【判断题】
小张用亲哥哥的四环内住房（130平方米、房龄15年）为其担保向市郊联社申请借款，该贷款符合“房易贷”产品条件。
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相关试题
【判断题】
“薪易贷”业务担保方式包括保证、抵押、质押。采取保证担保的，保证人须为本单位（本系统）至少1名级别相近、具备担保实力的员工或借款人成年子女。
【判断题】
“微贷通”管理办法要求：不得对污染严重、技术落后、资源浪费的行业经营者进行评级授信。
【判断题】
张某在庙李信用社有存款业务，截止目前已经连续12个月日均存款在25万元，他可以向该社申请“共赢贷”业务。
【判断题】
“房易贷”所要求抵押物必须为直系亲属，包括配偶、父母、子女、血亲兄弟姐妹等。
【判断题】
“共赢贷”额度按照借款人夫妻双方近一年日均存款的3倍进行核定，最高不超过300万元(含）。再次用信时，用信额度须进行重新测算，但不得超过原合同金额。
【判断题】
“共赢贷”可采用保证、抵押、质押等担保方式。采用保证担保方式的，要求至少2名具备担保实力的保证人提供连带责任担保。
【判断题】
“创富贷”的贷款对象主要是辖区内有经营需求的传统农户及农户以外的个体工商户。
【判断题】
“创富贷”贷款单次用信最长36个月，最高贷款金额100万元。
【判断题】
“助力贷”客户必须在郑州市辖区内有自有房产。
【判断题】
贷款展期时，展期期限加上原贷款期限达到新利率期限档次的，自展期之日起，贷款利率应在取消一切下浮（除担保方式外）的基础上，按照同期限档次基本利率进行测算，执行利率不得高于原贷款利率
【判断题】
《河南省农村信用社个人信贷业务操作规程》中规定，市县联社可为生产经营正常、暂时出现还款困难的个人客户办理贷款展期手续，并合理确定个人客户贷款展期期限，一年以内（含）的个人贷款，展期期限累计不得超过原贷款期限；一年以上的个人贷款，展期期限累计与原贷款期限相加，不得超过该贷款品种规定的最长贷款期限。
【判断题】
《河南省农村信用社个人信贷业务操作规程》中规定，贷款的展期期限加上原期限达到新的利率期限档次时，从展期之日起按照新的期限档次利率执行且不低于原贷款利率。
【判断题】
《河南省农村信用社信贷业务管理基本制度》中规定，信贷业务基本流程是：受理→调查→审查 →审议与审批→信用发放与支付→贷后管理。
【判断题】
信贷业务按期限可分为：短期信贷业务、 中期信贷业务和长期信贷业务。长期信贷业务是指期限5年（含）以上的信贷业务。
【判断题】
“金燕e贷”业务要求，新增客户需与就业单位签订1年以上正式劳动合同且已在所就业单位工作满1年。
【判断题】
申请个人二手住房按揭业务的借款人年龄应在18至60周岁之间。
【判断题】
市郊联社二手住房按揭贷款金额不超300万元。
【判断题】
若借款人的月均可支配收入不足以覆盖月按揭贷款还款额，应当追加有还款能力的自然人作为共同还款人。
【判断题】
借款人购买二手住房并在市郊联社办理按揭业务，贷款期限与所购房屋的建成年限之和不得超过40年。
【判断题】
个人二手住房按揭业务中，若借款人在贷款发放12个月内申请提前还款，需缴纳与上一期应还月供同等金额的违约金。
【判断题】
惠民贷业务申请时，夫妻双方正在发生贷款业务的金融机构总数超过5家（含）的禁止准入
【判断题】
在评定三星级信用社区（村）时，社区（村）不良贷款户数比例应低于1%。
【判断题】
针对省联社渠道信息，在分发岗指派后，客户经理应在24小时内签收完毕。
【判断题】
客户经理在惠民贷实地调查时须现场核实客户身份、资产、经营、收入等信息。
【判断题】
保险公司和银行可以在没有投保人授权的情况下自动在投保人名下的银行卡中划转投保人的保费。
【判断题】
代理人在帮助客户投保的时候知道客户有高血压，但为了帮助客户顺利投保，可以替客户隐瞒并更改客户体检报告。
【判断题】
商业银行应在保险单、业务系统和保险代理业务账簿中完整、真实地记录商业银行网点名称及网点销售人员姓名和工号。
【判断题】
根据“党建+金融”银村共建工作推进方案要求，至2019年9月底，原则上实现与辖内符合条件的行政村“党建+金融”银村共建工作100%全覆盖。
【判断题】
五星级信用社区（村）需要在信用社开立唯一结算账户，社区（村）居民在信用社授信覆盖率达到50%，不良贷款户数比例低于1%，至少连续两年被评为四星级信用社区（村）。
【判断题】
“金燕e贷”客户原则上最低授信1000元，最高授信30万元。
【判断题】
市郊联社大额存单利率较同档次基准利率上浮55%。
【判断题】
在理财销售过程中，不得提供含有刚性兑付内容的理财产品介绍，不得使用小概率事件夸大产品收益率或收益区间。
【判断题】
一般商业银行信贷资金周转速度越快，流动性越强，安全性越强，效益性越强。
【判断题】
借款人将债务全部或部分转让给第三方的，无须取得银行的同意。
【判断题】
保证方式包括一般保证和连带责任保证两种方式。
【判断题】
区域风险是指受特定区域的自然、社会、经济、文化和银行管理水平等因素影响，而使信贷资产遭受损失的可能性。
【判断题】
