【判断题】
按照《中国银监会办公厅关于规范商业银行同业业务治理的通知》（银监办发〔2014〕140号）规定，本通知仅适用于中华人民共和国境内依法设立的商业银行与金融机构之间开展的以投融资为核心的各项同业业务，商业银行以外的其他银行业金融机构不需执行
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相关试题
【判断题】
按照《中国银监会办公厅关于规范商业银行同业业务治理的通知》（银监办发〔2014〕140号）规定，商业银行应具备与所开展同业业务规模和复杂程度相适应的同业业务治理体系，在法人总部对同业业务进行统一管理的基础上，各上级行对下辖机构的同业业务开展情况进行统筹管理
【判断题】
按照《中国银监会办公厅关于规范商业银行同业业务治理的通知》（银监办发〔2014〕140号）规定，商业银行开展同业业务实行专营部门制，由法人总部建立或指定专营部门负责经营
【判断题】
按照《中国银监会办公厅关于规范商业银行同业业务治理的通知》（银监办发〔2014〕140号）规定，商业银行同业业务专营部门以外的其他部门和分支机构不得经营同业业务，已开展的存量同业业务到期后结清；不得在金融交易市场单独立户，已开立账户的不得叙做业务，并在存量业务到期后立即销户
【判断题】
按照《中国银监会办公厅关于规范商业银行同业业务治理的通知》（银监办发〔2014〕140号）规定，同业业务由总行专营部门进行逐笔审批，相关的资产、负债及损益按照客户归属关系在相应的分支机构账面进行核算
【判断题】
2014年9月，某农商银行为拓宽金融市场业务，新成立了同业业务部，主要负责开展同业拆借、同业代付、同业投资、买入返售卖出回购等各类业务。根据《银监会办公厅关于规范商业银行同业业务治理的通知》的规定，由于新部门人手有限，为维持原有的同业业务规模，其各地分行仍可自行开展同业业务，但需向同业业务部及时报备
【判断题】
金融机构开展的以投融资为核心的同业业务，应当按照各项交易的业务实质归入上述基本类型，并针对不同类型同业业务实施分类管理
【判断题】
同业拆借业务是指经中国人民银行批准，进入全国银行间同业拆借市场的金融机构之间通过全国统一的同业拆借网络进行的各类资金融通行为
【判断题】
买入返售（卖出回购）是指两家金融机构之间按照协议约定先买入（卖出）金融资产，再按约定价格于到期日将该项金融资产返售（回购）的资金融通行为
【判断题】
金融机构应当合理配置同业业务的资金来源及运用，将同业业务置于流动性管理框架之下，加强期限错配管理，控制好流动性风险
【判断题】
金融机构同业投资应严格风险审查和资金投向合规性审查，按照“实质重于形式”原则，根据所投资基础资产的性质，准确计量风险并计提相应资本与拨备
【判断题】
甲银行与乙银行签署合作协议开展票据买入返售业务，甲银行将其持有的承兑汇票资产卖断给乙银行，并约定在票据到期时予以回购。根据《关于规范金融机构同业业务的通知》的规定，由于票据资产已经卖断，甲银行随即将上述资产从资产负债表转出
【判断题】
按照《中国银监会关于完善银行理财业务组织管理体系有关事项的通知》规定，银行违反规定开展理财业务的，银监会及其派出机构将按照违反审慎经营规则进行查处
【判断题】
按照《中国银监会关于完善银行理财业务组织管理体系有关事项的通知》规定，对于一般个人客户，在进行充分的风险评估后银行可以向其提供各类风险等级的理财产品
【判断题】
按照《中国银监会关于完善银行理财业务组织管理体系有关事项的通知》规定，银行在对高资产净值客户和私人银行客户进行充分的风险评估后，可以向其提供各类风险等级的理财产品
【判断题】
按照《中国银监会关于完善银行理财业务组织管理体系有关事项的通知》规定，不得提供含有刚性兑付内容的理财产品介绍，保证收益型理财产品除外
【判断题】
某商业银行销售某款理财产品，客户为文盲，客户经理贾某，在对理财文件逐一解读后，并对整个过程进行录音，根据客户的意思，贾某帮客户填写了相应的理财文件，客户签名时，为帮助客户，贾某在白纸上书写客户名字，客户临摹贾某所写笔迹作为签名，依据《中国银监会关于完善银行理财业务组织管理体系有关事项的通知》规定，该行为符合规定
【判断题】
某商业银行配合“双十一”活动，将收益为7.8%的原高净值客户的私人银行理财产品的购买门槛由600万元起售降为50万元起售，未要求客户提供相应的资产证明，根据《中国银监会关于完善银行理财业务组织管理体系有关事项的通知》规定，该行为未违反规定
【判断题】
按照《商业银行资本管理办法（试行）》规定，银监会有权在第二支柱框架下提出更审慎的资本要求，包括按照风险判断针对部分资产组合提出的特定资本要求以及按照监督检查结果针对单家银行提出的特定资本要求
【判断题】
按照《商业银行资本管理办法（试行）》规定，商业银行计量各类表内资产的风险加权资产，应首先从资产账面价值中扣除相应的减值准备，然后乘以风险权重
【判断题】
按照《商业银行资本管理办法（试行）》规定，商业银行应当计量银行账户和交易账户的交易对手信用风险加权资产
【判断题】
按照《商业银行资本管理办法（试行）》规定，商业银行应当制定清晰的银行账户和交易账户划分标准，明确纳入交易账户的金融工具和商品头寸以及在银行账户和交易账户间划转的条件，确保执行的一致性
