相关试题
【判断题】
1:《金融企业呆账核销管理办法》所称呆账是指金融企业承担风险和损失,符合本办法认定条件的债权和股权资产
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2:《金融企业呆账核销管理办法》所称核销是指金融企业将认定的呆账,冲销计提的资产减值准备或直接调整损益,并将资产冲减至资产负债表外的账务处理方法
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3:法律意见书应由金融企业内部相关部门出具,就被核销债权进行的法律诉讼情况进行说明
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4:对于发生的呆账,金融企业要统筹风险管理,财务能力,内部控制,审慎合规,尽职追偿等因素,及时从计提的资产减值准备中核销
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5:金融企业要对已核销资产做好台账记录、立案归档、专人管理,加强追索维护权益
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6:自法院裁定破产案件终结之日起已超过1年的债权,核销后可完全终结不纳入账销案存管理
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7:金融企业应当建立呆账核销责任认定和追究制度
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8:金融企业应当建立对呆账核销的专项审计制度,对核销制度、核销条件和程序、核销后的资产管理、责任认定和追究等进行定期或不定期审计,并于年度终了后5个月内出具专项审计报告
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9:金融企业应在每个会计年度终了后6个月内向同级财政部门报送上年度呆账核销情况以及专项审计报告
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10:抵债资产,是指市县行社依法行使债权或担保物权而受偿于债务人、担保人或第三人的实物资产或财产权利
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12:市县行社在取得抵债资产后应合理确定其抵债价值
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13:市县行社在不影响法院拍卖的情况下,可根据相关规定进行债权转让
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14:抵债资产接收后应尽快处置变现。以法院、仲裁机构裁决抵债的终结裁决书生效日,为抵债资产取得日,不动产和股权应自取得日起2年内予以处置
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16:根据《河南省农村信用社抵债资产管理办法》规定,抵债资产接收主要有裁定(决)和协议两种方式
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17:抵债资产收取后原则上不对外出租。因受客观条件限制,在规定时间内确实无法处置的,为避免资产闲置造成更大的损失,在租赁关系的确立不影响资产处置的情况下,可在处置时限内暂时出租
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19:抵债资产的接收和处置实行内部审批制度
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20:市县行社取得抵债资产时,按实际抵债部分的贷款本金作为抵债资产入账价值
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21:抵债资产保管过程中发生的费用计入其他业务支出
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22:当现金受偿确实不能实现时,可接受以资抵债,但抵债资产价值必须经过严格的评估,防止高估冒算
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23:市县行社必须在抵债前对每笔不良资产进行审计,核查贷前、贷中、贷后各流程环节合规情况,做好责任认定
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24: 不良贷款是指按照信贷资产风险分类的有关规定划分为次级类、可疑类、损失类的贷款及表外不良贷款
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25: 资产管理委员会委员原则上由资产管理、信贷管理、财务会计、法律合规、风险管理、审计、纪检监察等部门负责人组成,委员人数不低于5人,且为奇数
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26: 参加资产管理委员会会议的每位委员应在尽职评估、充分揭示风险的基础上,独立、客观、公正地进行表决,表决意见应当明确,可以弃权
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27:公司类不良贷款每季度至少进行一次尽职调查,个人类不良贷款每季度至少进行两次尽职调查
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28:不良贷款清收处置可选择一种或综合运用多种方式,在同等条件下,非现金清偿优先于现金清偿
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29:各支行不得擅自聘请委托诉讼代理人
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30:对新形成的本金或利息逾期90天未收回的不良贷款,自形成不良之日起9个月内全面诉讼,确保笔笔起诉,依法维护债权
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1: 中华人民共和国民法总则于2017年3月15日,经第十二届全国人民代表大会第五次会议通过
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2:民法调整平等主体的自然人、法人和非法人组织之间的人身关系和财产关系
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3:民事主体的人身权利、财产权利以及其他合法权益受法律保护,任何组织或者个人不得侵犯
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4:民事主体在民事活动中的法律地位一律平等
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5:民事主体从事民事活动,应当遵循自愿原则,按照自己的意思设立、变更、终止民事法律关系
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6:民事主体从事民事活动,应当遵循公平原则,合理确定各方的权利和义务
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7:民事主体从事民事活动,应当遵循诚信原则,秉持诚实,恪守承诺
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8:民事主体从事民事活动,不得违反法律,但可以违背公序良俗
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9:自然人从出生时起到死亡时止,具有民事权利能力,依法享有民事权利,承担民事义务
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10:自然人的出生时间和死亡时间,以出生证明、死亡证明记载的时间为准;没有出生证明、死亡证明的,以户籍登记或者其他有效身份登记记载的时间为准。即使有其他证据足以推翻以上记载时间,也不得以该证据证明时间为准
【判断题】
11:涉及遗产继承、接受赠与等胎儿利益保护的,胎儿视为具有民事权利能力。但是胎儿娩出时为死体的,其民事权利能力自始不存在
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1 When the police caught up with him, Mr.Foster had to [ ] that he'd broken the speed limit.