行业风险是指由于一些不确定因素的存在，导致对某行业生产、经营、投资或授信后偏离预期结果而造成损失的可能性。
推荐试题
【单选题】
某社区有1 2个积极分子A～L，他们之间的联系渠道见下图。居委会至少需要通知他们之中___个人，才能通过联系渠道通知到所有积极分子。
A. : 1
B. : 2
C. : 3
D. : 4
【单选题】
___属于人工智能的应用。
A. ：程序设计
B. ：指纹识别
C. ：社区聊天
D. ：数据统计
【单选题】
)，并了解他们考虑的一些问题。这些问题一般不包括___。
A. ：他们对将要讨论的事项了解多少
B. ：他们需要什么，又想要知道什么
C. ：他们的艺术水平和欣赏能力如何
D. ：他们将如何利用分析展示的信息
【单选题】
信息处理技术员资格考试的试卷包括信息处理基础知识、计算机基础知识、法律法规知识、专业英语、办公软件使用技能五个方面。某次考试后，对这五个方面分别统计了各考生的得分率以及全国的平均得分率。为了直观展现每个考生在各个方面的水平以及该考生的整体水平，并与全国平均水平进行比较，宜采用___。
A. ：直方图
B. ：圆饼图
C. ：折线图
D. ：雷达图
【单选题】
The___ is the primary device for entering information into the computer
A. ：disk
B. ：printer
C. ：keyboard
D. ：memory
【单选题】
___ system let you run more tlian one program at a time
A. : Application
B. :Software
C. : Real time
D. :Multitask
【单选题】
Small business may use___ for word processing
A. : microcomputers
B. :industrial computers
C. : mainframe computers
D. :supercomputers
【单选题】
Once you've made the Internet connection, you can send___ to any of computer user all around the w orld
A. ：e-mail
B. :WWW
C. ：ccc
D. ：web station
【单选题】
Which statement about zone-based firewall configuration is true？___
A. You can assign an interface to more than one zone
B. Traffic is implicitly denied by de fault between interfaces in the same zone
C. The zone must be configured before it can be a ssigned
D. Traffic that is destined to or sourced from the Self zone is de nied by default
【单选题】
Refer to the exhibit line in this configuration prevents the help Desk user from modifying the interface configuration.___
A. Privilege exec level 10 interface
B. Privilege exec level 9 configure terminal
C. Privilege exec level 7 show start-up
D. Username HelpDesk privilege 6 password help
【单选题】
You have been tasked with blocking user access to websites that violate company policy， but the sites use dynamic IP addresses. What is the best practice for URl filtering to solve the problem？___
A. Enable URL filtering and use URL categorization to block the we bsites that violate company
B. Enable URL filtering and create a blacklist to block the websites that violate company policy
C. Enable URL filtering and create a whitelist to block the websites that violate company policy
D.
