相关试题
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利率一般可以分为日利率、月利率、季利率、年利率
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背书是指在票据背面或者粘单上记载有关事项并签章的票据行为
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出票人可在电子商业汇票上记载自身的评级信息,并对记载信息 的真实性负责,但该记载事项不具有票据上的效力
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出票人在汇票上记载“不得转让”字样的,汇票不得转让
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电子商业汇票的出票人必须为银行业金融机构以外的法人或其他 组织
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撤回要约的通知应当在要约到达受要约人之前或者与要约同时到 达受要约人
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受要约人超过承诺期限发出承诺的,除要约人及时通知受要约人 该承诺有效的以外,为新要约
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受要约人对要约的内容作出实质性变更的,为新要约。有关合同 标的、数量、质量、价款或者报酬、履行期限、履行地点和方式、违 约责任和解决争议方法等的变更,是对要约内容的实质性变更
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要约以信件或者电报做出的,承诺期限自信件载明的日期或者电 报交发之日开始计算。信件未载明日期的,自投寄该信件的邮戳日期 开始计算。要约以电话、传真等快速通讯方式作出的,承诺期限自要 约到达受要约人时开始计算
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直接融资是指不需要任何中介机构运作就融通到资金的一种融资 方式
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在经济处于不景气的时候,宏观调控主要依靠财政政策和货币政 策进行紧缩
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降低法定准备金率和贴现率,都有助于刺激经济的发展
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在宏观货币政策中,改变法定准备金率是最灵活的政策
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从战略理论来讲,银行营销的起点是确定目标市场
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诚信、自信心、豁达大度、坚韧性和进取心是银行营销人员应具 有的品质特征。(
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银行营销渠道是指提供银行服务和方便客户使用银行服务的各种 手段,即银行产品和服务从银行流转到客户手中所经过的流通途径
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行业壁垒是指新企业在进入该行业时所遇到的有利因素
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行业风险是指由于一些不确定因素的存在,导致对某行业生产、经 营、投资或授信后偏离预期结果而造成损失的可能性
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区域风险是指受特定区域的自然、社会、经济、文化和银行管理水 平等因素影响,而使信贷资产遭受损失的可能性
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企业处于启动阶段时,虽然产品价格高昂,但未来成功的几率很难 估算,所以这一阶段的资金应当主要来自企业所有者或者风险投资者, 而不应该是来自商业银行
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对借款人以机器设备作为抵押物的,银行在估价时不得扣除折旧
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法律规定自登记之日起生效的合同,必须办理抵押登记,否则合同 无效
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由医院、学校等以公益为目的的事业单位、社会团体提供保证的 保证合同无效
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1U责权人有权收取质物的孳息,孳息应当首先冲抵收取孳息的费用
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质物保管费用和实现质权的费用不属于质押担保范围
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抵押是指债务人或者第三人转移对法定财产的占有,将该财产作 为债权的担保
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根据《担保法》的规定,国家机关、学校、幼儿园、医院等以公 益为目的的事业单位、社会团体不能担任保证人;企业法人的分支机 构在有法人授权的条件下,可以在授权范围内提供担保
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商业银行查询个人信用报告时应当取得被查询人的口头授权
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债务人将法定财产进行抵押后,债权人为抵押人
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金融机构要保存与查询目的相关的原始文档,人民银行征信管理 部门有权对各行查询的合法、合规性进行检查
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《担保法》规定,国家机关不得作为保证人
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1 In our class,most discussions and activities take place in assigned small groups,These groups provide a supportive and safe environment that () learning
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9 As the finance ministry rejected the defor its "lack of clarity",it[ ]complaint with the Europear Commission that this deal was against the law
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5 State governments and the colleges themselves have [ ] financial help to students with special abilities and those with financial needs
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10 Dogs cannot distinguish the color of trafficlights, so the master must make the decision of when it is safe to [ ] across the road
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6 The committee agreed that his papers
[ ] a wider circulation because of their essential and fundamental interest to a larger audience.