【判断题】
按照《商业银行资本管理办法（试行）》规定，商业银行采用权重法的，质物或保证的担保期限大于等于被担保债权期限的，具备风险缓释作用
【判断题】
按照《商业银行资本管理办法（试行）》规定，商业银行并表资本充足率的计算范围应包括商业银行境内外所有分支机构
【判断题】
按照《商业银行资本管理办法（试行）》规定，商业银行一级资本充足率不得低于5%
【判断题】
按照《商业银行资本管理办法（试行）》规定，商业银行采用权重法计量信用风险加权资产的，超额贷款损失准备可计入二级资本，但不得超过信用风险加权资产的1.25%
【判断题】
按照《商业银行资本管理办法（试行）》规定，经董事会核准，商业银行可变更信用风险加权资产计量方法
【判断题】
按照《商业银行资本管理办法（试行）》规定，商业银行对境外主权和金融机构债权的风险权重，以所在国家或地区的外部信用评级结果为基准。若某国家或地区的评级为AA-以下，A-（含）以上的，则该国家或地区政府及其中央银行债权，风险权重为20%
【判断题】
按照《商业银行资本管理办法（试行）》规定，商业银行对我国公共部门实体债权的风险权重为25%
【判断题】
按照《商业银行资本管理办法（试行）》规定，商业银行采用高级内部评级法，有效期限为1年和内部估计的有效期限两者之间的较大值，但最大不超过5年
【判断题】
按照《商业银行资本管理办法（试行）》规定，商业银行可以采用标准法或内部模型法计量操作风险资本要求
【判断题】
按照《商业银行资本管理办法（试行）》规定，商业银行监事会应当对董事会及高级管理层在资本管理和资本计量高级方法管理中的履职情况进行监督评价，并至少每半年一次向股东大会报告董事会及高级管理层的履职情况
【判断题】
按照《商业银行资本管理办法（试行）》规定，实收资本或普通股及其它资本工具的变化情况应按季披露
【判断题】
根据《商业银行资本管理办法》的规定，富丽银行的总资本包括核心一级资本、其他一级资本和二级资本
【判断题】
大隶基金为实现跨越式发展决定增资扩股引入战略投资者，磐基银行通过增资持有大隶基金30％的股权，并通过入股协议获得大隶基金董事会席位（共9席）中5位董事的任免权。根据《商业银行资本管理办法》的规定，在计算并表资本充足率时，磐基银行将大隶基金纳入并表范围的做法是否正确？
【判断题】
按照《中国银监会关于中国银行业实施新监管标准的指导意见》规定，监管资本分为两类，即一级资本和二级资本
【判断题】
按照《中国银监会关于中国银行业实施新监管标准的指导意见》规定，将现行的两个最低资本充足率要求调整为三个资本充足率要求，即核心一级资本充足率、一级资本充足率和资本充足率分别不低于5%、6%和8%
【判断题】
按照《中国银监会关于中国银行业实施新监管标准的指导意见》规定，银行业金融机构应按照“《新资本协议》与《第三版巴塞尔协议》同步推进，第一支柱与第二支柱统筹考虑”的总体要求，从公司治理、政策流程、风险计量、数据基础、信息科技系统风方面不断强化风险管理
【判断题】
按照《商业银行与内部人和股东关联交易管理办法》规定，一般关联交易是指商业银行与一个关联方之间单笔交易金额占商业银行资本净额1%以下，且该笔交易发生后商业银行与该关联方的交易余额占商业银行资本净额5%以下的交易
【判断题】
按照《商业银行与内部人和股东关联交易管理办法》规定，重大关联交易是指商业银行与一个关联方之间单笔交易金额占商业银行资本净额1%以上，或商业银行与一个关联方发生交易后商业银行与该关联方的交易余额占商业银行资本净额5%以上的交易
【判断题】
按照《商业银行与内部人和股东关联交易管理办法》规定，即使关联方以银行存单、国债提供足额反担保，商业银行也不得为关联方的融资行为提供担保
推荐试题
【单选题】
If you don’t ___ cooking today, we can go out to eat at the new restaurant.
A. would like
B. go on with
C. feel like
D. figure out、
【单选题】
Bullying (恃强欺弱) can ___ a climate of fear and anxiety in school, and prevent students from focusing on their schoolwork.
A. keep back
B. give rise to
C. feel like
D. make use of
【单选题】
Science can now ___ many things which were thought to be mysterious by ancient people.
A. care for
B. lay out
C. account for
D. set up
【单选题】
The school has ___ many after-class activity groups for the pupils to make their spare time more colorful.
