刷题
导入试题
【单选题】
我行己贴现的银行承兑汇票在办理委托书收款背书时,最后背书栏应加盖___。
A. 绍兴银行汇票专用章
B. 绍兴银行结算专用章
C. 绍兴银行本票专用章
D. 已电子登记权属
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答案
D
解析
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相关试题
【单选题】
银行承兑汇票挂失手续费按___收取。
A. 0.3%(不足5元收5元)
B. 0.3%(不足10元收10元)
C. 0.1%(不足10元收10元)
D. 0.1%(不足5元收5元)
【单选题】
银行承兑汇票自客户口挂之日起___日内没有收到人民法院的止付通知书,第13日起挂失止付通知书失效。
A. 10
B. 7
C. 12
D. 5
【单选题】
银行承兑汇票的出票人是指___。
A. 承兑申请人
B. 承兑付款人
C. 汇票上的收款人
D. 承兑银行
【单选题】
银行承兑汇票申请人于汇票到期未足额交存票款的,作垫款处理,应对出票人尚未支付的汇票金额按照每日___计收利息。
A. 万分之三
B. 万分之五
C. 万分之十
D. 万分之十五
【单选题】
以下关于纸质银承签发时的流程描述正确的是___
A. 材料审核→票号分配→凭证打印→承兑记账→手续费收取
B. 材料审核→手续费收取→票号分配→承兑记账→凭证打印
C. 材料审核→票号分配→承兑记账→凭证打印→手续费收取
D. 材料审核→手续费收取→票号分配→凭证打印→承兑记账
【单选题】
商业汇票在办理委托收款过程中遗失票据,应由谁申请公示催告___
A. 最后合法持票人
B. 被委托收款银行
C. 邮政部门
D. 付款人开户银行
【单选题】
我行银行承兑汇票签发手续费按票面金额___收取。
A. 0.03%
B. 0.01%
C. 0.05%
D. 0.02%
【单选题】
银行承兑汇票发出托收的会计分录为___。
A. 收:73700101
B. 付:73700101
C. 收:73600101
D. 付:73600101
【单选题】
A客户首次来我行办理票据业务,柜员为A客户办理银行承兑汇票托收的操作流程为___。
A. 企业客户号同步——企业账号同步——代客录票——实物入库——新增托收申请——实物出库
B. 企业账号同步——企业客户号同步——代客录票——实物入库——新增托收申请——实物出库
C. 企业客户号同步——企业账号同步——实物入库——代客录票——新增托收申请——实物出库
D. 企业客户号同步——企业账号同步——代客录票——新增托收申请——实物入库——实物出库
【单选题】
银行承兑汇票解付时,“二代支付”和“核心支付”对应的科目分别是___和( )。
A. 26100802 26100301
B. 26200301 26100802
C. 26100802 26100302
D. 26100302 26100802
【单选题】
我行银承保证金备付科目为___
A. 26100802
B. 24300301
C. 26100302
D. 24300302
【单选题】
银行承兑汇票的付款人是___。
A. 承兑行
B. 出票行
C. 出票人
D. 保证人
【单选题】
商业汇票的背景图案是___
A. 梅
B. 兰
C. 菊
D. 竹
【单选题】
银行承兑汇票解付时,发现最后一手背书人委托收款背书时将“委托收款”字样写于被背书人栏,则下列说法正确的是___。
A. 该票据属于一般瑕疵票据,应及时联系委托收款银行,要求相关责任人出具书面证明
B. 该票据属于轻微瑕疵票据,由营业机构双人复核后可以直接付款
C. 该票据属于严重瑕疵票据,应直接退回给托收银行
D. 该票据属于无瑕疵票据,“委托收款”字样既可以写于背书人栏,也可以写于被背书人栏,可以正常解付
