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46: 【1200法定机关冻结】、【1203法定机关冻结维护】、【1204账户控制及维护】等冻结、控制类交易的授权模式为“仅本地”
A. 对
B. 错
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47:因行政区域代码变更造成身份证号码不一致(第3至6位不一致,其他一致)的,在办理挂失以外的业务时,需在身份证复印件上注明:“因行政区代码变更造成新老身份证号码不一致,经核查:身份证号码错错与身份证号码错错为同一人,核对人:错错。”同时加盖业务章,无需再填制特殊业务申请省中心授权通过表
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49:我行与初中、高中合作发行的校园卡的持卡人为未成年人时,这部分客户办理挂失等业务时,可由学校出具证明,指定代理人代为办理(可代理多笔),同时提供代理人证件及学生身份证件
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50:因办理正常质押贷款,进行质押止付/撤销质押止付时,对公客户可代理,个人客户不允许代理
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51:1204账户控制及维护等用于控制、扣划不良贷款客户存款账户资金的交易,应参照《特殊业务远程集中授权规范操作对照表》的要求,由贷款行两名工作人员持经审批的借款人(保证人)存款内部止付、解除止付、扣划申请表和身份证件办理业务,这三类业务的审批人是相同的
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52:双挂时,挂失约定天数填写时,应勾选“是7天”
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53: 根据电子银行业务相关规定,开立电子银行的个人客户,应当具备完全民事行为能力。其中为16周岁(含)至18周岁(不含),以自己劳动收入为主要生活来源的客户开立电子银行,无需提供能够证明其收入的交易流水或工作证明
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55:金额冻结可以一次性冻结该账户的全部子账户
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56:客户账户已被法院进行只收不付冻结,另一家法院可以申请对该账户进行只收不付轮候冻结
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57:享档档、智能通知存款支持存折开立账户
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59:Ⅱ类户、Ⅲ类户可以下挂网上银行、手机银行,但使用额度受限额限制
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60:修改代发标志使用【1123个人账户维护】交易,挂失状态修改代发标志要选择“非客户”,授权时,需按非客户发起提交授权资料
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62:2018年1月1日起,县级及以下银行网点缴存人民银行发行库的钱捆必须经过清分
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64:特殊情况下(如电信诈骗等),为防范出现更大风险,保护客户资金安全,可以由客户发起8899撤销交易,撤销时应提供客户影像(如原交易需要提交证件的同时提交证件),交回银行回执,并由客户出具声明(说明撤销原因,由此引起的一切经济纠纷和法律责任,由其承担等)
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66:对于1090账户隔日冲补账交易,补账金额不得大于冲账金额
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76: 客户实行资金结算应该开立银行结算账户,但是有的预算单位无账户开立的文件,不符合人行的账户开立的标准,我行可在系统中开立5069内部户,为客户提供资金结算服务
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78:为客户代发工资时,可不开立5069的代发工资户,直接将各代发单位的资金转入一个账户506950001的账户中
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79:347450001这个账户的作用仅用于我们在做汇兑业务时系统进行的资金挂账,这个账户不能手工随便使用
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80:内部账错账冲正交易应该使用1090账户隔日冲补账交易
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