI、金额小于5万且优先级为普通，在大额系统开放的时间内，汇款渠道可以选择大额支付。
【判断题】
AJ、办理汇兑时业务优先级为紧急或特急，不论金额大小都可以选择大额支付。
【判断题】
AK、汇款人对银行尚未汇出的款项可以申请撤销，对已经汇出款项，不可以申请退汇。
【判断题】
汇兑是汇款人委托银行将其款项支付给收款人的结算方式
【判断题】
汇款人对银行已经汇出的款项可以申请退汇,对款项已入收款人账户的，银行从收款人账户上进行退汇.
【判断题】
汇款人对银行尚未汇出的款项可以申请撤销。
【判断题】
转汇银行可以受理汇款人或汇出行对汇款的撤销或退汇。
【判断题】
电汇出票人为个人的，此账户可以是个人结算账户，也可以是储蓄账户。
【判断题】
转入机构柜员如果操作方式也选择转机构，接收机构只能选择原转出机。
【判断题】
汇兑是汇款人委托银行将其款项支付给收款人的结算方式，分为信汇、电汇。
【判断题】
结算业务申请书上记载的收款人为个人，且需要到汇入行领取汇款的，汇款人应在结算业务申请书收款人账号或地址栏注明“留行待取”字样。汇款人确定不得转汇的，应在结算业务申请书备注栏注明“不得转汇”字样。
【判断题】
电汇修改后经办柜员的传票放置为修改凭证为主凭证，电汇结算业务申请表第一联做其附件，原录入也为主凭证，收回的原回单做其附件。
【判断题】
汇兑金额≥5万，汇款渠道可以选择大额支付系统，也可以选择小额支付系统。
【判断题】
若电汇的付款人一样、金额一样的重复业务，需要网点会计主管授权。
【判断题】
只有汇款人和收款人均为个人的，方可办理现金汇兑业务。
【判断题】
汇兑业务若验印结果为人工通过，需要网点会计主管授权。
【判断题】
委托收款结算款项的划回方式分邮寄和电报两种，由付款人选择。
【判断题】
当天收到的银承，在审验中发现问题，当天就退票的，可以不在票据系统进行相关操作，直接将票据退回委托收款银行。
【判断题】
在同城范围内，收款人收取公用事业费或根据国务院的规定，可以使用同城特约委托收款。收取公用事业费，必须具有收付双方事先签订的经济合同，由付款人向开户银行授权，并经开户银行同意，报经中国人民银行当地支行批准。
【判断题】
单位凭已承兑商业汇票、债券、存单等付款人债务证明办理款项的结算，可以使用委托收款结算方式，个人不可以使用委托收款方式结算。
【判断题】
单位和个人凭已承兑商业汇票、债券、存单等付款人债务证明办理款项的结算，均可以使用委托收款结算方式
【判断题】
委托收款是收款人委托银行向银行收取款项的结算方式。
【判断题】
收款人办理委托收款应向银行提交委托收款凭证和有关的债务证明。
【判断题】
付款人审查有关债务证明后，对收款人委托收取的款项需要拒绝付款的，可以办理拒绝付款。
【判断题】
银行接到寄来的委托收款凭证及债务证明，审查无误办理付款。以银行为付款人的，银行应在当日将款项主动支付给收款人。
【判断题】
收到委托收款后银行在办理划款时，付款人存款账户不足支付的，应由银行垫款。
【判断题】
未在银行开立存款账户的个人为收款人的，委托收款凭证必须记载被委托银行名称。
【判断题】
银行接到寄来的委托收款凭证及债务证明后，如单位为付款人的，银行应及时通知付款人，付款人应于接到通知的当日通过书面或口头形式通知银行付款
推荐试题
【单选题】
Cake __________ of flour, sugar, egg and some other ingredients. ___
A. contained
B. consists
C. includes
D. composed
【单选题】
Mr. Peter wanted Steve to take half the money, but Steve did not __________ it. ___
A. obtain
B. achieve
C. accept
D. receive
【单选题】
I'd like to take my picture ________stands a high tower. ___
A. where
B. which
C. that
D. there
【单选题】
__________ the English examination I would have gone to the concert last Saturday. ___
A. But for
B. As for
C. In spite of
D. Because of
【单选题】
Cars moved very slowly in the 1920s, but they ______move more quickly than in 1910.___
A. were to can
B. did
C. will
D. can
【单选题】
The little girl needs __________ after her shock. ___
A. being comforted
B. be comforted
C. comforting
D. comforted
【单选题】
The __________ horse ran away from the fire.___
A. having frightened
B. frightening
C. frightened
D. frighten
【单选题】
He is __________ of an actor. ___
A. anybody
B. anything
C. somebody
D. something
【单选题】
You can take ______ seat you like. ___
A. no matter what
B. no matter which
C. what
D. whichever
【单选题】
He changed his name， _____ that nobody would find out what he had done before. ___
A. having thought
B. to think
C. thinks
D. thinking
【单选题】
----- _______is your English teacher？ ----- The one in red. ___
A. who
B. which
C. what
D. where
【单选题】
Can you give me a light for my cigarette? I have ____my matches.___
A. got out of
B. got rid of
C. got away with
D. run out of
【单选题】
Then the speaker __________ the various factors leading to the present economic crisis.___
A. went for
B. went after
C. went into
D. went on
【单选题】
I know Jonathan quite well and never doubt_____ he can do a good job of it___.