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1 Because women often restrict their diet
In an effort to control weight,they may
Not consume enough iron-rich food and
( ) experience an iron Deficiency.
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8 Americans defend the right to obtain a gun and they have[ ] been willing to turn a blind eye to the harm that people owning guns have caused
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7 The anger and frustration [ ] by the local people who do not understand what is happening to them will be a terrible and dangerous force
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2 Some reform advocates ignore the impact of
Class size on student achievement,and they
are ( ) what they call as a Priority:teacher effectiveness.
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3 Because of easy access to the Internet,the
New breakthrough tq create something
Truly creative ( ) happen anytime now.
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4 Indeed,if teachers want to( ) how far students might get in life, a better measurement than grades might be how hard the students try.
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5 Nature has( ) these animals ( ) a capacity for not showing Fear.
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6 During the weeks of discussion,delegations
from groups who are interested in the
Resolution may call on representatives to
( ) their point of view.
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7 Plato was a superb writer,and his works are
Part of the world’s great literature.Most of
His existing work is ( )Dialogs and letters.
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8 Young people should enter into a broad
Flexible training program,through which
They can learn a lot and be ( ) their future careers.
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9 The young man is very happy and proud to
be ( ) the old professor because he always feeIs great when talking With him.
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10 One day they passed more than 20 villages ( ),and some of these are Said to have stretched for six miles or more.
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7 Being asingle parent,there is no way for her
to ( ) the time and energy she has
devoted to her children for the past 10 years.
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8 It is essential that you start by listening because one of the main ( ) teenagers and their parents face in forming positive relationships is that neither listens to the other.
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9 We all know the dangers of an earthquake: the ( ) to buildings,the troubles can be caused by falling trees,and the terror occurs when the earth actually opens uip.
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10 Not until recently have we realized that the increasing world population may lead to a potential gloomy ( ) for humanity starvation.
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2 It is the development strategy/of the company to ( ) its overseas expansion in order to take a slice of the world market
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3 Nearly six million people go to see the Mona
Lisa every year,attracted by the ( )of her smile.When you're not lodking at her, she seems to be smiling;when you look at her,she stops.
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4 To live with a family whose native language is English is the ideal way to further improve one's English and to gain ( )into its culture.
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5 There is a real need to ( ) academic
achievement in schools and help with the
development of a student's overall character.
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6 Einstein said his scientific discoveries grew
from his imagination rather than from( ),
reason and language.
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1 When the police caught up with him, Mr.Foster had to [ ] that he'd broken the speed limit.
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2 Whenever my boss makes a decision that I don't agree with, I tell him what I really think, though it's [ ] to make him happy by telling him his ideas are always right
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3 As can be probably perceived, a manned tip to Mars may soon[ ] since scientists have achieved the manned moon mlssion
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4 A number of countries are [ ]their efforts to send out food to the area worst affected by the flood.
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She authorizcd her partner to carry out daily responsibllitles [ ]when she was on her business trip
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On hering the latest news about your mother's ill health, I [ ]canceling your reservation at the Sheraton.
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There was an obvious indication that the police who have to enforce the new law were not[ ] the general discontent.
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When she heard of her failure in the experiment, her eyes[ ]tears; whether it was of shame, frustration, orgrief was difficult to tell.
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Rose knows that continuous letters fromJohn, together with countless roses are aimedat making her[ ]him.
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[ ]public school for drinking and smoking and then failing inshow business as a singer, she joined her father's business 10 years ago.
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Since the great scandals in banking,many people in the Country have[ ]the prospects of economic recovery within a few years.
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The parents were quite happy to[ ]our suggestion because had taked their most important concernsinto consideration.
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1When employees participated in the problem-solving process, they were muchvmore willing to [ ] solutions to the problems.___
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2 A strong police force has been placed between the two [ ]group in the village to prevent fighting and killing.___