【单选题】
以下关于银行承兑汇票的相关内容,说法错误的是___
A. 纸质商业汇票的付款期限自出票日开始计算,一般为六个月,最长不超过一年。
B. 持票人对出票人和承兑人的票据权利,最长为两年。
C. 商业汇票的提示付款期限,自汇票到期日起十天。
D. 自客户口挂之日起12日内没有收到人民法院的支付通知书,第13日起挂失止付通知书失效。
【单选题】
银承业务应专人接收邮件,登记《联行信件电报收发登记簿》,邮寄信封应妥善保管至少___。
A. 一个月
B. 两个月
C. 三个月
D. 六个月
【单选题】
三十八、将票据转交经办柜员后由经办柜员在票交所系统进行登记,要求在___前成登记。
A. 当个工作日
B. T+1日
C. T+2日
D. 第二日
【单选题】
在票交所系统进行承兑信息登记时批量导入最大记录为___条
A. 100
B. 150
C. 200
D. 500
【单选题】
办理贴现时,票据不敷记载需粘单时,贴现机构要骑缝处加盖___和法定代表人或其授权代理人的名章。
A. 结算专用章
B. 本票专用章
C. 已电子登记权属章
D. 汇票专用章
【单选题】
柜员收到持票人开户行寄来的托收凭证及商业承兑汇票时,需要双人审核,金额___万元以上(含)要用票据鉴别仪识别真伪
A. 5
B. 10
C. 20
D. 50
【单选题】
商业汇票按承兑人的不同分为商业承兑汇票和银行承兑汇票,商业承兑汇票由( )出票、( )承兑,银行承兑汇票由( )出票、( )承兑。___
A. 企业,企业,企业,银行
B. 企业,企业,银行,银行
C. 银行,企业,银行,银行
D. 企业,银行,银行,银行
【单选题】
若付款人提前收到其承兑的商业汇票,付款人在接到通知日的次日起( )日内未通知银行付款,付款人接到通知的次日起第( )日早于汇票到期日的,银行应于汇票到期日将票款划给持票人。___
A. 3 3
B. 5 5
C. 3 5
D. 3 4
【单选题】
出售商业承兑汇票每份为___。
A. 0.80元
B. 0.28元
C. 1.40元
D. 1.20元
【单选题】
节假日小额支付系统限额提升至___万。
A. 5
B. 10
C. 20
D. 50
【单选题】
下列结算凭证中需要加盖结算专用章的有:___
A. 委托收款凭证
B. 支票
C. 银行汇票
D. 银行本票
【单选题】
汇兑凭证上的委托日期是指汇款人向汇出银行提交汇兑凭证的 ___
A. 前2日
B. 前1日
C. 当日
D. 后1日
【单选题】
汇兑业务若付款人一样、金额一样的重复业务,需要___授权。
A. 柜员
B. 会计主管
C. 网点长
D. 分管行长
【单选题】
以下哪个说法不正确___
A. 单位和个人的各种款项的结算均可使用汇兑方式。
B. 结算业务申请书上记载的收款人为个人,且需要到汇入行领取汇款的,汇款人应在结算业务申请书收款人账号或地址栏注明“留行待取”字样。汇款人确定不得转汇的,应在结算业务申请书备注栏注明“不得转汇”字样。
C. 汇款人对银行尚未汇出的款项可以申请撤销。申请撤销时,应出具正式函件及原汇款回单。汇出银行查明确未汇出款项的,收回回单后,办理撤销。
D. 汇款人对银行已经汇出的款项不可以申请退汇。
【单选题】
汇兑业务冲账需要写明冲账原因,并由___授权后签字确认。
A. 复核柜员
B. 会计主管
C. 分管行长
D. 支行行长
【单选题】
下列说法正确的是___
A. 节假日小额支付系统限额为20万;
B. 付款人一样、金额一样的重复业务,需要网点会计主管授权;
C. 金额≥5万,汇款渠道也可以选择小额支付系统;
D. 补记客户账可以柜员相互授权。
【单选题】
汇入银行对于收款人发出取款通知,经过多久无法交付的汇款,应主动办理退汇___
A. 一个星期
B. 一个月
C. 二个月
D. 三个月
【单选题】
关于委托收款,下列哪句话是错的___?