E. nable URL filtering and use URL categorization to allow only the websites that company policy allows users to access.
【单选题】
Within an 802. 1x-enabled network with the auth Fail feature configured， when does a switch port get placed into a restricted VLAN？___
A. When a conected client fails to authenticate after a certain number of attempts.
B. if a connected client does not support 802. 1x
C. when AAA new-model is ena bled
D. after a connected client exceeds a specified idle time
E. when 802. 1x is not globally enabled on the Cisco Catalyst switch
【单选题】
Which type of attack does a proxy firewall protect against ？___
A. cross-site scripting attack
B. worm traffic
C. port scanning
D. DDoS attacks
【单选题】
When an administrator initiates a device wipe command from the ISE， what is the immediate effect？___
A. It requests the administrator to choose between erasing all device data or only managed corporate data.
B. It requests the administrator to enter the device pin or password before proceeding with the operation
C. It notifies the device user and proceeds with the erase operation
D. It immediately erases all data on the device
【单选题】
What is a valid implicit permit rule for traffic that is traversing the ASa firewall？___
A. ARPs in both directions are permitted in transparent mode only
B. Unicast IPv4 traffic from a higher security interface to a lower security interface is permittee in routed mode only.
C. Unicast IPv6 traffic from a higher security interface to a lower security interface is permitted in transparent mode only.
D. Only BPDUs from a higher security interface to a lower secur ity interface are permitted in transparent mode.
E. Only BPDUs from a higher security interface to a lower secur ity interface are permitted in routed mode
【单选题】
A specific URL has been identified as containing malware. What action can you take to block users from accidentally visiting the URl and becoming infected with malware ？___
A. Enable URL filtering on the perimeter router and add the URls you want to block to the router's local URL list
B. Enable URL filtering on the perimeter firewall and add the URls you want to allow to the router's local URL list.
C. Enable URL filtering on the perimeter router and add the URls you want to allow to the firewall's local URL list
D. Create a blacklist that contains the URl you want to block and activate the blacklist on the perimeter rout
E. Create a whitelist that contains the URLs you want to allow and activate the whitelist on the perimeter router.
【单选题】
How does PEAP protect the EAP exchange ？___
A. It encrypts the exchange using the server certificate
B. It encrypts the exchange using the client certificate
C. It validates the server-supplied certificate,and then encrypts the exchange using the client certificate
D. It validates the client-supplied certificate,and then encrypts the excha nge using the server certificate
【单选题】
Which feature of the Cisco Email Security Appliance can mitigate the impact of snowshoe spam and sophisticated phishing attacks？___
A. contextual analysis
B. holistic understanding of threats
C. graymail management and filtering
D. signature-based IPS
【单选题】
Refer to the exhibit【nat (inside,outside)dunamic interface】 Which translation technique does this configuration result in？___
A. DynamIc PAT
B. Dynamic NAT
C. Twice NAT
D. Static NAT
【单选题】
Refer to the exhibit which are repre sents the data center？___
【单选题】
While trouble shooting site-to-site VPN， you issued the show crypto isakmp sa command. What does the given output show？___