A. set up
B. set off
C. set out
D. set down
【单选题】
When he was a small kid, he ___ from his peers because he could read fast and remember whatever he rea D.
A. showed off
B. worked out
C. stood out
D. straightened up
【单选题】
The fall in the number of deaths from heart disease is generally ___ improvements in diet.
A. put up with
B. attributed to
C. added to
D. replaced with
【单选题】
We can be partners for now, but ultimately you have to ___ to develop a new software for our project.
A. keep up
B. fire off
C. make sense
D. take the lead
【单选题】
Emotional Intelligence (情商) could be of practical use in many ___ such as how companies decide which job applicant to hire, how parents should raise their children, how schools should teach the students, and so on.
A. aspects
B. disciplines
C. structures
D. opportunities
【单选题】
The teacher should praise students for their correct answers and also suggest ___ possibilities.
A. unlimited
B. unique
C. alternative
D. essential
【单选题】
In some classrooms, desks are arranged in a U-shape, so the teacher can ___ easily with the students.
A. interrupt
B. interact
C. interpret
D. interview
【单选题】
Computer technology ___ individuals to educate themselves and adapt to a constantly changing job market.
A. lets
B. makes
C. enables
D. provides
【单选题】
Our hope for an enjoyable dinner was instantly ___ when the waiter dropped a salad plate on my hea D.
A. spoiled
B. restricted
C. exploded
D. vanished
【单选题】
___ the world has ever seen has occurred in the information and communications technologies.
A. Great a change
B. The great change
C. A greatest change
D. The greatest change
【单选题】
___ so many people around, it wasn’t convenient to have a long talk with him.
A. As
B. When
C. With
D. Since
【单选题】
Alice used to be terribly shy, but working abroad for a year has completely ___ her.
A. solved
B. transformed
C. characterized
D. regulated
【单选题】
Chinese Mandarin (普通话) is ___ for foreigners to learn because the changes in the tone will totally change the meaning of words.
A. difficult
B. accessible
C. competitive
D. easy
【单选题】
Take action on those things that will have the biggest ___ impact on your life with the least amount of effort.