A. 以银行以外的单位或在银行开立存款账户的个人为收款人的,委托收款凭证必须记载收款人开户银行名称;
B. 委托收款以银行以外的单位为付款人的,委托收款凭证必须记载付款人开户银行名称;
C. 欠缺记载收款人开户银行的,银行经咨询客户后可以补记并受理。
D. 未在银行开立存款账户的个人为收款人的,委托收款凭证必须记载被委托银行名称。
【单选题】
委托收款在___可以使用
A. 同城
B. 异地
C. 同城或异地
D. 同城和异地
【单选题】
收款人委托银行向付款人收取款项的结算方式是___。
A. 汇兑
B. 委托收款
C. 银行汇票
D. 支票结算
【单选题】
委托收款业务的结算金额起点是___。
A. 1000元
B. 10000元
C. 50000元
D. 无金额起点
【单选题】
单位和个人凭已承兑商业汇票、债券、存单等付款人债务证明办理款项的结算,均可以使用___结算方式。
A. 汇兑
B. 托收承付
C. 委托收款
D. 国内信用证
【单选题】
委托收款,以单位为付款人的,应在付款人自接到通知日的次日起___日内出具拒绝证明
A. 1
B. 3
C. 5
D. 7
【单选题】
托收承付结算每笔金额起点为___元,新华书店系统每笔金额起点为1千元。
A. 1千
B. 5千
C. 1万
D. 5万
【单选题】
关于托收承付业务,下列哪句话是错误的___
A. 办理托收承付,必须是商品交易,以及因商品交易而产生的劳务供应的款项;
B. 托收承付结算每笔金额起点为1万元,新华书店系统每笔金额起点为1千元。
C. 签发托收承付必须记载下列事项:使用总行统一规定的凭证格式、确定的金额、收付款人名称及账号、收付款人开户银行名称、托收附寄单证张数和合同名称号码、委托日期和收款人签章。
D. 为其他企业代销、寄销商品的款项,可以办理托收承付。
【单选题】
对付款逾期不退回单证的,开户银行应当自发出索回单证通知的第3天起,按照该笔尚未付清欠款的金额,每天处以万分之五但不低于___元的罚款,并暂停付款人对外办理结算业务,直到退回单证时止
A. 50
B. 100
C. 1000
D. 5
推荐试题
【单选题】
Tom is a book lover. ______ likes reading very much. A. He B. She C. You D. It
A. A
B. B
C. C
D. D
【单选题】
—May I listen to the music here, Mr. White? —Sorry, you’d better it like that. A. not to do B. not do to C. dont do D. not do
A. A
B. B
C. C
D. D
【单选题】
3.—Did you have a good time at Lauras birthday party? — Yes, indeed. Its several years ________ I enjoyed myself so much. A. when B. before C. since D. that
A. A
B. B
C. C
D. D
【单选题】
4. —___________ is the Summer Palace from here? About three kilometers away. You can take the No. 35 bus. A. How long B. How far C. How often D. How much
A. A
B. B
C. C
D. D
【单选题】
5. I was looking for a birthday gift for my mother, but I couldnt find ______ suitable. A. anything B. something C. nothing D. everything
A. A
B. B
C. C
D. D
【单选题】
6. A friend of my ____ and I are going to visit_______ next week. A. father; Browns B. father's; Browns C. father; the Browns D. father's; the Browns
A. A
B. B
C. C
D. D
【单选题】
7. She ______ very hard since she came to our school. A. studies B. has studied C. is studying D. studied
A. A
B. B
C. C
D. D
【单选题】
8. — Who will send you to the new school, your mom or your dad? — _______. Ill go there by myself. A. Both B. Either C. Neither D. None
A. A
B. B
C. C
D. D
【单选题】
9.—Well do what we can ____English well this term. —It’s high time for you to work hard. A. study  B.to study  C. be studied   D. be studying
A. A
B. B
C. C
D. D
【单选题】
10. —I’m going to Flower Bookstore. Could you tell me ______? — Sorry, I don’t know. I’m new here. A. where it is B. where was it C. where is it D. where it was
A. A
B. B
C. C
D. D
【单选题】
11. How do you like the dishes, Eric? — Fantastic! Nothing tastes ________. A. nice B. better C. terrible D. worse
A. A
B. B
C. C
D. D
【单选题】
12. ______ Lin Feng has to work late, she always wears a smile on her face. A. Because B. If C. Until D. Though
A. A
B. B
C. C
D. D
【单选题】
13.You can save money _______ you buy cheaper things. A. before B. unless C. if D. until
A. A
B. B
C. C
D. D
【单选题】
14. We will have a _________ holiday after the exam. A. two-month B. two month’s C. two month D. two-months
A. A
B. B
C. C
D. D
【单选题】
15. —We will build an underground in Xuzhou before 2015. — Wow, _______! Will it pass our place? A. what an excited news B. how excited the news is C. what exciting news D. how exciting
A. A
B. B
C. C
D. D
【单选题】
16. — Emily, here’s a dictionary.I hope it will help you in some way. — Thank you.It’s ________ what I need. A. almost B. still C. only D. just
A. A
B. B
C. C
D. D
【单选题】
17. —Oh.I’m hungry.Mum, can I have the hamburger on the plate? —No.It tastes . A. terribly B. terrible C. good D. well
A. A
B. B
C. C
D. D
【单选题】
18. —We can invite our teachers to the farewell party next Saturday. —Yes, ______? I’ll call them at once. A. what for B. what C. why not D. why
A. A
B. B
C. C
D. D
【单选题】
19.You can ________ ask the old man to move away to any other place because he has lived ________ here for at least sixty years. A. hardly; alone B. hard; alone C. hardly; lonely D. hardly; lonely
A. A
B. B
C. C
D. D
【单选题】
20.—I’m going back to see my grandparents this weekend. —________. A. It’s very nice of you B. You’d better hurry C. Say goodbye to them D. Give my best wishes to them
A. A
B. B
C. C
D. D
【单选题】
21.—Why not take ____ umbrella with the sign “Made in China”? It is useful. —What _______ good advice it is!    A. an; a B. a; a C. an; \ D. \; a
A. A
B. B
C. C
D. D
【单选题】
22. —Do you know the boy________ is sitting next to Peter? — Yes. He is Peter’s friend. They are celebrating his ________ birthday. A. who; ninth B. that; ninth C. /; ninth D. which; ninth
A. A
B. B
C. C
D. D
【单选题】
23. It was dark, ______ I couldnt see what was happening. A. or B. though C. but D. so
A. A
B. B
C. C
D. D
【单选题】
24.—You can use MSN to talk with Vivien on the Internet. —I know. But can you tell me ________? A. what I can use it B. when I can use it C. why can I use it D. how can I use it
A. A
B. B
C. C
D. D
【单选题】
25. _______ are you going to the School Uniform Exhibition, Amy ? To learn about different styles of school uniform. A. What B. Where C. Which D. Why
A. A
B. B
C. C
D. D
【单选题】
( ) 26. Where does the writer of "The little Prince" come from? A.England. B.France. C.America. D.China.