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4 A number of countries are [ ]their efforts to send out food to the area worst affected by the flood.
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On hering the latest news about your mother's ill health, I [ ]canceling your reservation at the Sheraton.
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There was an obvious indication that the police who have to enforce the new law were not[ ] the general discontent.
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When she heard of her failure in the experiment, her eyes[ ]tears; whether it was of shame, frustration, orgrief was difficult to tell.
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Rose knows that continuous letters fromJohn, together with countless roses are aimedat making her[ ]him.
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[ ]public school for drinking and smoking and then failing inshow business as a singer, she joined her father's business 10 years ago.
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Since the great scandals in banking,many people in the Country have[ ]the prospects of economic recovery within a few years.
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1When employees participated in the problem-solving process, they were muchvmore willing to [ ] solutions to the problems.___
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2 A strong police force has been placed between the two [ ]group in the village to prevent fighting and killing.___
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3 Although personally we believe this to be of only secondary importance, its potential role in [ ] innovative acts cannotbe.___
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4Though many things have been changed culturally, there is a commitment and sense of responsibility that have not yet been [ ] in today's society___
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5 Western nations have older and shrinking populations since they entered the 21stcentury and their [ ] birth rates have also posed problems___
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6 She didn't want to marry him and was [ ] against him because he had only a bachelor's degree and didn't meet her expectations for marriage.___
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7 The president is in trouble and will have to work hard to [ ] his credibility after people discovered that he was not telling the truth.___
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8 To study a number of subjects in the humanities has been both enjoyable and [ ]providing me with a new and different perpective on the world in which we live.___
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9 People are concerned about the environment issue because air and water pollution notonly affects everyone's health but also makesit difficult for businesses to [ ].___
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10 Instead of ignoring or envying successful students, I made it my mission to [ ]the mysterious causes of their success and greatness.___
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1Though he was 80 years old, blind and hardly able to walk, his family [ ]him so much that they could hardly bear the thought of his death.___
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2The support our volunteers provide to the community as well as society cannot [ ] purely practical terms, and their continuing contribution is vital.___
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3 Please don't forget the Tourist Guide , which should [ ] when you travel to different places in Asia And Europe for the next few weeks.___
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4 These people living in this area are still [ ] their traditions which give their life meaning and help them in answering many questions.___
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5You will [ ]for not learning Enghsh; yod never know how much you will miss without being able to speak English.___
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6 If you [ ] travel and trying to adjust to a new time zone, you may not be ready to face the new challenging environmen yet.___
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7 The general manager of the company intends to introduce new management courses, and tighter controls will be [ ] management to raise efficiency.___
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8 Class discussions next week will [ ] the importance of love, communication and a close relationship between parents and their children.___
【单选题】
1:手机银行客户自助签约账户数量___。
【单选题】
2:手机银行贴膜卡通过什么渠道实现银行业务的操作___
【单选题】
3:客户如何开通手机银行贴膜卡业务?___
A. 银行柜面办理
B. 客户网上自行下载办理
C. 以上两种方法都可以
【单选题】
4:手机贴膜卡的初始密码是___。
A. 123456
B. 456789
C. 111111
D. 000000
【单选题】
5:手机贴膜卡收取的短信费是多少___元。
A. 0.2
B. 0.1
C. 0.15
D. 0.25