A. portable
B. positive
C. sophisticated
D. moderate
【单选题】
The adoption of this measure will greatly reduce the ___ of greenhouse gas emissions (排放物), which may help slow global warming.
A. loan
B. decline
C. release
D. response
【单选题】
I think I have a healthy lifestyle. I eat a lot of fruit and vegetables, and I’m a ___ drinker.
A. moderate
B. heavy
C. gradual
D. delicate
【单选题】
In a way the human race needs to improve its mental and physical qualities if it is to deal with the more and more ___ world and meet new challenges.
A. typical
B. complex
C. rational
D. orderly
【单选题】
If a person simply does not care about this activity, it’s ___ impossible to get him to participate.
A. barely
B. seldom
C. hardly
D. practically
【单选题】
Sometimes, even when the mind ___ functioning, the body keeps on working normally.
A. ceases
B. arouses
C. regulates
D. specializes
【单选题】
Jeffery expressed his ___ about the health and fitness of his co-workers, but they said they didn’t want to “waste time” on an exercise bike or jogging.
A. agony
B. concern
C. addiction
D. feedback
【单选题】
Such chemicals are indeed negatively ___ those humans to whom they are expose D.
A. risking
B. detecting
C. impacting
D. overwhelming
【单选题】
We regret for selling you the faulty product, and our company has agreed to ___ you by $500.
A. match
B. reverse
C. reward
D. compensate
【单选题】
This lecture taught me how to manage my time better to include my online studies in my busy ___.
A. schedule
B. outline
C. structure
D. responsibility
【单选题】
Generally speaking, an Irish person will not accept an offer straight away; he will ___ once or twice first before accepting it.
A. receive
B. decline
C. summarize
D. polish
【单选题】
There is every possibility that many species (物种) of animals will die out because of their disappearing food ___.
A. mode
B. source
C. pattern
D. foundation
【单选题】
As a college student, you should enjoy learning and get yourself ___ in those things that interest you.
A. concerned
B. devoted
C. involved
D. pursued
【单选题】
The name of Hitler (希特勒) has always been associated with war and ___ killing in the minds of those people who lived through World War Two.
A. imaginary
B. multiple
C. indispensable
D. massive
【单选题】
He works hard every day to make more money, but he ___ his health, time with his family, and the hobbies he once love D.
A. neglects
B. reminds
C. ceases
D. Declines
【单选题】
I asked a passenger sitting beside me if our train was the Westlake Express train, and he said he ___ of it.
A. not even heard
B. had not even heard
C. even not heard
D. ever had not heard
【单选题】
Whatever you say in the paper has to ___ your own thinking; hence simply repeating the professor’s opinions or whatever is in the readings will not get you very far.
A. ignore
B. arouse
C. reflect
D. release
【单选题】
We are sorry to know that they did not succeed ___ the project for lack of necessary funds.
A. to fulfill
B. to have fulfilled
C. in fulfilling
D. with fulfilling
【单选题】
It is surprising that fewer students were prepared to undertake the ___ to hand in written work on a regular basis, or to study over long periods.
A. engagement
B. commitment
C. authority
D. aspiration
【单选题】
Emily felt hurt and ___ by a close friend who had borrowed a considerable sum of money to pay for a house and then took it as a gift, never thinking of giving back the money.
A. conflicted
B. curbed
C. swollen
D. betrayed
【单选题】
In 1988 the old system was ___ in the country and a new system was introduced to take effect in 1990.
A. transmitted
B. abolished
C. assumed
D. compensated
【单选题】
We should not ___ ourselves to the classroom. We should go out of the classroom, see the world and talk to others as much as we can.
A. entertain
B. confine
C. assign
D. involve
【单选题】
I have always been grateful ___ Fred __the generous and helpful information when I was at the crossroads.
A. to … for
B. to … with
C. for … with
D. for … to
【单选题】
I think we both need to ___ the past, be happy about what we had for a time, learn from our experiences, and move on from there.
A. let go of
B. give authority to
C. make sense of
D. keep up with