A. IKE Phase 1 main mode was created on 10.1.1.5， but it failed to negotiate with 10.10 10.2
B. IKE Phase 1 main mode has successfully negotiated between 10.1.1.5 and 10.10..
C. IKE Phase 1 aggressive mode was created on 10.1.1.5， but it failed to negotiate with
【单选题】
Refer to the exhibit All ports on switch 1 have a primary vLan of 300 Which devices can host 1 reach？___
A. host 2
B. server
C. host 4
D. other devices within VLAN303
【单选题】
Which option is the cloud-based security service from Cisco the provides URL filtering， web browsing content security， and roaming user protection？___
A. Cloud Web service
B. Cloud Advanced Malware Protection
C. Cloud We b Security
D. Cloud Web Protection
【单选题】
How can you detect a false negative on an IPS？___
A. View the alert on the ips
B. Review the ips log
C. Review the is console
D. Use a third- party system to perform penetration testing.
E. Use a third- party to audit the next generation firewall rules
【单选题】
If a switch port goes directly into a blocked state only when a superior BPDU is received， what mechanism must be in use？___
A. STP BPDU guard
B. Loop guard
C. EtherChannel guard
D. STP Root guard
【单选题】
what improvement does EAP-FASTv2 provide over EAP-FAST？ ___
A. It allows multiple credentials to be passed in a single EAP exchange.
B. It supports more secure encryption protocols
C. It allows faster authentication by using fewer packets.
D. It addresses security vulnerabilities found in the original protocol
【单选题】
When users login to the Client less Ssl Vpn using https://209.165.201.2/test ,which group policy will be applied？___
A. test
B. clientless
C. sales
D. DfitGrp Policy
E. Default RAGroup
F. Default WEB VPN
G. roup
【单选题】
Which user authentication method is used when users login to the Clientless SSLVPN portal using https://209.165.201.2/test？___
A. AAA with LOCAL database
B. AAA with RADIUS server
C. Certificate
D. :Both Certificate and aaa with LoCAL database
E. Both Certificate and AAA with RADIUS server
【单选题】
What' s the technology that you can use to prevent non malicious program to runin the computer that is disconnected from the network？___
A. Firewall
B. Sofware Antivirus
C. Network IPS
D. Host IPS
【单选题】
Which statement about the communication between interfaces on the same security level is true？___
A. Interfaces on the same security level require additional configuration to permit interinterface communication
B. Configuring interfaces on the same security level can cause asymmetric routing
C. All traffic is allowed by default between interfaces on the same security level
D. You can configure only one interface on a n individual security level
【单选题】
Which product can be used to provide application layer protection for tcp port 25 traffic？___
A. ESA
B. CWS
C. WSA
D. ASA
【单选题】
which iPS mode is less secure than other options but allows optimal network through put ?___
A. inline mode
B. inline-bypass mode
C. transparent mode
D. Promiscuous mode
【单选题】
Which feature of the Cisco Email security Appliance can mitigate the impact of snowshoe spam and sophisticated phishing attack？___
A. reputation based filtering
B. signature based IPS
C. contextual analysis
D. graymail management and filtering
【单选题】
Which type of social-engineering attack uses normal tele phone service as the attack vector？___
A. smishing
B. dialing
C. phishing
D. vishing
【单选题】
Which quantifiable item should you consider when you organization adopts new technologies？___
A. exploits
B. vulnerability
C. threat
D. Risk
【单选题】
Referencing the ClA model， in which scenario is a hash- only function most appropriate ？___
A. securing data at rest
B. securing real-time traffic
C. securing data in files
D. securing wireless transmissions
【单选题】
Which ports must be open between a aaa server and a microsoft server to permit Active Directory authentications？___
A. 445 and 389
B. 888 and 3389
C. 636 and 4445
D. 363 and 983
【单选题】
Refer to the exhibit for which reason is the tunnel unable to pass traffic___
A. the tunnel is failing to receive traffic from the remote peer
B. the local peer is unable to encrypt the traffic
C. the ip address of the remote peer is incorrect
D. UDP port 500 is blocked
【单选题】
Which type of attack can exploit design flaws in the implementation of an application without___
A. DHCP starvation attacks
B. low-rate dos attacks
C. application DDos flood attacks
D. application DDoS flood attacks
E. volume-based DDoS attacks
【单选题】
How can you protect CDP from reconnaissance attacks？___
A. Enable dynamic ARP inspection on all untrusted ports.
B. Enable dot1x on all ports that are connected to other switches.
C.
D. isable CDP on ports connected to endpoints.
