【判断题】
无论交易类型是“全额冻结”、“全额解冻”、还是“收回”，输入的金额是使用的授信额度。
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相关试题
【判断题】
循环贷款授信是指经过信贷部门的审批，客户获得银行一定的贷款授信额度后，可以在授信期限内分次提款、循环使用，在支取不超过可用额度的单笔款项时，不用再次审批。
【判断题】
借款人可以对当日借款进行柜面还款，无论归还金额多少，日终计算机系统仍会给借款人发放贷款
【判断题】
循环贷款授信业务，可以通过冲账交易做授信收回。
【判断题】
贷款未全部结清，系统能做“收回”操作。
【判断题】
循环贷款在授信期间执行固定利率，由总行根据市场变化和国家利率政策变动等综合因素确定并适时发布利率区间。
【判断题】
循环贷还款借款人只能持兰花卡到发放贷款网点柜台以转账、现金等方式归还贷款本金。
【判断题】
业主循环贷担保合同必须为最高额担保合同。
【判断题】
兰花卡在业主循环贷授信有效期内可以存在理财业务、三方存管、贵金属代理、基金业务、批量代扣、约定转存、支付宝卡通等业务绑定关系。
【判断题】
每个签订循环贷款授信协议的客户可能会同时拥有多个贷款账号。
【判断题】
借款人授信到期或指定结算账户需结清时，必须利随本清。
【判断题】
部分贷款逾期或者连续欠息三个月以上，系统自动冻结总授信额度
【判断题】
业主循环贷签约卡可以办理ETC相关业务。
【判断题】
循环贷的授信状态为“全额冻结”时，如果有当日借款发生的，可以归还当日借款。
【判断题】
贷款核销及收回的当天，均可进行冲正交易。
【判断题】
我行贷款在柜面核心系统中根据风险类型分为减值贷款和非减值贷款，贷款核销及收回只针对减值贷款。
【判断题】
贷款全部核销或部分核销时，系统较验核销本息是否与信贷系统审批一致。
【判断题】
对核销贷款收回的当天，可进行核销收回的冲正。
【判断题】
贷款损失准备仅在总行提取，所以支行核销贷款时，先从总行下拨核销资金。
【判断题】
贷款核销及核销收回后二联通用凭证加盖清讫章作客户回单。
【判断题】
全额核销和部分核销时，客户无回单，核销收回时，第二联通用凭证作客户回单。
【判断题】
贷款核销是本行内部的账务处理过程，并不解除借贷双方的债权债务关系，分支机构需要做好保密工作。
【判断题】
贷款全部核销或部分核销时，系统只较验核销本金是否与信贷系统审批一致。
【判断题】
贷款核销前必须先确认该笔核销贷款是否为减值贷款
【判断题】
柜面系统进行贷款核销及收回交易时只能输入3014交易码进行操作。
【判断题】
应收贴现利息=票面金额*年贴现利率/360*贴现天数
【判断题】
办理商业汇票贴现前，应认真审核票面要素，辨别汇票的真伪。有缺陷的承兑汇票不能贴现。
【判断题】
经办柜员收到银行承兑汇票后，需要专人审核，金额10万元以上（含）要用票据鉴别仪识别真伪。
【判断题】
银行承兑汇票贴现是指银行承兑汇票的持票人在汇票到期日后，为了取得资金贴付一定利息将票据权利转让给金融机构的票据行为，是金融机构向持票人融通资金的一种方式。
【判断题】
票据业务系统中“退票结清”选项在贴现发托被拒的情况下可以进行选择，若票据状态处理为退票结清，系统支持重新发起托收。
【判断题】
银行承兑汇票、托收凭证三、四、五联，如有证明的，一起装信封寄出，托收凭证第三联上加盖汇票专用章。
【判断题】
验票操作是确认银行承兑汇票真实性的重要环节，可以“先贴后查”；承兑行回复的有关照验票资料必须与原票一并妥善保管
【判断题】
承兑汇票贴现是指银行承兑汇票的持票人在汇票到期日前，为了取得资金贴付一定利息将票据权利转让给金融机构的票据行为，是金融机构向持票人融通资金的一种方式。
【判断题】
我行应收贴现利息=票面金额*年贴现利率/贴现天数*360
【判断题】
可以在承兑汇票前手背书人栏随意填写背书日期。
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【单选题】
市郊联社目前开展的ETC业务分为哪几类___
A. 储值卡，借记卡
B. 储值卡，记账卡
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ATM长款业务差错处理应在___个工作日内将款项上划至省联社资金清算中心
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新版电子银行自助签约账户转账单笔限额是___元，日累计限额是（ ）元。( )
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新版个人手机银行转账单笔限额是___元，日累计限额是（ ）元。( )
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新版个人网银转账单笔限额是___元，日累计限额是（ ）元。( )
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河南省农村信用社手机银行中的无卡取款业务日累计限额（），每日可进行（）次无卡取款。___
A. 5000元，3次
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C. 20000元，3次
D. 20000元，5次
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市郊联社自助设备支持单笔取款最高额度为？___
A. 3000元
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— How are you, Bob?___
A. How are you?
B. I'm fine. Thank you.
C. How do you do?
D. Nice to meet you.
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— Thanks for your help.___
A. My pleasure.
B. Never mind.
C. Quite right.
D. Don't thank me.
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— Hello, my name is Charles Green, but ___ .