A. whether
B. that
C. when
D. what
【单选题】
I'm afraid it ______ tomorrow, but who knows?___
A. may have rained
B. might rain
C. would rain
D. ought to rain
【单选题】
He has spent ____money on his new house.___
A. a large number of
B. the number of
C. lots of
D. numbers of
【单选题】
This is the hotel __________ I like to stay.___
A. in which
B. at which
C. to which
D. at that
【单选题】
Would you mind keeping a（n）__________on the house for us while we are away？___
A. eye
B. /look
C. hand
D. view
【单选题】
He suggested the sports meet be _______because of the bad weather. ___
A. put away
B. put up
C. put down
D. put off
【单选题】
If the weather is __________ suitable, we will play the football match on Tuesday. ___
A. by means of
B. by any means
C. by no means
D. by all means
【单选题】
_____________is one of the five working languages at U.N. , which _______ are very proud of.___
A. The Chinese, the Chinese
B. Chinese language, Chinese
C. Chinese, the Chinese
D. Chinese language, the Chinese
【单选题】
The war lasted so long that people were tired of it. Everyday there was large crowds of demonstrators _____against the war.___
A. protecting
B. prescribing
C. protesting
D. prosecuting
【单选题】
Tom is so talkative. I’m sure you'll soon get tired ________ him.___
A. of
B. with
C. at
D. on
【单选题】
He ________ driving me home, even though I told him I lived nearby.___
A. insisted on
B. insisted at
C. insisted that
D. insisted in
【单选题】
We came finally ______ the conclusion that she has been telling lies all the time.___
A. of
B. into
C. to
D. at
【单选题】
I am not used to speaking ________ public.___
【单选题】
I didn’t know what to do, but then an idea suddenly ________to me.___
A. appeared
B. happened
C. occurred
D. emerged
【单选题】
Measles （麻疹） ________ a long time to get over.___
A. spend
B. spends
C. take
D. takes
【单选题】
A pair of spectacles ________ what I need at the moment.___
A. is
B. are
C. has
D. have
【单选题】
I fell and hurt myself while I ________ basketball yesterday.___
A. was playing
B. am playing
C. play
D. played
【单选题】
Don't forget _________ the window before leaving the room.___
A. to have closed
B. to close
C. having closed
D. closing
【单选题】
Twenty people were______ wounded in the air crash.___
A. quickly
B. wrongly
C. bitterly
D. seriously
【单选题】
The top of the Great Wall is ________ for five horses to go side by side.___
A. wide
B. so wide
C. wide enough
D. enough wide
【单选题】
Nancy is considered to be _________ the other students in her class.___
A. less intelligent
B. the most intelligent
C. intelligent as well
D. as intelligent as
【单选题】
She is not only my classmate __________ also my good friend.___
A. or
B. but
C. and
D. too
【单选题】
I would like to do the job ________ you don't force me to study.___
A. in case
B. although
C. though
D. as long as
【单选题】
__________ she survived the accident is miracle.___
A. What
B. That
C. As
D. Which
【单选题】
I often see _________ the road on his way home.___
A. he cross
B. him cross
C. him crossed
D. he crossing
【单选题】
The workers are busy __________ models for the exhibition.___
A. to make
B. with making
C. being making
D. making
【单选题】
The higher the temperature, __________ the liquid evaporates.___
A. the faster
B. the more fast
C. the slower
D. the more slower