A. A
B. B
C. C
D. D
【单选题】
( ) 27. What does the prince do after the fox tells him a secret? A.He cares more about a flower and a sheep. B.He meets many more strange adults on other planets. C.He realizes his love for the rose and he goes back to his planet.   D.He discovers interesting things such as a snake, other roses and a fox
A. A
B. B
C. C
D. D
【单选题】
( ) 28. What does "The little Prince" mainly talk about? It' s about _________. A.the adult world B.the planet B -612 C.a rose and a fox D.the adventure of a young prince
A. A
B. B
C. C
D. D
【单选题】
( ) 29. What is the writer's main purpose(目的)in writing this passage?    A.To tell the readers his life story.    B.To tell people what kind of person his father was.    C.To tell the readers what present he got from his father.    D. To let people know how poor he was.
A. A
B. B
C. C
D. D
【单选题】
( ) 30. Why did the father not ask his son not to do this and do that?    A.Because he felt quite confident of his son.    B.Because he was born from a poor family.    C.Because he was a man of few words.    D.Because he didn't want to be much too strict with his son.
A. A
B. B
C. C
D. D
【单选题】
( ) 31. What would someone learn from this passage?    A.How to live by oneself. B.How to stand on one's own feet.    C.What a good father should do. D.What the self-important is like.
A. A
B. B
C. C
D. D
【单选题】
( ) 32. What may be the proper Chinese for the underlined part in the passage?    A.闲暇时光 B.学费 C.精神空虚 D.经济不足
A. A
B. B
C. C
D. D
【单选题】
( ) 33. Why did Natalie Smith pay for the six cars behind her? A. She had seven tickets. B. She hoped to please others. C. She knew the car drivers well. D. She wanted to show kindness.
A. A
B. B
C. C
D. D
【单选题】
( ) 34. Judy Foreman copied down the phrase because she ___ . A. thought it was beautifully written B. wanted to know what it really meant C. decided to write it on a warehouse wall D. wanted her husband to put it up in the classroom
A. A
B. B
C. C
D. D
【单选题】
( ) 35. Who came up with the phrase according to the passage? A. Judy Foreman. B. Natalie Smith. C. Anne Herbert D. Alice Johnson.
A. A
B. B
C. C
D. S
【单选题】
( ) 36. What can we infer from the last paragraph? A. People should practice random kindness to those in need. B. People who receive kindness are likely to offer it to others. C. People should practice random kindness to strangers they meet. D. People who receive kindness are likely to pay it back to the giver.
A. A
B. B
C. C
D. D
【单选题】
( ) 37.The greatest river for navigation is ___________. A. the Nile B. the Amazon C. the Mekong D. the Mississippi
A. A
B. B
C. C
D. D
【单选题】
( ) 38. From a dam, people can use the water for ___________. A. keeping the rivers clean B. only making electricity C. irrigation and making electricity D. washing clothes
A. A
B. B
C. C
D. D
【单选题】
( ) 39. The water in the river is polluted because of _____________. A. people's drinking water too much B. people's swimming in the river too much C. chemicals and other materials D. people's building a dam across a river
A. A
B. B
C. C
D. D
【单选题】
( ) 40. The best title of the passage is ___________. A. Rivers in Cities B. The importance of Rivers C. Transportation D. Natural Resources
A. A
B. B
C. C
D. D
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