A. call my Charles
B. call me at
C. harles C. call me Charles
D. call Charles me
【单选题】
— ___, and how are you?
A. Don't mention it
B. Hm, not too bad
C. Thanks
D. Pretty fast
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— I'm sorry. I am late due to the heavy traffic___
A. Well, it's OK.
B. No, it's all right.
C. You are welcome.
D. You are wrong.
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— It's rather cold in here. Do you mind if I close the window?___
A. Yes, please.
B. No, please.
C. Sure, please.
D. I don't like it.
【单选题】
___He teaches physics in a school.
A. What does your father do?
B. Who is your father?
C. What is your father doing?
D. Where is your father now?
【单选题】
— Excuse me, how much is the jacket?___ It's 499 Yuan.
A. Oh, no. That's OK!
B. How do you like it?
C. Which do you prefer?
D. Would you like to try it on?
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— Could you help me with my physics, please？___
A. No, no way.
B. No, I couldn't
C. No, I can't.
D. Sorry I can't. I have to go to a meeting right now.
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— Could I speak to Don Watkins, please?___
A. Speaking, please.
B. Oh, how are you?
C. I'm listening.
D. I'm Don.
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— Could I borrow your car for a few days?___
A. Yes, you may borrow.
B. Yes, go on.
C. Sure, here is the key. Enjoy your journey.
D. It doesn't matter.
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— Thank you for inviting me.___
A. I really had a happy time.
B. Oh, it's too late.
C. Thank you for coming.
D. Oh, so slowly?
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— May I see your tickets, please?___
A. Sure.
B. No, you can't.
C. No, they are mine.
D. Yes, you can.
【单选题】
— Please help yourself to the seafood.___
A. No, I can't.
B. Sorry, I can’t help.
C. Well, seafood don’t suit.
D. Well, I'm afraid I don't like seafood.
【单选题】
— Would you like to go to the concert with us this evening?___
A. No, I already have plans.
B. I'd love to, but I'm busy tonight
C. No, I really don't like being with you.
D. I'm ill, so I shouldn't go out.
【单选题】
— Congratulations! You won the first prize in today's speech contest.___
A. Yes, I beat the others.
B. No, no, I didn’t do it well.
C. Thank you.
D. It's a pleasure.
【单选题】
— Must I take a taxi? No, you___. You can take my car.
A. had better to
B. don't
C. must not
D. don't have to
【单选题】
— We are going to have a singing party tonight. Would you like to join us?___
A. I'm afraid not, because I have to go to an important meeting.
B. Of course not. I have no idea
C. No, I can’t.
D. That's all set
【单选题】
— How was your trip to London, Jane?___
A. Oh, wonderful indeed.
B. I went there alone.
C. The guide showed me the way.
D. By plane and by bus.
【单选题】
— Hey, Tom, what's up?___
A. Yes, definitely!
B. Oh, not much.
C. What is happening in your life?
D. You are lucky.
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— Do you mind my smoking here?___
A. No, thanks.
B. Yes, I do.
C. Yes. I'd rather not.
D. Good idea.
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— Did you know that David injured his leg yesterday?Really? ___
A. Who did that?
B. What's wrong with him?
C. How did that happen?
D. Why was he so careless?
【单选题】
— This box is too heavy for me to carry it upstairs.___
A. You may ask for help.
B. I'll give you a hand.
C. Please do me a favor.
D. I'd come to help.
【单选题】
— I wonder if I could use your computer tonight?___ I'm not using it right now.
A. Sure, here you are.
B. I don't know.
C. It doesn't matter.
D. Who cares?
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— Excuse me, could you show me the way to the nearest post office?___ Oh yes! Two blocks away from here at the Green Avenue. You can’t miss it.
A. I beg your pardon?
B. What do you mean?
C. You’re welcome.
D. Um, let me think.
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— Wow! This is a marvelous room! I’ve never known you’re so artistic.____
A. Great, I am very art-conscious.
B. Don’t mention it.
C. Thanks for your compliments.
D. It's fine.
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— Is it possible for you to work late tonight？___
A. I like it.
B. I'll do that.
C. I'd love to. .
D. I think so.
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— Unbelievable! I have failed the driving test again!___ This is not the end of the world.
A. Good luck.
B.
C. heer up. C. Go ahead.
D. No problem.
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Are you feeling better today, Jack?___
A. There must be something wrong.
B. Just have a good rest.
C. Yes, thank you, doctor. But I still don't feel good.
D. Don’t worry about me.
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Thank you so much for your lovely gift.___
A. Never mind.
B. I'm glad you like it.
C. Please don't say so.
D. No, It's not so good.
【单选题】
Would you like something to drink? What about a cup of tea?___
A. No, thanks.
B. No, I wouldn’t
C. Yes, I want.
D. Yes, I like.
